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Home Based Accredited Financial Counselor Jobs in Ridgecrest, CA

Master's Degree in Social Work, Psychology, Counseling or related field from an accredited school ... evidence-based care. Learn more: www.clarvida.com/mission -vision-and-values Explore other ...

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Home Based Accredited Financial Counselor information

See Ridgecrest, CA salary details

$13

$21

$30

How much do home based accredited financial counselor jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for home based accredited financial counselor in Ridgecrest, CA is $21.55, according to ZipRecruiter salary data. Most workers in this role earn between $18.12 and $23.65 per hour, depending on experience, location, and employer.

What is a home based accredited financial counselor?

A Home Based Accredited Financial Counselor is a certified professional who provides financial guidance and counseling services to individuals and families, typically from a remote or home office setting. They help clients manage debt, create budgets, improve credit, and develop strategies for achieving financial goals. These counselors hold accreditation from organizations such as the Association for Financial Counseling & Planning Education (AFCPE), ensuring they adhere to high ethical and professional standards. Working from home allows them to offer flexible appointments and reach clients through phone, video calls, or online platforms. Their role is to educate and empower clients to make informed financial decisions.

What are the key skills and qualifications needed to thrive as a home based accredited financial counselor?

To thrive as a Home Based Accredited Financial Counselor, you need a solid grounding in personal finance, budgeting, and debt management, typically supported by an AFC (Accredited Financial Counselor) certification. Familiarity with financial planning software, online meeting platforms, and secure document management systems is important for remote service delivery. Strong interpersonal skills, such as active listening, empathy, and clear communication, help build client trust and engagement. These competencies ensure effective guidance, client satisfaction, and ethical management of sensitive financial information in a remote setting.

What are some common challenges faced by home based accredited financial counselors, and how can they be addressed?

Working as a home-based Accredited Financial Counselor offers flexibility, but it also comes with challenges such as maintaining client engagement remotely and managing a structured work schedule without in-person supervision. Building trust with clients over virtual platforms may require extra effort, such as using secure, user-friendly communication tools and being proactive in follow-up. Additionally, setting clear boundaries between work and personal time is crucial to prevent burnout. Many counselors find success by establishing a dedicated workspace and leveraging professional networks for support and resources.

What is the difference between Home Based Accredited Financial Counselor vs Home Based Certified Financial Planner?

AspectHome Based Accredited Financial CounselorHome Based Certified Financial Planner
CredentialsAccredited Financial Counselor (AFC)Certified Financial Planner (CFP)
Work EnvironmentRemote, client-focused counselingRemote or in-person financial planning
Industry UsageFinancial counseling, debt managementComprehensive financial planning, investments

The main difference is that a Home Based Accredited Financial Counselor specializes in debt management and financial education, often with the AFC credential, while a Home Based Certified Financial Planner provides broader financial planning services, including investments, with the CFP credential. Both roles may work remotely and serve clients in personal finance, but their focus and certifications differ.

What are the most commonly searched types of Accredited Financial Counselor jobs in Ridgecrest, CA?

The most popular types of Accredited Financial Counselor jobs in Ridgecrest, CA are:

What cities near Ridgecrest, CA are hiring for Home Based Accredited Financial Counselor jobs?

Cities near Ridgecrest, CA with the most Home Based Accredited Financial Counselor job openings:

Infographic showing various Home Based Accredited Financial Counselor job openings in Ridgecrest, CA as of August 2026, with employment types broken down into 68% Full Time, 19% Part Time, and 13% Contract. Highlights an 88% In-person, 6% Hybrid, and 6% Remote job distribution, with an average salary of $44,814 per year, or $21.5 per hour.

FFSP Non-Medical Clinical Counselor

US Department of the Navy

China Lake, CA • On-site

$103K/yr

Full-time

Re-posted 14 days ago


United States Navy rating

6.4

Company rating: 6.4 out of 10

Based on 380 frontline employees who took The Breakroom Quiz

42nd of 49 rated military and defense


Job description

Serves as a Non-medical Clinical Counselor within Commander, Navy Installations Command (CNIC), Fleet and Family Readiness Department (N9), Family Readiness Division (N91), Fleet and Family Support Program (FFSP). The primary purpose of this position is to provide nonmedical clinical counseling to individuals, couples, families, and groups on family dynamics, parent-child interaction, couples' communication, and adjustment to commonly occurring personal and family issues/circumstances.Qualifications:

A Master's degree or doctorate in Social Work, Marriage and Family Therapy, Counseling or Clinical Psychology or related field from an accredited institution from any US State.]
Have and maintain a current and valid state clinical license that permits the incumbent to function as an independent health practitioner and fully meet and maintain the Tier II or Tier III SECNAVINST 1754.8 requirements.
Are current in continuing education credits/units to maintain license.
Thorough knowledge of the CNIC Fleet and Family Support Program and comprehensive knowledge of military lifestyles including common stressors to effectively modify treatment programs to meet the needs of the military community.
Professional knowledge of and skill in applying laws, rules, regulations, policies, procedures, directives and instructions governing child and spouse abuse and family violence issues and professional knowledge of family violence dynamics to identify situations of family violence,
conduct risk assessments and coordinate safety planning.
In-depth knowledge of family systems related to patterns of abusive behavior, abuse response, substance abuse, human behavior, human sexuality, attention deficit disorder, and juvenile delinquency and skill in applying the Diagnostic and Statistical Manual of Mental Disorders to recognize, identify, and assess mental disorders and personal and social problems, reach accurate conclusions and provide appropriate solutions.
Expert knowledge of and skill in employing various evidence-based and trauma-informed counseling approaches, clinical treatment principles and practices, research methods, group dynamics, motivational interviewing, developmental psychology, and family systems therapy to
counsel individuals, couples, families and groups.
Skill in applying various counseling approaches, including psychosocial, to assess, triage, refer and manage difficult and serious cases involving individuals and families who present at-risk behavior.
Professional knowledge of and skill in using various verbal communication methods and techniques to effectively work with individuals and families from diverse racial, ethnic, religious, and socioeconomic backgrounds; to present sensitive or controversial information to various groups; discuss cases; deliver presentations; and develop and maintain professional relationships with other treatment professionals.
Professional knowledge of and skill in using various written communication methods and techniques and using FFSP management information systems and other applicable software and web-based programs to effectively document case management and treatment plans, to document
and explain NMC counseling requirements and services provided, to facilitate completion of work assignments, and to develop presentations.

Education:A Master's degree or doctorate in Social Work, Marriage and Family Therapy, Counseling or Clinical Psychology or related field from an accredited institution from any US State.
Have and maintain a current and valid state clinical license that permits the incumbent to function as an independent health practitioner and fully meet and maintain the Tier II or Tier III SECNAVINST 1754.8 requirements.
Are current in continuing education credits/units to maintain license.Employment Type: OTHER

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Benefits

Hours and flexibility

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Industry

National security, national security and international affairs, public safety statistics centers and offices, guided missile and space vehicle manufacturing and public administration

Company size

10,000+ Employees

Headquarters location

Washington, DC, US

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