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Home Loans Jobs in Virginia (NOW HIRING)

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Home Loans information

See Virginia salary details

$13

$21

$30

How much do home loans jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for home loans in Virginia is $21.12, according to ZipRecruiter salary data. Most workers in this role earn between $17.88 and $23.85 per hour, depending on experience, location, and employer.

What are home loans?

Home loans, also known as mortgages, are financial agreements where a bank or lender provides funds to help individuals or families purchase a home. The borrower agrees to repay the loan amount, plus interest, over a specified period, usually 15 to 30 years. The property itself typically serves as collateral for the loan, meaning if the borrower fails to make payments, the lender can take possession of the home through foreclosure. Home loans come in various types, such as fixed-rate or adjustable-rate mortgages, and eligibility depends on factors like credit score, income, and down payment.

What are the key skills and qualifications needed to thrive in a home loans specialist role, and why are they important?

To thrive as a Home Loans specialist, you need a solid understanding of mortgage products, lending regulations, and financial analysis, typically supported by a background in finance or banking. Familiarity with loan origination software (LOS), credit assessment tools, and, in some cases, relevant certifications such as NMLS licensure are important. Strong interpersonal skills, attention to detail, and the ability to explain complex information clearly help build client trust and ensure smooth transactions. These skills and qualifications are crucial for accurately evaluating loan applications, maintaining compliance, and delivering excellent customer service throughout the home buying process.

What are some common challenges faced by home loans specialists, and how can they be managed effectively?

Home Loans specialists often navigate fluctuating interest rates, changing lending regulations, and clients with varying credit profiles. Managing these challenges involves staying updated on market trends, maintaining strong communication with underwriters and real estate agents, and being proactive in educating clients about loan options. Building strong organizational skills and leveraging technology for document management can also help streamline the process and improve client satisfaction.

What is the difference between Home Loans vs Mortgage Brokers?

AspectHome LoansMortgage Brokers
RoleProvide loans directly to homebuyersAssist clients in finding and securing loans from lenders
CredentialsLoan officer license, financial knowledgeLoan officer license, licensing as a mortgage broker
Work EnvironmentBank, credit union, or lending institutionIndependent or affiliated brokerage firms
Industry UsagePart of lending institutionsIntermediaries connecting borrowers and lenders

Home Loans professionals directly provide mortgage loans to clients, while Mortgage Brokers act as intermediaries, helping clients find the best loan options from various lenders. Both roles require similar credentials and operate within the mortgage industry, but their functions differ in the loan process.

Is being a home loans mortgage lender a good career?

A home loans mortgage lender is a financial professional who evaluates and approves mortgage applications, often working in banks or lending institutions. The role can offer a stable income, especially with commissions or bonuses, and requires strong communication and sales skills. Job prospects depend on the housing market and economic conditions, and licensing or certification may be required.
Infographic showing various Home Loans job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 28% Part Time, and 2% Contract. Highlights an 75% Physical, 1% Hybrid, and 24% Remote job distribution, with an average salary of $43,928 per year, or $21.1 per hour.

Loan Officer - Virginia Beach, VA

Veterans United Home Loans

Virginia Beach, VA • On-site

Full-time

Re-posted 29 days ago


Veterans United Home Loans rating

8.1

Company rating: 8.1 out of 10

Based on 8 frontline employees who took The Breakroom Quiz


Job description

ABOUT YOU:
  • You are passionate about helping Veterans.
  • You enjoy building rapport and relationships with many different types of individuals and groups.
  • You take initiative and have a competitive drive.
  • You are known for being self-motivated.
  • You learn quickly and thoroughly while continually adapting to changing conditions.
  • You are results oriented and have a sense of urgency.
  • You have excellent written and interpersonal communication skills.

ABOUT THE ROLE & JOB REQUIREMENTS:
As a Loan Officer at Veterans United, you enhance the lives of your borrowers by delivering unprecedented customer service. Your day will largely be filled with working with borrowers to determine their homebuying needs and working with the rest of the loan team to provide a smooth loan experience to your customers.
Job duties may include, but are not limited to:
  • Communicate loan status regularly with clients, responding promptly to inquiries and concerns via email and phone.
  • Analyze borrowers' information to determine feasibility of pre-approving and obtaining a loan.
  • Manage internal efforts to ensure a timely process and resolve application issues.
  • Interview borrowers and obtain and/or verify information and documentation.
  • Manage social media presence.
  • Educate borrowers on loan process and product/service alternatives.
  • Remain knowledgeable on company and industry guidelines and processes.
  • Analyze and manage numbers to increase and ensure efficiencies and meet company goals.
  • You'll spend much of your day communicating with borrowers by phone, email, and other communication tools. Business calls may be recorded and reviewed using AI-assisted technology to support coaching, quality assurance, compliance, training, and performance evaluation. These technologies may collect, store, and use voiceprints as part of that process.

ABOUT US:
We're all about helping Veterans and military families become homeowners. In two short decades, we've closed over 500,000 VA Loans and became the #1 VA lender for homebuyers in the nation. But to us, success isn't measured in numbers. Our success is measured in living our values every day: Be Passionate and Have Fun, Deliver Results with Integrity, and Enhance Lives Every Day.
We're seeking motivated individuals who are eager to apply their sales expertise or prior mortgage experience in a role where they can truly make a difference. Experience in mortgage lending, real estate, financial services, or customer-facing sales roles is highly valued and will set you up for success in this position.
At Veterans United, you'll be supported with the training, tools, and resources you need to grow your career while serving those who have served us. If you're driven, results-oriented, and passionate about building relationships, we'd love to talk with you.
Interested? Apply Today!
Learn more about us on Glassdoor and our career site at vu.com/careers
Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information.

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