ZipRecruiter

Log In

1

Hud Underwriter Jobs (NOW HIRING)

Sun West Mortgage-Since 1980

Be Seen First

DE and VA Underwriter- Remote

Cerritos, CA · Remote

$110K - $150K/yr

Underwrite FHA, VA, and Conventional loan products with a high level of accuracy and speed ... Identify and resolve HUD-1 deficiencies. * Maintain production volumes aligned with company targets ...

SERVION INC

Underwriter II

New Brighton, MN

$31.43 - $39.29/hr

This position completes underwriting reviews of residential first mortgages in accordance with HUD/VA Credit and Appraisal Guidelines and special investor overlays in a timely manner, ensuring ...

SERVION INC

Underwriter II

Saint Paul, MN · On-site

$31.43 - $39.29/hr

This position completes underwriting reviews of residential first mortgages in accordance with HUD/VA Credit and Appraisal Guidelines and special investor overlays in a timely manner, ensuring ...

Walkerdunlop

HUD Closing Analyst

Towson, MD · Hybrid

$55K - $60K/yr

Department Overview The HUD Closing team facilitates the closing and funding of FHA/HUD-insured loans, coordinating with underwriting, production, borrowers/clients, internal partners, HUD personnel ...

Axos Bank

VP, Sr Underwriter

San Diego, CA · On-site

$100K - $125K/yr

... Underwriter to join our team, specializing in Single Family Residential loans including ... If you have a deep understanding of FNMA, FHLMC, HUD, and construction-related financials, and ...

Walkerdunlop

HUD Closing Analyst

Bethesda, MD · Hybrid

$55K - $60K/yr

Department Overview The HUD Closing team facilitates the closing and funding of FHA/HUD-insured loans, coordinating with underwriting, production, borrowers/clients, internal partners, HUD personnel ...

Axos Bank

VP, Sr Underwriter

San Diego, CA

$100K - $125K/yr

... Underwriter to join our team, specializing in Single Family Residential loans including ... If you have a deep understanding of FNMA, FHLMC, HUD, and construction-related financials, and ...

Walkerdunlop

HUD Closing Analyst

Franklin, TN · Hybrid

$55K - $60K/yr

Department Overview The HUD Closing team facilitates the closing and funding of FHA/HUD-insured loans, coordinating with underwriting, production, borrowers/clients, internal partners, HUD personnel ...

Walkerdunlop

HUD Closing Analyst

Atlanta, GA · Hybrid

$55K - $60K/yr

Department Overview The HUD Closing team facilitates the closing and funding of FHA/HUD-insured loans, coordinating with underwriting, production, borrowers/clients, internal partners, HUD personnel ...

Eastern Bank

Mortgage Underwriter

Manchester, NH · On-site

$30.94 - $49.73/hr

Individuals in the role must have attained Direct Endorsement (DE) status from HUD and/or Staff ... Communicate underwriting decisions clearly and professionally to all relevant parties, both ...

Eastern Bank

Mortgage Underwriter

Manchester, NH

$30.94 - $49.73/hr

Individuals in the role must have attained Direct Endorsement (DE) status from HUD and/or Staff ... Communicate underwriting decisions clearly and professionally to all relevant parties, both ...

OSP LP

MULTIFAMILY CREDIT UNDERWRITER

Palatine, IL · On-site

Primary Position Objective Under the supervision of the Multifamily Credit Underwriting Manager and ... Mac, or HUD, tax exempt multifamily mortgage revenue bonds, private placement bonds, and other ...

OSP LP

MULTIFAMILY CREDIT UNDERWRITER

Palatine, IL · On-site

Primary Position Objective Under the supervision of the Multifamily Credit Underwriting Manager and ... Mac, or HUD, tax exempt multifamily mortgage revenue bonds, private placement bonds, and other ...

OSP LP

MULTIFAMILY CREDIT UNDERWRITER

Tampa, FL · On-site

Primary Position Objective Under the supervision of the Multifamily Credit Underwriting Manager and ... Mac, or HUD, tax exempt multifamily mortgage revenue bonds, private placement bonds, and other ...

previous pagenext page

Showing results 21-40

All JobsHud Underwriter Jobs

Hud Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do hud underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for hud underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

How hard is it to get a Hud Underwriter job?

Securing a HUD Underwriter position typically requires relevant experience in mortgage underwriting, knowledge of HUD guidelines, and often a certification such as the FHA Underwriting Certification. Competition can vary based on location and demand, but having strong analytical skills and familiarity with loan processing tools can improve chances of employment.

What are the typical challenges faced by a HUD underwriter when evaluating loan applications?

HUD Underwriters often encounter challenges such as interpreting complex financial documentation, ensuring strict compliance with HUD and FHA guidelines, and balancing risk assessment with customer service. They must stay up-to-date with frequent changes in federal regulations and policy updates, which can add complexity to the underwriting process. Collaboration with loan officers, processors, and compliance teams is crucial to resolve discrepancies and facilitate timely loan approvals while maintaining accuracy and regulatory adherence.

What is the difference between Hud Underwriter vs Mortgage Underwriter?

