In N Out Associate Jobs in Baltimore, MD (NOW HIRING)

Introduction

The Attorney General is the chief legal officer of the State of Maryland. The Office of the Attorney General (OAG) has the general charge, supervision, and direction of the State's legal business, acting as legal advisors and representatives of the major agencies, various boards, commissions, officials, and institutions of State Government. The OAG also protects the public by civil enforcement of antitrust, civil rights, consumer protection, and securities laws and regulations and by the prosecution of organized crime, Medicaid fraud, environmental crimes, insurance fraud, state tax evasion, and other statutorily assigned matters. As Maryland's 47th Attorney General, Anthony G. Brown leads the Office with a critical focus on equity, justice, and fairness.\r\n

GRADE

24\r\n\r\n\r\nThis position offers a salary range of $113,157 - $161,628 with potential for advancement up to $178,453 based on qualifications, equity, and hiring guidelines. Initial salary offers are determined by qualifications, experience, and available budget, and typically do not exceed $161,628.\r\n

LOCATION OF POSITION

Office of the Attorney General\r\nPeoples Insurance Counsel\r\n200 St. Paul Place\r\nBaltimore, Maryland 21202\r\n

Main Purpose of Job

The OAG is seeking applicants for the position of Senior Actuary for the People's Insurance Counsel (PICD). The PICD is responsible for the evaluation of all medical professional liability insurance and homeowners' insurance matters. This includes review and analysis of filings and complaints pending before the Commissioner of the Maryland Insurance Administration (MIA) to determine whether the interests of insurance consumers are affected. The review of rate filings to determine if they are excessive, inadequate or unfairly discriminatory. PICD may conduct investigations and request the Commissioner to initiate an action or proceed to protect the interests of insurance consumers. PICD may be a party to administrative hearings and court proceedings. PICD may propose and reviews legislation. PICD participates in outreach to consumers.\r\n\r\n\r\nThe Division's personnel consist of the People's Insurance Counsel, an assistant attorney general, an actuary analyst/investigator, whose primary responsibilities include review of homeowner's and medical liability insurance filings, and a management associate who primarily provides office support including consumer contact. The senior actuary will supervise and lead the actuary analyst/investigator, the management associate, and lead any law clerks/interns.\r\n\r\n\r\n

POSITION DUTIES

Key responsibilities include but are not limited to:\r\n\r\n\r\n\tReview insurance rate filings and related submissions to assess their impact on Maryland consumers, ensure compliance with actuarial standards, and verify adherence to applicable federal and state laws and regulations.\r\n\tAnalyze rate, rule, form, and underwriting guideline filings, providing recommendations and technical support to counsel for use in regulatory reviews, hearings, and related proceedings.\r\n\tPrepare reports and briefing materials and participate in rate hearings when requested.\r\n\tAdvise staff and management on actuarial matters, offering technical expertise, analysis, and recommendations to support regulatory decision-making.\r\n\tProvide actuarial testimony and expert opinions during court, administrative hearings, and other regulatory proceedings as required.\r\n\tReview consumer complaints, conduct legal and industry research, and evaluate proposed state and federal legislation for potential regulatory and consumer impacts.\r\n\tReview, analyze, and provide testimony if requested concerning legislation.\r\n\tDevelop and deliver outreach initiatives, training programs, and presentations.\r\n\tConduct document and database management; writing reports, and communication with stakeholders.\r\n\tSupervise and lead the work and projects of PICD's analyst and Management Associate, law clerks and interns.\r\n\r\n\r\n

MINIMUM QUALIFICATIONS

At least five years of actuarial experience and must hold a Fellow designation with the Casualty Actuarial Society, along with membership in the American Academy of Actuaries. Candidates should have a strong understanding of rate development methodologies, particularly within homeowners' insurance and medical professional liability insurance, including related coverages and policy provisions. Excellent verbal and written communication skills are essential.\r\n\r\n\r\nRequirement Upon Hire: As of the date of hire, the hired employee may not hold an official relationship to or have any pecuniary interest in an insurer, insurance agency, or insurance transaction other than as a policyholder or claimant under a policy.\r\n

DESIRED OR PREFERRED QUALIFICATIONS

Preference will be given to applicants who possess the following preferred qualifications.\r\n\r\n\r\n\tKnowledge of and experience in actuarial analysis of homeowners and medical professional liability insurance.\r\n\tFamiliarity with the use of catastrophe models and generalized linear models in property insurance ratemaking.\r\n\r\n\r\n

SELECTION PROCESS

Applicants who meet the minimum and selective qualifications will be included in further evaluation. The evaluation may be a rating of your application based on your education, training and experience as they relate to the requirements of the position. Therefore, it is essential that you provide complete and accurate information on your application and answer all supplemental questions. Please report all related education, experience, dates and hours of work. Clearly indicate your college degree and major on your application, if applicable. For education obtained outside the U.S., any job offer will be contingent on the candidate providing an evaluation for equivalency by a foreign credential evaluation service prior to starting employment (and may be requested prior to interview).\r\n\r\n\r\nComplete applications must be submitted by the closing date. Information submitted after this date will not be added. Incorrect/incomplete application forms will not be accepted. Resumes will not be accepted in lieu of a completed application.\r\n\r\n\r\nSuccessful candidates will be placed on the eligible list for at least one year. Candidates may remain on the certified eligible list for a period of at least one year. The resulting certified eligible list for this recruitment may be used for similar positions in this or other State agencies.\r\n\r\n\r\n

BENEFITS

STATE OF MARYLAND BENEFITS\r\n\r\n\r\nWorking for the Office of the Attorney General offers a competitive benefits package designed to support your health and wellbeing.\r\n\r\nGenerous Leave Program:\r\n \r\n Annual Leave: 10-25 days per year based on service.\r\n Sick Leave: 15 days per year with unlimited carryover.\r\n Personal Leave: Up to 6 days per year.\r\n Paid Holidays: 12 state holidays.\r\n Comprehensive Health Coverage: Medical, dental, and vision plans.\r\n Retirement Savings: Definedbenefit pension plan plus 401(k) and 457 supplemental retirement options.\r\n Work-Life Balance: Hybrid and flexible work schedules available for many roles.\r\n Professional Growth: Ongoing training and development opportunities\r\n Additional Benefits: Flexible Spending Accounts, free mass transit (eligible areas), Employee Assistance Program, and access to SECU\r\n \r\n \r\n \r\n \r\n \r\n \r\n

FURTHER INSTRUCTIONS

Online applications are STRONGLY preferred. Please upload a resume under the RESUME tab, in addition to the on-line application. If the online application process is not available, please send your paper application and supplemental questionnaire to careers@oag.maryland.gov or fax to443-681-1062. TTY Users: call via Maryland Relay.\r\n\r\n\r\nIf you have specific questions about recruitment, email careers@oag.maryland.gov\r\n\r\n\r\nThe Office of the Attorney General is an equal opportunity employer that encourages all interested persons to apply regardless of race, color, religion or belief, ancestry, national origin, age, marital status, sexual orientation, gender identity and/or expression, disability, pregnancy, family or parental status, veteran status, genetic information, or any protected category prohibited by local, State or federal laws.\r\n\r\n\r\n