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Independent Claim Adjuster Jobs (NOW HIRING)

E&S Claim Adjuster

Sarasota, FL · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

E&S Claim Adjuster

Lawrenceville, GA · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

E&S Claim Adjuster

Richardson, TX · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

E&S Claim Adjuster

Sarasota, FL · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

E&S Claim Adjuster

Lake Mary, FL · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

E&S Claim Adjuster

Richardson, TX · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

E&S Claim Adjuster

Carmel, IN · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

E&S Claim Adjuster

Carmel, IN · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

E&S Claim Adjuster

Lawrenceville, GA · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

E&S Claim Adjuster

Glen Allen, VA · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

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Mechanical Claim Adjuster

Fenton, MO · On-site

$19 - $25/hr

Wise F&I is currently seeking full-time Claim Adjusters to support our VSC claims team and our ... Our production partners include independent agents and their client automotive dealers and lenders ...

E&S Claim Adjuster

Sarasota, FL · On-site

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Attend mediations and manage claims effectively to closure, coordinating with independent adjusters ...

Be Seen First

Mechanical Claim Adjuster

Fenton, MO · On-site

$19 - $25/hr

Wise F&I is currently seeking full-time Claim Adjusters to support our VSC claims team and our ... Our production partners include independent agents and their client automotive dealers and lenders ...

$60 - $80/hr

Our success is built on strong partnerships with independent insurance agents who value our ... Currently seeking an experienced Senior Work Comp Claim Adjuster to provide quality, cost efficient ...

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Independent Claim Adjuster information

See salary details

$30.5K

$64.6K

$90K

How much do independent claim adjuster jobs pay per year?

As of Sep 9, 2026, the average yearly pay for independent claim adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What is an independent claim adjuster?

Independent claim adjusters are professionals who investigate and evaluate insurance claims on behalf of insurance companies, but they are not directly employed by any one insurer. Instead, they typically work as contractors or for independent adjusting firms and are hired to assess claims, determine the extent of the insurance company's liability, and help resolve claims efficiently. Their work often involves inspecting property damage, interviewing claimants and witnesses, and preparing detailed reports. Independent adjusters are especially important after large-scale disasters when insurance companies need extra help managing a high volume of claims.

What are the key skills and qualifications needed to thrive as an independent claim adjuster?

To thrive as an Independent Claim Adjuster, you need a solid understanding of insurance policies, investigative techniques, and claims evaluation, often supported by a relevant license and prior experience in insurance or claims. Familiarity with claims management software, estimating tools like Xactimate, and digital documentation systems is typically required. Outstanding attention to detail, negotiation skills, and the ability to communicate empathetically help set top adjusters apart. These skills and tools are crucial for accurately resolving claims, ensuring client satisfaction, and maintaining compliance with industry standards.

What are some common challenges independent claim adjusters face and how can they effectively manage their workload?

Independent Claim Adjusters often juggle multiple claims simultaneously, each with unique circumstances and deadlines. Managing time efficiently, maintaining thorough documentation, and staying updated on industry regulations are key challenges. Leveraging digital tools for scheduling and reporting, regularly communicating with clients and insurers, and prioritizing complex cases can help adjusters stay organized and meet expectations. Building strong relationships with contractors and legal professionals also streamlines the claims process and ensures accurate assessments.

What is the difference between Independent Claim Adjuster vs Staff Claim Adjuster?

AspectIndependent Claim AdjusterStaff Claim Adjuster
CredentialsInsurance licenses, adjuster certificationsInsurance licenses, adjuster certifications
Work EnvironmentRemote or on-site, often contractedTypically in-office or assigned to specific office locations
Employer & Industry UsageIndependent contractors, insurance carriers, third-party administratorsInsurance companies, government agencies, large corporations
Work ScopeHandle claims independently, often on a per-claim basisManage claims as part of a team, with ongoing employment

In summary, Independent Claim Adjusters work independently, often on a contract basis, handling claims remotely or on-site, while Staff Claim Adjusters are employed full-time by insurance companies or agencies, working within a team environment. Both roles require similar certifications but differ mainly in employment structure and work setup.

How to get hired as an independent claim adjuster?

To get hired as an independent claim adjuster, candidates typically need relevant insurance or claims experience, strong communication skills, and often must obtain a state license where required. Building a network within the insurance industry and gaining certifications such as the AIC (Associate in Claims) can improve job prospects. Many adjusters work independently or through agencies, and familiarity with claims management software is beneficial.
More about Independent Claim Adjuster jobs

What cities are hiring for Independent Claim Adjuster jobs?

Cities with the most Independent Claim Adjuster job openings:

What states have the most Independent Claim Adjuster jobs?

States with the most job openings for Independent Claim Adjuster jobs include:

What are popular job titles related to Independent Claim Adjuster jobs?

For Independent Claim Adjuster jobs, the most frequently searched job titles are:

Infographic showing various Independent Claim Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 18% Part Time, and 7% Contract. Highlights an 88% Physical, 2% Hybrid, and 10% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.

E&S Claim Adjuster

Sarasota, FL • On-site, Remote

$91K - $140K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago


Job description

For over 65 years, FCCI has been a place that puts people and relationships first. Here we work to build an environment where everyone is welcome and belongs. That feeling of belonging starts deep within each of us and is demonstrated through our actions as we focus on the journey we take together by being authentic and empathetic. 

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and Surplus Lines claims that require expertise in areas such as coverage, analysis, jurisdictional and diversity issues, litigation management, and expense exposures.

What you will do:

  • Investigate assigned E&S lines claims, including initial investigation, coverage evaluation, settlement negotiation, and reserve setting within authority limits and company best practices.
  • Develop litigation/file disposition strategies and direct defense counsel on litigated files.
  • Provide comprehensive and timely reporting on claim status to claims management, policyholders, and independent agents.
  • Recognize exposures, apply reserving philosophy, and escalate to management when necessary.
  • Conduct field work such as meetings, inspections, damage assessments, and evidence documentation.
  • Attend mediations and manage claims effectively to closure, coordinating with independent adjusters and vendors.

Approximately 20% travel for mediations and trials may be required.

This role is hybrid at our Sarasota FL, office or one of our regional/field locations (Lawrenceville, GA; Lake Mary, FL; Carmel, IN; Richmond, VA and Richardson, TX) or can be remote within FCCI territory.

In exchange for your talents, FCCI offers competitive salaries and an excellent benefits package which includes:

  • Flexible Work Environment
  • Paid Family Leave
  • Competitive PTO & Holidays
  • Recognition & Bonus Programs
  • Medical, Vision, Dental & Life Insurance
  • Employee Referral Bonus
  • Paid Volunteer Time
  • 401(k) Match & Profit-Sharing

The salary range for this position is $91,389-$140,737 annually. This salary range is an estimate and the actual salary will vary based on applicant’s education, experience, knowledge, skills, and abilities. 

We are an Equal Employment Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.

Please apply via our website at www.fcci-group.com.     

Drug Free Workplace (*Pre-employment drug screen is conducted for all positions)