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Health Insurance Agent Jobs in San Ramon, CA (NOW HIRING)

Pierpoint

Retail Insurance Sales Agent

San Francisco, CA · On-site

As a Retail Sales Agent, you will be responsible for the sale of auto, commercial, motorcycle and ... Health Insurance, Dental, Vision, Paid Vacation, Disability Insurance and Employer Matching 401(k) ...

Pierpoint

Retail Insurance Sales Agent

San Francisco, CA · On-site

As a Retail Sales Agent, you will be responsible for the sale of auto, commercial, motorcycle and ... Health Insurance, Dental, Vision, Paid Vacation, Disability Insurance and Employer Matching 401(k) ...

Kemper

Licensed Insurance Agent

San Jose, CA · On-site

... a healthy work-life balance, can be highly motivating and productive. Kemper's products and ... Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ...

Kemper

Licensed Insurance Agent

Richmond, CA

... a healthy work-life balance, can be highly motivating and productive. Kemper's products and ... Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ...

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Showing results 1-20

All JobsHealth Insurance Agent JobsHealth Insurance Agent Jobs in San Ramon, CA

Health Insurance Agent information

See San Ramon, CA salary details

$13

$29

$66

How much do health insurance agent jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for health insurance agent in San Ramon, CA is $29.63, according to ZipRecruiter salary data. Most workers in this role earn between $22.55 and $34.13 per hour, depending on experience, location, and employer.

What kind of insurance agent gets paid the most?

In the insurance industry, specialized agents such as those selling high-net-worth individual policies, commercial or business insurance, or working as captive agents for large companies tend to earn higher commissions and salaries. Experienced agents with strong client networks, advanced certifications, and sales skills typically earn the most. Compensation can also be influenced by the agency's size, location, and the agent's performance.

What Does a Health Insurance Agent Do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the most common challenges Health Insurance Agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

How much does a 215 license make?

A 215 license, which allows insurance agents to sell health insurance and related products, typically results in earnings that vary based on commissions, experience, and sales performance. On average, licensed health insurance agents in Florida earn between $40,000 and $70,000 annually, with top performers earning more through commissions and bonuses. Successful agents often develop strong client relationships and stay updated on industry regulations to maximize income.

Why do so many insurance agents quit?

Many health insurance agents quit due to the high competition, fluctuating commissions, and the need for ongoing training to stay current with industry regulations. The job often involves long hours, rejection, and a reliance on building a client base, which can lead to burnout and turnover.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

What are health insurance agents?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

What are the key skills and qualifications needed to thrive as a Health Insurance Agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.

Is it worth becoming a health insurance agent?

A health insurance agent sells policies and advises clients on coverage options, often working on commission. The role requires strong communication skills, industry knowledge, and sometimes licensing or certification, with income potential varying based on sales performance and market demand.
More about Health Insurance Agent jobs
What are popular job titles related to Health Insurance Agent jobs in San Ramon, CA? For Health Insurance Agent jobs in San Ramon, CA, the most frequently searched job titles are:
What cities near San Ramon, CA are hiring for Health Insurance Agent jobs? Cities near San Ramon, CA with the most Health Insurance Agent job openings:
Health Insurance Agent jobs near you
Infographic showing various Health Insurance Agent job openings in San Ramon, CA as of June 2026, with employment types broken down into 1% As Needed, 74% Full Time, 24% Part Time, and 1% Nights. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $61,632 per year, or $29.6 per hour.

Retail Insurance Sales Agent

Pierpoint

San Francisco, CA • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 4 days ago

Job description

Company Description

Visit us at www.acceptanceinsurance.com


Job Description

Category: Retail Sales

Location: US-CA-San Francisco 

Type: Regular Full-Time


Overview:

Are you looking for a retail sales position that offers great earnings potential without the late night and Sunday hours? Want to find a team atmosphere where you can grow as an individual as well?

If you enjoy working with the public, are sales oriented, outgoing, professional, detail-oriented and looking for a career opportunity then Acceptance has an opportunity for you.

Acceptance Auto Insurance has an immediate opening for a Retail Insurance Agent at our US-CA locations: US-CA- Redding / San Francisco / Pleasant Hill / San Jose

Overview of a Retail Sales Agent:

As a Retail Sales Agent, you will be responsible for the sale of auto, commercial, motorcycle and home insurance products to new and existing customers. Acceptance believes in providing trusted business advisers for our customers and will support you with a full training program and agent mentors as you build your experience. Lastly, you will be an ambassador of the company's mission, vision and values.

As a Team Member at Acceptance Insurance, you will be part of growing organization that continues to evolve and positively impact the lives of our customers.

Benefits of an Insurance Agent:

  • Guaranteed Based Pay

  • Monthly Production Bonus

  • Monthly Add-On Incentive Bonus

  • Quarterly Improvement Bonus

Acceptance Insurance offers a full line of benefits including: Health Insurance, Dental, Vision, Paid Vacation, Disability Insurance and Employer Matching 401(k) Program.

Company Overview:

Acceptance Auto Insurance is a retailer, servicer and underwriter of non-standard personal automobile insurance based in Nashville, Tennessee. We currently write non-standard personal automobile insurance in 17 states and are licensed as an insurer in 13 additional states. Our Corporate Headquarters are located in Nashville, TN with Claims Offices located in Nashville, TN, Chicago, IL and Tampa, FL. As of February 1, 2016, we leased and operated over 410 retail locations, staffed by employee-agents. Acceptance markets its services through the Acceptance Insurance brand.

Office Hours:

Mon - Thurs 9 am - 6 pm

Friday 9 am - 7 pm

Saturday 9 am - 5 pm

Learn more:

Visit us at www.acceptanceinsurance.com

Responsibilities:

Responsibilities of an Insurance Agent:

  • Assess the customer needs and advise clients on insurance coverage and personal protection options.

  • Provide quotations, pricing, and required information to new prospects. and complete the sales process for each customer.

  • Develop and maintain relationships with business partners around the community (i.e. auto dealerships, standard insurance agents, payday loan businesses, financial companies, etc).

  • Perform outside marketing activities to drive new customer opportunities.

  • Prepare quotations on customer change requests to their current policies.

  • Receive and respond to all customer inquiries and complaints. Request any missing or required information from customers and follow up for that information.

  • Maintain strong knowledge of all company products, pricing, and policy features.

  • Maintain knowledge of industry competitors and provide critical market feedback to leadership regarding local competition and service needs.

  • Follow-up routinely with customers on all open or unresolved issues including calling lapsed policy and policy renewal customers.

  • Answer the telephone in a prompt, professional and courteous manner.

  • Report any and all conditions affecting customer satisfaction.

  • Maintain appropriate records including, but not limited to; all time worked, reporting of sales activities, other reporting as required by Regional Manager or Corporate Office.

  • Maintain the office setting to best represent the Acceptance brand.



Qualifications

Qualifications of an Insurance Agent:

  • Six months previous professional experience in sales required.

  • Above average communication skills in order to represent the company in a professional manner and communicate effectively with potential customers.

  • Previous experience with Excel, Word and web based systems preferred.

  • Experience with and the ability to use a PC to perform daily duties.

  • Must be detail oriented and accurate and have the ability to work independently following strict procedural guidelines.

  • Work schedule may fluctuate based on business need and will include evening and weekend hours and some Holidays.

  • The successful candidate must possess the ability to obtain and retain a Personal Lines insurance license. Acceptance Insurance pays 100% of the cost to obtain your license upon joining the company.

Additional Information

Please send your resume to my email: Diulliany.Rosa at Pierpoint

Apply