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Hourly Insurance Agent Jobs in Delaware (NOW HIRING)

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Hourly Insurance Agent information

What is the difference between Hourly Insurance Agent vs Commission-Based Insurance Agent?

AspectHourly Insurance AgentCommission-Based Insurance Agent
CompensationHourly wage regardless of salesCommission based on policies sold
Work EnvironmentTypically in retail or office settingsFieldwork and client meetings
Required CredentialsLicensing, insurance knowledgeLicensing, sales skills
Employer UsageInsurance agencies, brokeragesInsurance agencies, independent agents

Hourly Insurance Agents receive a fixed wage for their work hours, providing income stability. In contrast, Commission-Based Insurance Agents earn based on sales performance, which can lead to higher earnings but less income predictability. Both roles require licensing and industry knowledge, but their compensation structures and work environments differ significantly.

What are some common challenges faced by hourly insurance agents, and how can they be addressed?

Hourly insurance agents often face challenges such as meeting sales targets within limited working hours and managing a fluctuating client base. To address these, successful agents prioritize effective time management, focus on building strong client relationships, and stay updated on industry products and regulations. Collaborating closely with other team members, such as underwriters and customer service representatives, can also help resolve client issues efficiently. Additionally, ongoing training and mentorship programs offered by employers can support agents in improving their skills and achieving their goals.

What are the key skills and qualifications needed to thrive as an Hourly Insurance Agent, and why are they important?

To thrive as an Hourly Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing requirements. Familiarity with customer relationship management (CRM) software, quoting systems, and digital communication tools is important for daily operations. Excellent interpersonal skills, active listening, and resilience in handling objections help you build client trust and close sales. These abilities are critical for meeting sales targets, maintaining compliance, and delivering quality customer service in a competitive market.

What is an Hourly Insurance Agent?

An Hourly Insurance Agent is a professional who sells and manages insurance policies, such as auto, home, life, or health insurance, and is compensated on an hourly wage rather than by commission. These agents assist clients in understanding coverage options, processing claims, and ensuring their insurance needs are met. Working hourly allows them to focus on customer service and unbiased advice, as their income does not depend on the number or size of policies sold. This role may be found in insurance agencies, call centers, or customer support teams.
What are the most commonly searched types of Insurance Agent jobs in Delaware? The most popular types of Insurance Agent jobs in Delaware are:
What cities in Delaware are hiring for Hourly Insurance Agent jobs? Cities in Delaware with the most Hourly Insurance Agent job openings:
Hourly Insurance Agent jobs near you
Infographic showing various Hourly Insurance Agent job openings in Delaware as of July 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution.

Insurance Agent - Dover, DE

Horace Mann - Agent Opportunities

Dover, DE

Other

Re-posted 22 days ago

Job description

Horace Mann is seeking a motivated insurance professional to join our team serving the educator market. This opportunity is designed for individuals looking to build or grow their own business while being supported by a strong brand, established resources, and a niche educator market.

Based on experience and background, this opportunity has an existing book of business and may be aligned as either an Exclusive Agent (EA) or an Enhanced Exclusive Agent. Both opportunities require a Property & Casualty and Life & Health license.

Role Options

  • Exclusive Agent (EA):
    Focused on continuing to build from an existing book of business while expanding market access within the educator community through school events, networking, and referrals, with renewal income earned as new business is written.
  • Enhanced Exclusive Agent:
    Assumes and expands an existing book of educator clients with in-force policies and immediate renewal income, while continuing to grow relationships and deepen market presence. Must also have, at minimum, the SIE prior to start; Series 6 and/or Series 63 required or to be obtained after hire, as applicable.

What You'll Do

  • Build and maintain relationships with educators and school employees
  • Identify client needs and recommend insurance and financial solutions
  • Generate new business through referrals, school partnerships, and networking
  • Retain and renew policies while delivering exceptional service
  • Cross-sell auto, home, life, and retirement products
  • Participate in community and educator-focused events

What We Offer

  • 1099 compensation with uncapped earning potential with renewals
  • Industry-leading incentive compensation during the first 48 months while you grow your book (Exclusive Agent)
  • Book of business with immediate renewal income (Enhanced Agent)
  • Exclusive territory within a niche educator market
  • Dedicated service support so you can focus on growth
  • Ongoing training, technology, and business development resources
  • Flexibility to manage your own schedule and business

Qualifications

  • Active Life & Health and Property & Casualty licenses (Exclusive & Enhanced Agent)
  • Ability to obtain FINRA licenses (SIE, Series 6 & 63, if applicable) (Enhanced)
  • Insurance or financial services experience preferred
  • Strong relationship-building and communication skills
  • Entrepreneurial mindset and self-motivation

Why Horace Mann?

  • Exclusive access to the educator market
  • Opportunity to build a meaningful, long-term business
  • Strong earning potential with stability and growth
  • Ability to make a real impact supporting educators' financial futures

Whether you're looking to build from a small book, assume an established one, or grow into a future leadership role, Horace Mann offers a path designed to support your success.

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