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Independent Adjuster Jobs in Indiana (NOW HIRING)

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Independent Adjuster information

See Indiana salary details

$61.4K

$78.5K

$93.3K

How much do independent adjuster jobs pay per year?

As of Jul 31, 2026, the average yearly pay for independent adjuster in Indiana is $78,504.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,900.00 and $87,100.00 per year, depending on experience, location, and employer.

What are some common challenges Independent Adjusters face when handling multiple claims simultaneously?

Independent Adjusters often manage several claims at once, which can be challenging due to varying deadlines, complex documentation requirements, and the need to coordinate with multiple stakeholders such as policyholders, contractors, and insurance companies. Staying organized, prioritizing tasks, and effectively communicating with all parties are essential to ensure timely and accurate claim resolution. Many adjusters use specialized software and mobile tools to streamline paperwork and reporting, but adaptability and strong time management skills remain crucial for success in this fast-paced environment.

What is the difference between Independent Adjuster vs Staff Adjuster?

AspectIndependent AdjusterStaff Adjuster
CredentialsLicensing varies by state; often requires adjuster licenseTypically requires licensing; may need company-specific training
Work EnvironmentSelf-employed, flexible schedule, remote or on-siteEmployed by insurance company, fixed office or claim site
Employer & Industry UsageWorks independently for multiple clients or firmsWorks directly for an insurance company
Work ScopeHandles claims on a contract basis, often on specific casesManages claims as part of regular employment, ongoing

In summary, Independent Adjusters operate independently, often on a contract basis, with flexible schedules and varied clients. Staff Adjusters are employed directly by insurance companies, working within a structured environment. Both roles require licensing, but their work settings and employment structures differ significantly.

Is independent insurance adjuster a good career?

An independent insurance adjuster evaluates insurance claims, often working remotely or on-site, and typically requires licensing and strong analytical skills. The role offers flexibility and the potential for high earnings based on experience and workload, but it can also involve irregular hours and variable income. Overall, it can be a rewarding career for those interested in insurance, claims assessment, and independent work.

What are independent adjusters?

Independent adjusters are professionals who assess insurance claims on behalf of insurance companies but are not directly employed by those companies. Instead, they work as contractors or through independent adjusting firms, often handling claims in areas affected by disasters or where insurers do not have staff adjusters available. Their main responsibilities include investigating the details of a claim, inspecting property damage, estimating repair costs, and helping to determine the amount the insurance company should pay. Independent adjusters play a key role in ensuring that claims are processed efficiently and fairly. They often work on a variety of claim types, such as property, casualty, and auto insurance.

How much do independent adjusters make per claim?

Independent adjusters typically earn between $150 and $300 per claim, depending on the complexity, location, and their experience. Some adjusters also charge a percentage of the claim settlement or a flat fee, and earnings can vary based on the volume of claims handled and the insurance company's policies.

What are the key skills and qualifications needed to thrive as an Independent Adjuster, and why are they important?

To thrive as an Independent Adjuster, you need a detailed understanding of insurance policies, claims investigation, and damage assessment, often supported by an adjuster license in the relevant state. Familiarity with claims management software (like Xactimate or Symbility) and proficiency in digital documentation tools are typically required. Strong communication, negotiation, and time management skills help build trust with clients and efficiently resolve claims. These abilities ensure accurate claim evaluations, client satisfaction, and compliance with industry regulations.

Which type of adjuster makes the most money?

In the insurance adjusting field, independent adjusters often earn higher income potential than staff or public adjusters, especially when handling large or complex claims. Experienced independent adjusters with specialized skills, certifications, and a strong network can maximize earnings, particularly in catastrophe or high-value claim environments.

How to find work as an independent adjuster?

To find work as an independent adjuster, you should obtain relevant licensing and certifications, such as state-specific adjuster licenses, and build a network with insurance companies, adjusting firms, and claims management companies. Many adjusters find opportunities through industry job boards, professional associations, and direct outreach to insurance providers. Having strong communication skills and familiarity with claims management software can also improve job prospects.
What are popular job titles related to Independent Adjuster jobs in Indiana? For Independent Adjuster jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Independent Adjuster jobs in Indiana look for? The top searched job categories for Independent Adjuster jobs in Indiana are:
What cities in Indiana are hiring for Independent Adjuster jobs? Cities in Indiana with the most Independent Adjuster job openings:
Independent Adjuster jobs near you
Infographic showing various Independent Adjuster job openings in Indiana as of July 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $78,504 per year, or $37.7 per hour.

Property Adjuster Insurance Claims

Elevate Claims Solutions

Indianapolis, IN • On-site

Contractor

Re-posted 23 days ago

Job description


Elevate Claims Solutions is founded on the belief that human experience and claim quality are the essence of profitable growth and retention for our adjuster partners, our clients, and ourselves. Are you ready, willing, and able to Elevate?
Elevate Claims Solutions is seeking an Independent Adjuster adjusters with commercial and residential property claims in Duluth, MN and surrounding area.
How will we Elevate you?
  • We want to know and understandyour unique skillset and goals.We are committed toreceiving your feedback on how we can best support your progression andadvancement towards those goals.
  • Expand your career opportunitiesin a role where you can see that you are making a difference in people'slives.
  • Meaningful work in a culture of continuousimprovement.
  • A diverse market of carriers
  • Clear communication of service and qualityexpectations; internal and external.
  • Guidelines that provide upfront understanding of eachcarrier's requirements.
  • Continuous feedback, including real-time QualityAssurance and formalized quarterly coaching sessions to identify areas ofstrength and opportunity.Training and developmentopportunities tailored to individual growth objectives.
  • A tenured foundation of industry experts with a wideknowledge base for you to consult.

How will you Elevate?
  • Prioritize policyholders duringtheir time loss through demonstrated empathy andunderstanding.
  • Valuing our partnerships with our carrier clients;recognizing and maximizing the ways in which our Elevated Claims Handlingcan support them and their policyholders.
  • Outstanding work ethic.This is not a 9-5position, and you will be called upon to maintain a flexible schedule tohelp meet the needs of insureds and carriers.
  • Clear, consistent, and timelycommunication.We, and our carriers, want and need strong linesof communication.
  • You must be open to receiving and providing feedback.
  • The ability to manage workload while exercising goodjudgment effectively and independently.
  • Strong written and verbal communication skills.
  • Strong technological skills with the ability to workwithin various claims management systems.
  • Minimum of three years of residential and commercialproperty adjusting experience.
  • Carrier experience is desired.
  • Liability experience is a plus.
  • Current, active Xactimate license and experiencewriting both residential and commercial damage estimates in Xactimate.
  • Ability to pass a background screen.
  • Current, active license where required.
  • Equipment and ability to access roofs.

If you are ready to Elevate claims with a firm that truly values and supports you, let us know - we may be a fit.

Apply