AspectHud UnderwriterMortgage Underwriter
CertificationsHUD-specific training, general underwriting certificationsMortgage licensing, general underwriting certifications
Work EnvironmentGovernment agencies, HUD-approved lendersPrivate banks, mortgage companies
Industry UsagePrimarily in government-backed loan programsIn both private and government-backed loans
Job FocusEnsuring compliance with HUD guidelinesAssessing borrower risk and loan viability

Hud Underwriters primarily focus on evaluating loans that involve HUD programs, ensuring compliance with government standards. Mortgage Underwriters handle a broader range of private and government-backed loans, assessing borrower risk and loan eligibility. While both roles involve underwriting skills, Hud Underwriters specialize in HUD-specific criteria, whereas Mortgage Underwriters work across various lenders and loan types.

What is a HUD underwriter?

HUD underwriters are professionals responsible for reviewing and evaluating loan applications for properties insured by the U.S. Department of Housing and Urban Development (HUD), primarily through the Federal Housing Administration (FHA) loan program. They assess borrowers' creditworthiness, ensure compliance with HUD guidelines, and determine if the property and borrower meet all eligibility requirements. HUD underwriters play a critical role in the mortgage approval process, helping to minimize risk for lenders and ensure that loans adhere to federal regulations.

Is underwriting a high stress job?

Underwriting can be a high-pressure role due to the need to assess risk accurately and meet deadlines. It often requires attention to detail, decision-making skills, and the ability to handle workload fluctuations, which can contribute to stress levels.

What are the key skills and qualifications needed to thrive as a HUD underwriter, and why are they important?

To thrive as a HUD Underwriter, you need a strong understanding of mortgage underwriting, FHA/HUD guidelines, and risk assessment, typically supported by relevant experience or certification (such as DE certification). Proficiency with loan origination systems, automated underwriting tools, and HUD-specific software is essential for evaluating and processing loans. Attention to detail, analytical thinking, and effective communication are vital soft skills for identifying compliance issues and collaborating with loan officers. These skills ensure accurate loan approvals, regulatory compliance, and minimize financial risk for lenders.
More about Hud Underwriter jobs
What cities are hiring for Hud Underwriter jobs? Cities with the most Hud Underwriter job openings:
What states have the most Hud Underwriter jobs? States with the most job openings for Hud Underwriter jobs include:
What job categories do people searching Hud Underwriter jobs look for? The top searched job categories for Hud Underwriter jobs are:
Hud Underwriter jobs near you
Infographic showing various Hud Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, and 5% Part Time. Highlights an 85% In-person, and 15% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

DE and VA Underwriter- Remote

Sun West Mortgage-Since 1980

Cerritos, CA • Remote

$110K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 12 hours ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

Sun West is a nationwide full-service mortgage seller /servicer with over 44 years of experience. Our current expansion initiative is driven with respect to the competency evolution of Sun West. Sun West has set the mark in the Mortgage industry as one of the leading company’s specialized in FHA Single Family, HUD Multi Family, VA, Conventional and Home Equity mortgages.

Sun West is one of the few direct lenders to provide in-house underwriting, funding, and servicing. Our team is dedicated to offering exceptional customer service coupled with integrity, reliability, strength and stability. We achieve this through our commitment to technology.

We are seeking a seasoned DE and VA Underwriter to join our growing team. This individual will be responsible for making high-stakes, independent credit decisions that directly impact $20–$30 million in monthly lending. If you are meticulous, deeply knowledgeable about underwriting guidelines, and thrive in a high-volume, compliance-driven environment, we want to hear from you.


Key Responsibilities

  • Independently assess loan applications and make underwriting decisions in strict adherence to Agency, Investor, and Sun West guidelines.
  • Underwrite FHA, VA, and Conventional loan products with a high level of accuracy and speed.
  • Analyze borrower credit-worthiness, collateral, and AUS findings (DU/LP).
  • Accurately issue the Loan Analysis and Loan Summary.
  • Downgrade loans to Manual Underwrite where required, as the exclusive authority on such decisions.
  • Stay current with all federal and state lending regulations and mortgagee letters (particularly those issued post-01/2008).
  • Calculate income per Agency guidelines, including complex tax return reviews.
  • Verify borrower assets including gift funds, trailing funds, and reserves.
  • Accurately compute loan amounts for Rate/Term and Streamline Refinances.
  • Identify and resolve HUD-1 deficiencies.
  • Maintain production volumes aligned with company targets, while delivering accurate results.


Required Qualifications

  • Active DE Underwriter Certification (CHUMS ID is mandatory).
  • Active VA/SAR Certification.
  • Actively underwriting FHA loans for the last 24 months.
  • Proficient with Automated Underwriting Systems, especially DU and LP.
  • Strong verbal and written communication skills.
  • Exceptional attention to detail and customer-service orientation.
  • Deep knowledge of compliance regulations, including:
    • Mortgage Disclosure Improvement Act (MDIA)
    • RESPA Reform, Appraisal Independence, and HVCC
  • Proven ability to meet and exceed underwriting production targets.


Technical Requirements

  • High proficiency in Adobe Acrobat® (e.g., splitting/creating PDFs), Microsoft Office, Google Apps, and web-based tools.
  • Excellent typing speed and computer literacy are essential.


Why Join Us?

  • Directly impact substantial lending volumes and influence decision-making.
  • Be part of a professional, compliance-focused, and highly skilled team.
  • Access to continuous learning and development resources.

Company Description

Sun West Mortgage Company, Inc. is an Equal Opportunity Employer. The company and its affiliates recruit and hire qualified candidates without regard to race, religion, color, sex, sexual orientation, gender, gender identity, age, national origin, ancestry, citizenship, veteran or disability status, medical condition, marital status, or any other factor prohibited by federal, state, provincial, and municipal laws.