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Full Time Property Claims Adjuster Jobs (NOW HIRING)

Capstone ISG

Property Adjuster (Inside)

Midlothian, VA · On-site

We are seeking a detail-oriented Property Claims Adjuster to independently manage residential and commercial property claims throughout the investigation, evaluation, and resolution process. This ...

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Full Time Property Claims Adjuster information

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$23.5K

$71.3K

$97.5K

How much do full time property claims adjuster jobs pay per year?

As of Sep 2, 2026, the average yearly pay for full time property claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What does a full time property claims adjuster do?

A Full Time Property Claims Adjuster is responsible for investigating and evaluating insurance claims related to property damage, such as homes or businesses affected by events like storms, fires, or theft. They assess the extent of the damage, determine coverage based on policy terms, and calculate the payout amount owed to policyholders. The role involves inspecting properties, interviewing witnesses or claimants, and working with contractors or repair professionals. Adjusters also prepare detailed reports and negotiate settlements with claimants to resolve claims efficiently. Their work ensures that claims are handled fairly and according to the insurance policy.

What skills and qualifications are needed to thrive as a full time property claims adjuster?

To excel as a Full Time Property Claims Adjuster, you need a solid understanding of insurance policies, property damage assessment, and claims processing, often supported by a relevant degree or industry certifications. Familiarity with claims management software, estimating tools like Xactimate, and state licensing requirements is typically necessary. Strong negotiation, attention to detail, and effective communication skills help adjusters resolve claims efficiently and empathetically. These competencies ensure accurate claim settlements, customer satisfaction, and adherence to regulatory standards.

What are common challenges faced by full time property claims adjusters, and how can they be managed?

Full Time Property Claims Adjusters often encounter challenges such as handling a high volume of claims, managing emotionally charged interactions with policyholders, and staying updated on evolving insurance policies and regulations. Success in this role requires strong organizational skills to keep cases on track, effective communication to explain complex information with empathy, and a commitment to ongoing professional development. Collaborating closely with colleagues, such as field adjusters and underwriters, can also help resolve complex claims more efficiently and ensure customer satisfaction.

What is the difference between Full Time Property Claims Adjuster vs Part Time Property Claims Adjuster?

AspectFull Time Property Claims AdjusterPart Time Property Claims Adjuster
Work HoursTypically 40 hours per weekFewer hours, often flexible
CertificationsRequired certifications like state licensingSame certifications often required
Work EnvironmentOffice, field inspections, claims processingSimilar, but with more flexibility
Employer UsageFull-time staff for ongoing claimsContract or part-time roles for supplemental work

Full Time Property Claims Adjusters work regular hours, handling ongoing claims with full benefits, while Part Time Property Claims Adjusters work fewer hours, often on a flexible schedule, and may have different employment benefits. Both roles require similar certifications and work environments, but differ mainly in hours and employment status.

What cities are hiring for Full Time Property Claims Adjuster jobs?

Cities with the most Full Time Property Claims Adjuster job openings:

What are the most commonly searched types of Property Claims Adjuster jobs?

The most popular types of Property Claims Adjuster jobs are:

What states have the most Full Time Property Claims Adjuster jobs?

States with the most job openings for Full Time Property Claims Adjuster jobs include:

Full Time Property Claims Adjuster jobs near you

Commercial Property Claims Adjuster Supervisor

Jencap

Phoenix, AZ • Hybrid

Full-time

Medical, Retirement

Re-posted 14 days ago

Job description

MiniCo has nearly 50 years of experience in program management, underwriting, binding authority, and claims, offering a portfolio of exclusive programs to address even the most unique risk exposures. Our dedicated program teams provide niche underwriting process and flexibility, industry specialization, and unparalleled customer service. Today, MiniCo is a member of the Jencap Program Administrators division, offering multiple specialty property and casualty insurance products for a variety of unique industries and exposures. 

The Property Claims Adjuster/Supervisor will work a hybrid schedule from our Phoenix, AZ office. 

This role is responsible for handling claims and leading a claims unit which handles first party commercial claims.

Responsibilities

  • Manage a property claim team handling new and existing Commercial Property, Tenant property and Protection Plan claims.
  • Understand various insurance policies to determine coverage and damages.
  • Analyze information received during an investigation to establish appropriate reserves and make payments as warranted.
  • Conduct telephone inquiries and/or direct the activities of independent adjusters, engineers and building consultants to determine the cause of damage to property.
  • Follow appropriate claims procedures for the investigation, payment, and dispositions of claims.
  • Identify and pursue valid SIU, Salvage, or Subrogation potential within established guidelines.
  • Communicate effectively with the public, orally and in writing with proper grammar usage.
  • Maintain diaries, accurate log notes, and proper reserves on assigned claims.
  • Handle claim calls in a professional and efficient manner.
  • Perform other duties as assigned.

Qualifications

  • Bachelor's degree or equivalent insurance degree, i. e., Associate in claims (AIC)
  • 2-3 years' experience in management or leadership role in claims 
  • 3-5 years of work experience handling Commercial property claims
  • 1-2 years of either field experience or experience using Exactimate or similar estimating programs
  • Preferably have an active Adjuster license(s) or the ability to become licensed within 90 days of starting this position and maintain licensing with ongoing continued education.
  • Ability to make independent decisions, communicate regularly with your team and others in a small team environment.
  • Understanding of business line products, policy language, exclusions, forms/endorsements, and effective claims handling practices.
  • Ability to handle matters with urgency and with attention to detail ensuring accuracy.
  • Openness to the ideas and expertise of others and the ability to actively solicit input and share ideas.
  • Proficient in Microsoft products: Microsoft Word, Excel, and Power point

The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors.  Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement.  Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate. 

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