Job Title:
Director of Risk & Insurance
Department:
Denver CO
Job Status:
Exempt
Compensation:
Direct Reports:
Yes
COMPANY OVERVIEW
CrossCountry Freight Solutions (CCFS) is an exceptional company with a mission to achieve universal prosperity with our Customers, Company, Team Members, & Communities. We use the latest technology to provide quality service and on-time delivery to our customers. CCFS provides direct service throughout the Western and Central United States. We look forward to having you Hitch on and Prosper with us!
JOBTITLE: Director of Risk & Insurance
DEPARTMENT: Finance
REPORTS TO: Chief Financial Officer
SALARY: $125,000-$150,000
LOCATION: Onsite
The Director of Risk & Insurance is a senior leadership role responsible for developing and executing CrossCountry Freight Solutions' enterprise insurance strategy, managing corporate risk controls, and overseeing legal loss prevention and mitigation. This role serves as the company's primary subject matter expert on insurance structure, coverage adequacy, captive management, and large or complex claims escalation.
Reporting directly to the CFO, the Director of Risk & Insurance will work collaboratively with HR, Legal, Compliance, Operations, and external brokers and carriers to ensure the company's risk posture is properly structured, adequately insured, and strategically managed.A keyobjectiveof this role is the ongoing reduction of the company's Total Cost of Risk (TCOR) through disciplined claims management, strategic insurance placement, loss control initiatives, and enterprise risk mitigation.This role has escalation authority and strategic oversight responsibility for claims with a reserve or exposure at or above the defined thresholdestablishedby the CFO, working in coordination with the Sr. Director of Compliance whoretainsday-to-day claims management responsibility.
Insurance Structure, Products & Strategy
Develop,maintain, and execute the company's enterprise insurance strategy across all lines of coverage including auto liability, general liability, cargo, workers' compensation, excess/umbrella, and D&O.
Manage the company's captive insurance program including structure, funding, governance, claims reserving, andrelationshipwith captive managers and domicile regulators.
Lead annual insurance renewal process including coverage analysis, market evaluation, broker negotiations, and executive presentation of recommendations.
Oversee the company's third-party administrator (TPA) relationships and internal claims management structure; ensureappropriate servicelevels, reporting, and accountability across all TPA partners; provide strategic oversight and escalation management for complex or high-exposure claims in coordination with the Sr. Director of Quality, Risk &Compliance.
CorporateRisk Management & Controls
Design and implement the company's enterprise risk management framework,identifying, assessing, and prioritizing operational, financial, regulatory, and reputational risks.
Partner with Operations, Safety, HR, and Finance to embed risk controls into business processes across the organization.
Corporate Legal Loss Prevention & Mitigation
Large Loss Escalation & Strategic Claims Oversight
Direct strategy and provide decision-making authority onclaim file reviews, mediations, and depositionsfor all matters at or above the escalation threshold; the Sr. Director of Quality, Risk & Compliance retains lead responsibility for day-to-day claims activity and initial file management below the threshold, with a clear handoff to this role upon escalation trigger.
Engage andcoordinate with legal counsel onall escalated, high-exposure, or complex matters; direct defense strategy, manage litigation spend, and ensuretimelycommunication of legal developments to the CFO and executive leadership.
Establish andmaintaina formal escalation protocol in collaboration with the Sr. Director of Compliance defining trigger criteria, notification timelines, and decision rights for large or complex claims.
MINIMUM REQUIREMENTS
Bachelor's degree in Risk Management, Finance, Business Administration, or related fieldrequired; advanced degree or professional designation (ARM, CPCU, RIMS-CRMP) preferred.
Expert-level knowledge of commercial insurance products, coverage structures, and policy language across auto liability, cargo, workers' compensation, general liability, and excess/umbrella lines.
Strong understanding of captive insurance mechanics, including fronting arrangements, reinsurance,lossportfolio transfers, and domicile regulatory requirements.
Knowledge of transportation regulatory environment including FMCSA, DOT, and motor carrier insurance filing requirements (MCS-90, BMC-91).
BENEFITS
- Local, Home Daily
- Medical, Dental, Vision, and Life Insurance
- PTO, Paid Holidays, Volunteer Time Off, Wellness Time Off
- 401k Retirement Plan
- Biweekly Pay
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