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Head Of Consumer Credit Risk Analytics Jobs (NOW HIRING)

Attain Finance

Senior Manager, Credit Risk

$150K - $210K/yr

Join a leading consumer credit lender that thrives on innovation and collaboration, where your ... Strong knowledge in Financial Services with emphasis on risk management/analytics of consumer ...

Best Egg

Director, Credit Risk Oversight

Wilmington, DE

$125K - $150K/yr

Develop independent analyses that challenge First Line of Defense monitoring, assumptions, and ... Deep understanding of consumer credit risk drivers, borrower segmentation, exposure management ...

Best Egg

Director, Credit Risk Oversight

Wilmington, DE · On-site

$125K - $150K/yr

Develop independent analyses that challenge First Line of Defense monitoring, assumptions, and ... Deep understanding of consumer credit risk drivers, borrower segmentation, exposure management ...

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$35K

$131.9K

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How much do head of consumer credit risk analytics jobs pay per year?

As of Sep 10, 2026, the average yearly pay for head of consumer credit risk analytics in the United States is $131,886.00, according to ZipRecruiter salary data. Most workers in this role earn between $111,500.00 and $160,000.00 per year, depending on experience, location, and employer.

What are popular job titles related to Head Of Consumer Credit Risk Analytics jobs?

For Head Of Consumer Credit Risk Analytics jobs, the most frequently searched job titles are:

VP, Consumer & Counterparty Credit Risk

Fort Lee, NJ • Hybrid

Cross River
Finance and Insurance • 501 - 1,000 employees
Learn more about Cross Riverexternal

$200K - $250K/yr

Full-time

Re-posted 3 hours ago

Key responsibilities

  • Monitor and enhance the credit risk appetite framework as applied to consumer assets.

  • Identify, develop, and report on credit risk metrics to oversee the risk of consumer assets.

  • Provide independent reviews and challenge to first line and partner risk teams on critical credit risk processes.

Job description

Who We Are

Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe.

Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance.

What We're Looking For

Reporting into the Chief Credit Risk Officer, we are seeking a VP, Consumer Credit Risk & Counter Parrty who will be responsible for the 2nd line oversight of Consumer Credit Risk for retained Consumer Portfolios, Payments, and Structured Financing risk arising from lending against consumer assets to partners or settlement risk with payment processes. 

The Head of Consumer Credit Risk will identify, assess, measure, and manage retained credit risk for consumer assets on CRB's balance sheet. This person will also be responsible for conducting independent credit risk assessments for consumer assets originated through partners, providing effective challenge to first line teams and partner risk teams, and ensuring that significant risks are promptly identified and collateralized.

Responsibilities:

  • Monitoring and continued enhancement of the credit risk appetite framework as applied to consumer assets.
  • Identify and develop credit risk metrics reporting (e.g., KRIs and KPIs) to continuously monitor and oversee risk of consumer assets
  • Provide effective challenge to first line and partner risk teams through independent reviews of critical credit risk processes which includes underwriting, and portfolio management, collections, and recoveries.
  • Independently review structured credit facilities offered to partners originating consumer assets.
  • Ongoing monitoring of consumer loan retained portfolios
  • Approval of limits and reserve settings
  • Escalate issues and emerging risks in accordance with risk appetite program to Chief Credit Risk Officer and senior management

Qualifications:

  • 15+ years leadership experience in consumer life-cycle risk management covering underwriting, portfolio management, collections, and recoveries.
  • Experience in profitability-based risk reward assessments (NPV) and use of model-based assessment frameworks.
  • Significant experience in unsecured closed end, and revolving products.  Secured consumer product experience a plus.
  • Experience in end to end prime-sub-prime portfolio management
  • Experience with Payments, Nacha rules, and network chargeback rules.
  • Familiarity with Stress Testing
  • Strong business acumen with a risk-reward control perspective.
  • Familiarity with applicable consumer regulatory requirements.
  • Demonstrated ability to successfully manage multiple priorities under pressure;
  • Degree in quantitative or a related field

#LI-JJ1 #LI-Hybrid #LI-Onsite

Salary Range: $200,000.00 - $250,000.00

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