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Head Of Credit Risk Jobs in Ridgewood, NJ (NOW HIRING)

Biz2Credit Inc

Director of Credit Risk

Manhattan, NY

$160K - $190K/yr

Automation of Customer Journey, Underwriting, and Credit Risk Framework. * Collaborate with technology, data engineering, and product teams to continuously optimize workflows. Risk Strategy ...

Atlas

Head of Credit & Underwriting

New York, NY · On-site

Head of Credit New York or San Francisco • In-office • Reports to VP of Finance About Atlas ... Members pay in full every month, so the risk profile is fundamentally different and the strategy ...

Jobtailor

Director of Credit Risk

Manhattan, NY · On-site

$180 - $280/hr

Own the credit and debit P&L, driving sustainable growth while managing to risk and capital ... Min 5 to 7 years of hands‑on experience in credit strategy and analytics, with direct ownership ...

New

Pillar

Head of Risk

New York, NY · Hybrid

Head of Risk * Location: New York, NY (5 days/week in-office) * Base Salary: $175,000-$250,000 ... Credit Risk and Counterparty Management: Design and own Pillar's credit risk framework, including ...

Pillar

Head of Risk

New York, NY · On-site

Head of Risk * Location: New York, NY (5 days/week in-office) * Base Salary: $175,000-$250,000 ... Credit Risk and Counterparty Management: Design and own Pillar's credit risk framework, including ...

Atlas

Head of Credit & Underwriting

Manhattan, NY · On-site

$150 - $200/hr

Head of Credit New York or San Francisco, In-office, Reports to VP of Finance About Atlas Atlas is ... Members pay in full every month, so the risk profile is fundamentally different and the strategy ...

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Showing results 21-40

All JobsHead Of Credit Risk JobsHead Of Credit Risk Jobs in Ridgewood, NJ

Head Of Credit Risk information

See Ridgewood, NJ salary details

$87.5K

$160.2K

$242.3K

How much do head of credit risk jobs pay per year?

As of Aug 7, 2026, the average yearly pay for head of credit risk in Ridgewood, NJ is $160,178.00, according to ZipRecruiter salary data. Most workers in this role earn between $135,100.00 and $179,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a head of credit risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are some common challenges faced by a head of credit risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.
What are popular job titles related to Head Of Credit Risk jobs in Ridgewood, NJ? For Head Of Credit Risk jobs in Ridgewood, NJ, the most frequently searched job titles are:
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What cities near Ridgewood, NJ are hiring for Head Of Credit Risk jobs? Cities near Ridgewood, NJ with the most Head Of Credit Risk job openings:
Head Of Credit Risk jobs near you
Infographic showing various Head Of Credit Risk job openings in Ridgewood, NJ as of August 2026, with employment types broken down into 82% Full Time, 14% Part Time, and 4% Contract. Highlights an 87% In-person, 9% Hybrid, and 4% Remote job distribution, with an average salary of $160,178 per year, or $77 per hour.

Director of Credit Risk

Biz2Credit Inc

Manhattan, NY

$160K - $190K/yr

Full-time

Re-posted 16 days ago

Job description

Description


About US


At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.


As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.


But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.


So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit. 


About the Role


In this leadership role reporting directly to the Chief Risk Officer, you will oversee a team of high-performing Risk and Data Science Analysts, both onshore and offshore, to develop and implement credit risk models and AI-driven underwriting and credit decision processes, optimize strategies related to risk management, pricing, and business growth, and shape and enhance lending products and processes to ensure they are grounded in robust risk management principles, driving both innovation and stability.


Responsibilities


Credit Decisioning Model Development

  • Develop and implement advanced credit risk models (rule-based, heuristic, and machine learning) to support underwriting and portfolio management.
  • Automation of Customer Journey, Underwriting, and Credit Risk Framework.
  • Collaborate with technology, data engineering, and product teams to continuously optimize workflows.

Risk Strategy Development

  • Design, execute, and monitor risk strategies across credit underwriting, credit limit assessments, pricing, and collections.

Team Leadership & Development

  • Mentor and develop junior team members, fostering a high-performing credit risk team.

Research and Publications

  • Contribute to in-house research by publishing articles and whitepapers on topics related to small business, AI, and macroeconomics.

Requirements

  • Hands-on expertise in developing and implementing machine learning-based statistical models. 
  • 10+ years of experience in banking or Fintech, specializing in Modeling for underwriting, fraud detection, risk management, or collections for either consumer or small business. Hands on Experience in Statistical Models such as Logistics regression, XGBoost, Decision trees, or other ensembles. 
  • Proven track record in risk management within the fintech or financial services industry.
  • Strong understanding of fintech products, lending solutions, Embedded finance and industry regulations.
  • Exceptional analytical and problem-solving skills with the ability to evaluate complex scenarios and drive data-driven decisions.
  • 5+ years of experience in managing a high-performing risk management team.
  • Advanced analytical and data science skills to support decision-making and risk strategy optimization.
  • Exposure to LLM/Generative AI/Agentic AI is preferred


Salary Range


$160k-$190k

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