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Hourly Credit Risk Modeling Jobs in Commerce, CA

Plat.AI

Front-Facing Data Analyst

Glendale, CA · On-site

Experience with underwriting analytics or credit risk modeling * Familiarity with interpretable ML models (scorecards, gradient boosting, etc.) * Knowledge of fraud detection metrics * Experience ...

City National Bank

Portfolio Manager II

Los Angeles, CA · On-site

$48.66 - $82.86/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Operate within a relationship-focused model that emphasizes risk management, cross-functional collaboration, and long-term client partnerships. * Provide comprehensive credit recommendations and ...

Collectorsuniverse

Head of Risk and Compliance

Santa Ana, CA · On-site +1

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... or a bank-partnership model), maintain the licensing calendar, and serve as the primary ... Credit & collateral risk governance. Partner with FS product and finance leaders on underwriting ...

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All JobsHourly Credit Risk Modeling JobsHourly Credit Risk Modeling Jobs in Commerce, CA

Hourly Credit Risk Modeling information

What is hourly credit risk modeling?

Hourly credit risk modeling is the process of assessing and predicting the likelihood of a borrower defaulting on their financial obligations, with risk evaluated and updated on an hourly basis. This approach is often used by financial institutions and fintech companies that require real-time credit risk analysis for instant lending decisions or ongoing portfolio monitoring. By utilizing real-time data and advanced analytics, hourly credit risk modeling enables lenders to respond quickly to changes in a borrower's financial behavior or external market conditions. This leads to more accurate risk assessments and helps institutions manage their exposure more effectively.

What is the difference between Hourly Credit Risk Modeling vs Credit Analyst?

AspectHourly Credit Risk ModelingCredit Analyst
Primary FocusDeveloping and implementing credit risk models to assess borrower riskAnalyzing credit data to evaluate creditworthiness of individuals or companies
Required SkillsStatistical analysis, modeling, programming, financial analysisFinancial analysis, credit report review, communication skills
Work EnvironmentFinancial institutions, consulting firms, often project-basedBanks, lending institutions, credit departments
CertificationsOften requires CFA, FRM, or similar certificationsTypically requires finance or accounting degrees; certifications like CFA are common

Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.

What are the key skills and qualifications needed to thrive as an hourly credit risk modeler, and why are they important?

To thrive as an Hourly Credit Risk Modeler, you need strong quantitative skills, a background in finance, economics, mathematics, or statistics, and experience with credit risk principles. Familiarity with statistical software such as SAS, R, or Python, as well as knowledge of risk modeling frameworks and regulatory requirements, is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills are essential for accurately assessing credit risk, supporting sound decision-making, and ensuring regulatory compliance in financial institutions.

How does an hourly credit risk modeling professional typically collaborate with other departments within a financial institution?

Hourly Credit Risk Modeling professionals often work closely with teams such as underwriting, data analytics, and IT to ensure credit risk models are accurate and actionable. They may participate in cross-functional meetings to discuss model performance, share insights from data analysis, and implement feedback from business stakeholders. Collaboration is key, as their models directly influence lending decisions, risk management strategies, and regulatory compliance. Regular communication with colleagues helps ensure that risk models stay aligned with evolving business needs and regulatory requirements.

What cities near Commerce, CA are hiring for Hourly Credit Risk Modeling jobs?

Cities near Commerce, CA with the most Hourly Credit Risk Modeling job openings:

Hourly Credit Risk Modeling jobs near you
Infographic showing various Hourly Credit Risk Modeling job openings in Commerce, CA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.

Risk Management - Credit Officer Director - Executive Director

JPMorgan Chase & Co

Los Angeles, CA • On-site

Full-time

Medical, Retirement

Re-posted 10 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 494 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Job summary

As a Credit Risk Director in Commercial Bank Risk, you lead a cross-functional team delivering credit solutions that support clients' financing needs. You oversee credit approval and manage a team of risk professionals, while working with a diverse client base. You guide your team in credit analysis, structuring, and negotiation, while maintaining portfolio quality and enforcing risk policies. You thrive in a dynamic environment, and driving high standards of execution.

Job responsibilities

  • Lead and develop a team of risk professionals in analyzing and structuring new credit transactions and managing credit portfolios
  • Assess risks and mitigants, balance risk and reward, and manage renewals, amendments, and new transactions to maintain strong credit metrics
  • Form and communicate independent, well-supported views to partners and senior leadership
  • Oversee complex transactions, including negotiations and legal documentation for various loan structures
  • Collaborate proactively with internal and external stakeholders to advance transactions
  • Drive execution with urgency to meet deadlines and client expectations
  • Serve as an expert on structuring and credit policy for stakeholders
  • Mentor and coach team members, contribute to team culture, and participate in improvement initiatives
  • Demonstrate excellent communication skills to solve problems and influence outcomes
  • Uphold organizational standards and adapt to change in a fast-paced environment

Required qualifications, capabilities, and skills

  • Bachelor's degree in business, finance, or related field
  • Completion of a major corporate or commercial bank credit training program or equivalent experience
  • 10 years of experience in commercial banking or lending with extensive credit analysis, structuring, and loan documentation expertise
  • Strong credit, accounting, corporate finance, analytical, and financial modeling skills
  • Experience analyzing leveraged Mergers and Acquisition (M&A), sponsor transactions, direct loans and institutional loans executions
  • In-depth understanding of loan documentation and ability to negotiate credit agreements
  • Excellent interpersonal, verbal, and written communication skills with strong attention to detail 
  • Strong organizational, problem-solving, and project management skills with ability to manage competing priorities
  • Intellectual curiosity and ability to learn quickly
  • Demonstrated initiative, self-direction, and ability to perform well under pressure

Preferred qualifications, capabilities, and skills 

  • Advanced degree in business, finance, or related field
  • Experience managing teams in a commercial banking environment
  • Familiarity with ancillary bank products such as cash management and derivatives
  • Track record of mentoring and developing junior talent
  • Participation in process improvement or change management initiatives

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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