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Hourly Credit Risk Modeling Jobs in Commerce, CA

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Head of Capital Markets

Los Angeles, CA · On-site +1

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Partner closely with Credit Risk to ensure credit box alignment with forward flow eligibility ... Extend our capabilities to model credit and stress scenarios - emulating major rating agencies ...

Achieve

Head of Capital Markets

Los Angeles, CA · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Partner closely with Credit Risk to ensure credit box alignment with forward flow eligibility ... Extend our capabilities to model credit and stress scenarios - emulating major rating agencies ...

New

Slalom Consulting

General Information

Los Angeles, CA · On-site

$50 - $80/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The role focuses on predictive analytics and all-hazards risk modeling-including wildfire, extreme ... The targeted hourly pay range is $50/hr to $80/hr. Actual compensation will depend upon an ...

Low Income Investment Fund

Credit Officer

Los Angeles, CA · On-site

$164K - $205K/yr

Risk Rating Model : The Credit Officer will be responsible for ongoing management of LIIF's Risk Rating Model, which is a component of the Impact, Risk and Profitability (IRP) Framework guided by ...

City National Bank

Portfolio Manager I

Los Angeles, CA · On-site

$41.83 - $66.81/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Operate within a relationship-focused model that emphasizes risk management, cross-functional collaboration, and long-term client partnerships. * Provide comprehensive credit recommendations and ...

The TCW Group

Risk Lead

Los Angeles, CA · On-site

$200K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The role encompasses market, liquidity, credit, and concentration risks, with full accountability for defining portfolio risk metrics and models. Location: Los Angeles, CA Essential Duties Leadership ...

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Hourly Credit Risk Modeling information

What is hourly credit risk modeling?

Hourly credit risk modeling is the process of assessing and predicting the likelihood of a borrower defaulting on their financial obligations, with risk evaluated and updated on an hourly basis. This approach is often used by financial institutions and fintech companies that require real-time credit risk analysis for instant lending decisions or ongoing portfolio monitoring. By utilizing real-time data and advanced analytics, hourly credit risk modeling enables lenders to respond quickly to changes in a borrower's financial behavior or external market conditions. This leads to more accurate risk assessments and helps institutions manage their exposure more effectively.

What is the difference between Hourly Credit Risk Modeling vs Credit Analyst?

AspectHourly Credit Risk ModelingCredit Analyst
Primary FocusDeveloping and implementing credit risk models to assess borrower riskAnalyzing credit data to evaluate creditworthiness of individuals or companies
Required SkillsStatistical analysis, modeling, programming, financial analysisFinancial analysis, credit report review, communication skills
Work EnvironmentFinancial institutions, consulting firms, often project-basedBanks, lending institutions, credit departments
CertificationsOften requires CFA, FRM, or similar certificationsTypically requires finance or accounting degrees; certifications like CFA are common

Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.

What are the key skills and qualifications needed to thrive as an hourly credit risk modeler, and why are they important?

To thrive as an Hourly Credit Risk Modeler, you need strong quantitative skills, a background in finance, economics, mathematics, or statistics, and experience with credit risk principles. Familiarity with statistical software such as SAS, R, or Python, as well as knowledge of risk modeling frameworks and regulatory requirements, is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills are essential for accurately assessing credit risk, supporting sound decision-making, and ensuring regulatory compliance in financial institutions.

How does an hourly credit risk modeling professional typically collaborate with other departments within a financial institution?

Hourly Credit Risk Modeling professionals often work closely with teams such as underwriting, data analytics, and IT to ensure credit risk models are accurate and actionable. They may participate in cross-functional meetings to discuss model performance, share insights from data analysis, and implement feedback from business stakeholders. Collaboration is key, as their models directly influence lending decisions, risk management strategies, and regulatory compliance. Regular communication with colleagues helps ensure that risk models stay aligned with evolving business needs and regulatory requirements.

What cities near Commerce, CA are hiring for Hourly Credit Risk Modeling jobs?

Cities near Commerce, CA with the most Hourly Credit Risk Modeling job openings:

Hourly Credit Risk Modeling jobs near you
Infographic showing various Hourly Credit Risk Modeling job openings in Commerce, CA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.

Vice President, Corporate Banking Credit Solutions - Innovation Banking

First Citizens Bank

Santa Monica, CA • On-site

$159K - $213K/yr

Full-time

Re-posted 7 days ago

First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

107th of 171 rated banks

Job description

Overview
This is a hybrid role, with the expectation that time working will regularly take place inside and outside of the Santa Monica office.
Together, Silicon Valley Bank and First Citizens offer you the strength and stability of a diversified financial institution with a 125-year tradition of service and the personalized approach of a nimble financial partner.
First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of more than 550 branches in 23 states and commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets.
Silicon Valley Bank (SVB), a division of First-Citizens Bank, is the bank of some of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. Learn more at svb.com.
The Corporate Banking Credit Solutions (CBCS) team provides customized credit and capital solutions to late-stage technology companies. This role offers the opportunity to lead complex financings, support innovative businesses, and play a key role in managing and growing a high-performing lending portfolio. The Vice President II partners closely with Relationship Management, Syndications, Legal, and other internal stakeholders to deliver tailored lending solutions while maintaining strong credit discipline and portfolio performance.
Responsibilities
  • Lead the end-to-end execution of lending transactions for new and existing clients, including due diligence, structuring, underwriting, credit approval, documentation, negotiation, and closing.
  • Prepare and present credit recommendations to approval committees and senior management.
  • Structure creative financing solutions that balance client needs, risk management objectives, and profitability goals.
  • Manage a portfolio of borrowing relationships, including ongoing risk assessment, covenant compliance, renewals and amendments.
  • Partner with Relationship Managers to identify, evaluate, and execute financing opportunities for existing and prospective clients.
  • Serve as the primary credit contact for assigned portfolio companies, developing strong relationships with management teams and key stakeholders.
  • Monitor industry, market, and competitive trends to identify emerging risks and opportunities.
  • Mentor and develop junior team members, providing guidance, coaching, and oversight on underwriting, portfolio management, and transaction execution activities.

Skills & Success Factors
  • Advanced credit underwriting, financial analysis, and transaction execution capabilities.
  • Deep understanding of financial statements, cash flow analysis, financial modeling, and credit risk assessment.
  • Proven ability to manage complex transactions and drive successful outcomes.
  • Strong negotiation, communication, and relationship management skills.
  • Excellent organizational skills, attention to detail, and sound credit judgment.
  • Demonstrated ability to influence decisions, manage competing priorities, and collaborate effectively across teams and stakeholders.

Qualifications
  • Bachelor's degree with 4 years of credit analysis and portfolio management experience OR High School diploma or GED with 8 years of credit analysis and portfolio management experience.

Preferred Qualifications:
  • 8+ years of experience in technology commercial banking/finance, leveraged finance, or investment banking roles.
  • Preferred Area of Study: Finance, Accounting, Economics, Business Administration, or related field.

The base pay for this position is generally between $159,900-$213,200 per year. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

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