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Home Equity Jobs in Florida (NOW HIRING)

Educational Federal Credit Union

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Equity Loan Officer (On-Site)

Miami, FL · On-site

The Equity Loan Officer (ELO) is responsible for educating, advising, and guiding members through the Equity Loan and Home Equity Line of Credit (HELOC) application process while providing ...

Cornerstone First Mortgage

Junior Loan Officer

Miami, FL · On-site

$34K/yr

Responsibilities $44 Qualifications • Advance comprehension of loan financing options such as Non-QM, Foreign nationals, Conventional, FHA, VA, and Home Equity Loans • Computer proficiency ...

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Home Equity information

See Florida salary details

$35.1K

$74.9K

$106.9K

How much do home equity jobs pay per year?

As of Aug 27, 2026, the average yearly pay for home equity in Florida is $74,864.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,600.00 and $89,700.00 per year, depending on experience, location, and employer.

What is a home equity?

A Home Equity job typically involves working with home equity loans and lines of credit, helping customers access the equity in their homes for various financial needs. Professionals in this role may assess applications, underwrite loans, advise clients on borrowing options, and ensure regulatory compliance. They often work in banks, credit unions, or mortgage lending institutions, assisting homeowners with financing solutions based on their property's value.

What are the typical responsibilities of a home equity specialist?

A Home Equity specialist is primarily responsible for assisting clients in the application process for home equity loans and lines of credit, evaluating creditworthiness, and ensuring all documentation meets regulatory standards. On a typical day, you may review new applications, communicate with customers to clarify requirements, and coordinate with underwriters, processors, and other banking professionals to facilitate smooth transactions. The role involves a mix of customer-facing and behind-the-scenes tasks, requiring both analytical skills and a strong commitment to delivering excellent service. Collaboration with colleagues in lending, credit, and compliance departments is common to ensure each loan meets company policies and customer needs. This position provides exposure to various facets of consumer lending, offering valuable experience for future career advancement in the financial services industry.

What are the key skills and qualifications needed for a home equity position?

To excel in a Home Equity role, you need a strong foundation in mortgage lending, financial analysis, and regulatory compliance, often supported by experience in banking or finance. Familiarity with loan origination systems, credit evaluation tools, and knowledge of home equity products is typically required. Excellent communication, problem-solving skills, and attention to detail will set you apart when working with customers and cross-functional teams. These abilities are crucial for ensuring accurate loan processing, outstanding service, and adherence to industry regulations.

What are popular job titles related to Home Equity jobs in Florida?

For Home Equity jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Home Equity jobs in Florida look for?

The top searched job categories for Home Equity jobs in Florida are:

Home Equity jobs near you
Infographic showing various Home Equity job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 21% Part Time, and 3% Contract. Highlights an 75% Physical, 1% Hybrid, and 24% Remote job distribution, with an average salary of $74,864 per year, or $36 per hour.

Equity Loan Officer

Miami, FL • On-site

Educational Federal Credit Union
Finance and Insurance • 201 - 500 employees
Learn more about Educational Federal Credit Unionexternal

Full-time

Posted 8 days ago

Job description

Job Summary:
The Equity Loan Officer (ELO) is responsible for educating, advising, and guiding members through the Equity Loan and Home Equity Line of Credit (HELOC) application process while providing exceptional member service throughout the lending experience. The ELO will develop and maintain relationships with assigned branch locations, members, and Credit Union staff to identify lending opportunities, generate referrals, and originate equity loan products.
This position will assess member needs, explain available loan options, collect and review required documentation, communicate loan status and underwriting decisions, and ensure all activities are completed in accordance with Credit Union policies, regulatory requirements, and established management service level standards. The ELO is expected to achieve established monthly production goals, actively participate in Credit Union sales and community events, and promote Credit Union products and services while maintaining a high level of professionalism, accuracy, and compliance.
Duties & Responsibilities:
  • Respond to member inquiries regarding Equity Loans, Home Equity Lines of Credit (HELOCs), and other consumer real estate lending products, explaining available loan options, eligibility requirements, rates, terms, and the application process.
  • Respond promptly to all member referrals and new loan applications by making timely follow-up calls in accordance with established service level standards and management turnaround time requirements.
  • Report to assigned branch locations on a regular basis as directed by management to maintain a visible presence, engage with members and branch staff, cultivate referral relationships, identify lending opportunities, and originate Equity Loans and Home Equity Lines of Credit while providing exceptional member service.
  • Refer first mortgage purchase and refinance opportunities to a Mortgage Loan Officer in accordance with departmental procedures while maintaining a positive member experience.
  • Communicate with members throughout the loan process to provide an overview of the lending process, collect necessary information, provide timely status updates, and communicate underwriting decisions while adhering to established management service level standards for member calls, follow-up, and turnaround times.
  • Communicate underwriting decisions, loan denials, counteroffers, and available lending alternatives to members in accordance with Credit Union policies and applicable regulatory requirements. Refer members to financial counseling resources, including GreenPath, when appropriate.
  • Report to assigned branch locations on a regular basis as directed by management to maintain a visible presence, engage with members and branch staff, cultivate referral relationships, identify lending opportunities, and originate Equity Loans and Home Equity Lines of Credit while providing exceptional member service.
  • Maintain working knowledge of equity pricing and guidelines as well as related software applications.
  • Meet or exceed established monthly loan production goals and performance expectations while delivering exceptional member service and maintaining compliance with all applicable lending policies and regulatory requirements.
  • Conduct loan closings with members on Equity Loans and Equity Lines of Credit.
  • Participate in Credit Union-sponsored events, branch promotions, community outreach activities, and other business development initiatives to promote the Credit Union's lending products and services, generate referral opportunities, and strengthen member relationships.
  • Ensure compliance with all applicable federal and state lending regulations, including but not limited to TRID (when applicable), ECOA, Fair Lending, HMDA (if applicable), Flood Insurance regulations, SAFE Act, and Credit Union policies.
  • Maintain personal information up-to-date in the NMLS registry within 30 days of a change.
  • Performs other duties as assigned by management.

Skills:
  • Strong organizational skills with the ability to manage multiple priorities, meet established deadlines, and adhere to management service level and turnaround time requirements.
  • Excellent verbal and written communication skills with the ability to effectively communicate loan requirements, lending options, underwriting decisions, and processes to members and Credit Union staff.
  • Strong problem-solving and troubleshooting skills with the ability to identify issues, provide solutions, and escalate matters appropriately.
  • Customer service-oriented with strong relationship-building skills and the ability to deliver an exceptional member experience.
  • Demonstrated sales skills with the ability to identify lending opportunities, develop referrals, promote Credit Union products and services, and achieve established monthly production goals.
  • Ability to establish and maintain effective working relationships with branch staff, members, and internal departments.
  • Understanding of local, state, and federal lending regulations, including applicable mortgage and equity lending requirements.
  • Ability to understand and apply lending policies, procedures, underwriting guidelines, and product requirements.
  • Detail-oriented with the ability to accurately review loan documentation and ensure completeness and compliance.
  • Ability to learn and effectively utilize loan origination systems, document management systems, and other lending technology platforms.
  • Proficiency with Microsoft Office applications and general computer systems.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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