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Independent Contractor Life Insurance Agent Jobs in Nebraska

Life Insurance Sales Agent

Omaha, NE · On-site +1

$50K - $175K/yr

We help families protect what matters most through life insurance , mortgage protection , final ... Comfortable working independently * Interested in personal growth and leadership * Looking for ...

Balances independent work with strong teamwork and collaboration. * Stays organized and manages ... life and disability insurance as well as a 401(k) with company match. We also proudly offer 100 ...

Showing results 21-40

Independent Contractor Life Insurance Agent information

See Nebraska salary details

$17.2K

$84.8K

$138.3K

How much do independent contractor life insurance agent jobs pay per year?

As of Aug 12, 2026, the average yearly pay for independent contractor life insurance agent in Nebraska is $84,827.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,800.00 and $116,300.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.
What are the most commonly searched types of Life Insurance Agent jobs in Nebraska? The most popular types of Life Insurance Agent jobs in Nebraska are:
What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Nebraska? For Independent Contractor Life Insurance Agent jobs in Nebraska, the most frequently searched job titles are:
What job categories do people searching Independent Contractor Life Insurance Agent jobs in Nebraska look for? The top searched job categories for Independent Contractor Life Insurance Agent jobs in Nebraska are:

Life/Health Insurance Position - State Farm Agent Team Member

State Farm

Lincoln, NE • On-site

Full-time

PTO

Re-posted 9 days ago


State Farm rating

7.3

Company rating: 7.3 out of 10

Based on 1,552 frontline employees who took The Breakroom Quiz

234th of 304 rated insurance


Job description

Responsive recruiter
Position Overview
Successful State Farm Agent is seeking a qualified professional to join their winning team for the role of Life/Health Insurance Position - State Farm Agent Team Member. We seek an energetic professional interested in helping our business grow through value-based conversations and remarkable customer experience. If you are a motivated self starter who thrives in a fast-paced environment, then this is your opportunity for a rewarding career with excellent income and growth potential.
Responsibilities
  • Use a customer-focused, needs-based review process to educate customers about insurance options.
  • Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.
  • Maintain a strong work ethic with a total commitment to success each and every day.
As an Agent Team Member, you will receive
  • Salary plus commission/bonus
  • Paid time off (vacation and personal/sick days)
  • Flexible hours
Requirements
  • Sales experience (outside sales or inside sales representative, retail sales associate, or telemarketing) preferred
  • Successful track record of meeting sales goals/quotas preferred
  • Enthusiastic about the role insurance and financial products play in helping people manage the risks of everyday life, recover from the unexpected, and realize their dreams
  • Self-motivated
  • Ability to make presentations to potential customers
  • Ability to conduct interviews in the office and in customer's home or business
  • Bilingual - Vietnamese required
  • Life and Health license (must be able to obtain)
  • Bachelor's degree required

If you are motivated to succeed and can see yourself in this role, please complete our application. We will follow up with you on the next steps in the interview process.
This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies. Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs. State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm.
My team's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We are located in Lincoln, NE and help customers with their insurance and financial services needs, including:
  • Auto insurance
  • Home insurance
  • Life insurance
  • Retirement planning

State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. Agents are responsible for and make all employment decisions regarding their employees.

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