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Independent Contractor Life Insurance Agent Jobs in Nebraska

National Indemnity Company

Insurance Agent I

Omaha, NE · On-site

Balances independent work with strong teamwork and collaboration. * Stays organized and manages ... life and disability insurance as well as a 401(k) with company match. We also proudly offer 100 ...

Handyman Connection of Lincoln, NE

Contractor

Lincoln, NE · On-site

$1.2K - $1.5K/wk

Current driver's license / insurance * Have tools, work vehicle, references * Contractors need liability insurance and workers comp * Access to your own smart phone & Internet Handyman Connection is ...

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All JobsIndependent Contractor Life Insurance Agent JobsIndependent Contractor Life Insurance Agent Jobs in Nebraska

Independent Contractor Life Insurance Agent information

See Nebraska salary details

$17.2K

$84.8K

$138.3K

How much do independent contractor life insurance agent jobs pay per year?

As of Aug 12, 2026, the average yearly pay for independent contractor life insurance agent in Nebraska is $84,827.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,800.00 and $116,300.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.
What are the most commonly searched types of Life Insurance Agent jobs in Nebraska? The most popular types of Life Insurance Agent jobs in Nebraska are:
What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Nebraska? For Independent Contractor Life Insurance Agent jobs in Nebraska, the most frequently searched job titles are:
What job categories do people searching Independent Contractor Life Insurance Agent jobs in Nebraska look for? The top searched job categories for Independent Contractor Life Insurance Agent jobs in Nebraska are:
Independent Contractor Life Insurance Agent jobs near you

Personal Lines Insurance Agent North Platte

Independent Insurance Agents of Nebraska

Callaway, NE • On-site

$50K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago

Job description

NOIA is a connection-driven independent insurance agency looking for an exceptional Agent to join our fast-growing team. The Nebraska Owner's Insurance Team is the heart of our success. Highly trained, people-oriented, and motivated by serving others. We always do what is best for our clients and we are at our very best when we rely on each other.
NOIA is seeking a motivated Insurance Agent to join our North Platte agency. This position is a full-time sales position and requires a producer's license or the ability to obtain one.
Agent duties include, but are not limited to:
  • Connect with clients providing objective solutions to meet their insurance needs
  • Ability to professionally conduct appointments with clients in a variety of formats: in-person, virtual, and by phone
  • Provide policyholder service as needed to educate, resolve policy issues, and advocate on behalf of the client
  • Effectively develop referral networks from the existing client base and community involvement
  • Develops and executes marketing plan with assistance
  • Meet NOIA standards and sales expectations
  • Willingness and commitment to continual learning, continuing education, and keeping all required certifications up to date
  • Analyze requests and provide information necessary to handle client needs
  • Create accurate and timely customer quotations, and follow-ups with customers as needed
  • Enter data into appropriate computer systems
  • Calculate premiums and establish payment methods
  • Monitor insurance claims and help clients settle them
  • Fulfill all policy requirements
  • Customizing insurance programs to suit individual customer needs
  • Inspecting property to examine its overall condition and decide its insurance risk
  • Acting as an intermediary between a customer and the insurance company

Education: High School Diploma or GED required. College-level credentials such as AS, BS, and BA preferred
Licensing/Registration/Certification: Nebraska Insurance License preferred
Preferred experience in an insurance agency
Skills Knowledge and Abilities:
  • Experience with Applied Epic a bonus
  • Passionate, motivated and goal-oriented
  • Excellent communication and time management skills
  • Insurance License required or ability to obtain
  • College degree or equivalent job experience preferred
  • Prior sales experience

This position is salaried + commission! The sky is the limit. The pay range below reflects the range of what could be your potential starting pay.
NOIA offers amazing benefits like:
  • Flexible PTO
  • Freedom to create your own schedule
  • Full health, dental, and vision benefits
  • Life insurance benefits
  • Simple IRA after one year of employment
  • Company vehicle negotiable
  • So much more!

Compensation: $50,000.00 - $65,000.00 per year
Looking for the path to the future you want?
An insurance career is your answer
You define your own financial success. Roles can allow you to choose where, when, and/or how you work. You become a trusted adviser in your community. You score a career built to last.
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This franchise is independently owned and operated by a franchisee. Your application will go directly to the franchisee, and all hiring decisions will be made by the management of this franchisee. All inquiries about employment at this franchisee should be made directly to the franchise location, and not to IIAN Corporate.

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