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Heloc Jobs in Georgia (NOW HIRING)

... HELOC and business loans. * Promote and introduce other financial institution products and services to customers and make appropriate referrals, including mortgage referrals, investment services, and ...

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Heloc information

What is a HELOC?

A HELOC, or Home Equity Line of Credit, is a revolving line of credit secured by your home. It allows homeowners to borrow against the equity they've built up in their property, typically for home improvements, debt consolidation, or other major expenses. Unlike a traditional loan, you can draw funds as needed up to a certain limit, and you pay interest only on the amount you use. HELOCs usually have variable interest rates and a draw period followed by a repayment period.

What skills and qualifications are needed to thrive as a Home Equity Line of Credit (HELOC) loan officer?

To thrive as a HELOC Loan Officer, you need a solid understanding of mortgage lending, credit analysis, and financial regulations, typically supported by experience in banking or finance and, in some cases, state licensing. Familiarity with loan origination software, credit reporting systems, and customer relationship management (CRM) platforms is essential. Exceptional communication, attention to detail, and problem-solving abilities help build trust and ensure accurate processing of loan applications. These skills and qualities are crucial for delivering excellent customer service, ensuring compliance, and closing loans efficiently in a competitive financial services market.

What are common challenges faced by professionals working in HELOC roles, and how can they overcome them?

Professionals in HELOC roles often encounter challenges such as staying up-to-date with changing lending regulations, accurately assessing client eligibility, and managing fluctuating application volumes. To overcome these, it is crucial to maintain ongoing education about compliance requirements, utilize robust financial analysis tools, and communicate clearly with clients and team members. Building strong collaborative relationships with underwriters and loan processors also helps streamline the approval process and ensures a positive customer experience.

What is the difference between Heloc vs Mortgage Loan Officer?

FeatureHelocMortgage Loan Officer
CredentialsTypically no specific licensing required, but some states may have regulationsRequires licensing, such as NMLS registration
Work EnvironmentFinancial institutions, online platforms, or direct lendersMortgage brokerages, banks, or lending companies
Industry UsageUsed for home equity access, flexible borrowingFacilitates mortgage loan applications and approvals
Search & Comparison IntentUnderstanding HELOC options, borrowing limits, ratesComparing mortgage products, loan processes, eligibility

While a Heloc (Home Equity Line of Credit) is a revolving credit line secured by your home, a Mortgage Loan Officer helps clients secure mortgage loans. Both roles are connected to home financing but serve different purposes and require different credentials. Understanding these differences can help you choose the right financial product or professional for your needs.

What cities in Georgia are hiring for Heloc jobs?

Cities in Georgia with the most Heloc job openings:

Infographic showing various Heloc job openings in Georgia as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution.

Senior Collateral Risk Analyst -- Hybrid/Remote

Fhlbatl

Atlanta, GA • On-site

Other

Posted 14 days ago


Job description

Senior Collateral Risk Analyst page is loaded## Senior Collateral Risk Analystlocations: Atlanta, Georgiatime type: Full timeposted on: Posted 4 Days Agojob requisition id: JR307Compensation Grade:11**BASIC PURPOSE:**Conducts collateral verification reviews in accordance with Bank policy, and otherwise analyzes and evaluates collateral pledged to the Bank to support lending by the Bank.**ESSENTIAL FUNCTIONS:*** Prepares and participates in the evaluation of all mortgage loan collateral pledged to the Bank, including residential loans, multi-family loans, commercial real estate loans, HELOC/second, and farmland mortgage loans to evaluate loan quality and eligibility, and to ensure compliance with Bank policy, procedures, and regulations.* Demonstrates leadership abilities through active participation in departmental meetings including identification of process weaknesses with recommendations for improvement.* Participates in the development, design, enhancement, and maintenance of comprehensive financial spreadsheets, models, and collateral-related software systems to facilitate the analysis and monitoring of the Bank's collateral.* Reviews the work of third-party contractors and provides directional leadership regarding delegation and prioritization of work as it relates to collateral verification reviews.* Provides guidance to less experienced Collateral Risk Analysts in Collateral Services department policies, procedures, and practices.* Interacts with member institutions daily regarding the eligibility of various assets as collateral and provides members with guidelines and interpretation of the Bank's collateral policies.* Conducts exit meetings with senior management of member institutions summarizing collateral verification review findings.* Assists management in formulating Bank policies and procedures.* Assists in the development of system and/or software programs to facilitate the analysis and monitoring of member financial data and collateral information.* This description provides general information necessary to depict the essential and non-essential functions of the job and shall not be construed as a detailed description of all the required work that may be inherent in the job.**KNOWLEDGE, SKILLS, ABILITIES:**Requires a strong knowledge of evaluating and underwriting mortgage loan files including loan documentation.Requires a highly detail-oriented individual with the ability to manage multiple projects with minimal supervision.A thorough knowledge of Microsoft Excel and Word, as well as practical experience utilizing VPNs.Strong communication, presentation, and problem-solving skills.Position does require travel with some being overnight.## MINIMUM REQUIREMENTSA bachelor's degree in finance, accounting, or real estate, and a minimum of six years of work experience in the analysis of residential or commercial real estate, lending, or underwriting, with specific experience in loan documentation, appraisal review, due diligence or the equivalent combination of education and experience is necessary. A master's degree is preferred.## **Work Location:** This individual must reside within commuting distance from our **Atlanta, GA**office. This position may not be filled in New Jersey, either in-person or remotely.**Work Schedule:**Onsite with an opportunity to work remote partially.**Visa Sponsorship:** Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.locations: Atlanta, Georgiatime type: Full timeposted on: Posted 30+ Days AgoFHLBank Atlanta is committed to recruiting uniquely talented and innovative individuals who have the vision, skills, background, and desire to succeed in a challenging environment. Whether you're at the beginning of your career or making a career change, the Bank offers a number of rewarding opportunities.In addition to an excellent work environment, the Bank offers its employees a flexible, highly competitive benefits package. For more information, please download our. #J-18808-Ljbffr