Freelance Risk Control Consultant Jobs in Pennsylvania

Department:

Field Underwriting

Job Description:

As the Senior Risk Control Consultant, you will play a key role in supporting The Mutual Group (TMG), GuideOne Insurance, and future members by providing comprehensive risk assessment and safety consulting services to large nonprofit, health and human services organizations, educational institutions, and religious facilities with the goal of reducing losses and improving overall risk quality. This role supports underwriting and client service objectives by conducting onsite evaluations, identifying hazards, recommending controls, and partnering with clients to strengthen risk management practices. The consultant serves as a technical resource to both internal teams and insureds, delivering detailed analysis of exposures, partners with insureds to implement strong risk management practices tailored to their operations and assisting organizations reduce loss potential while supporting their mission-driven operations.

Work Arrangement:

This role is home or field position based in the Pennsylvania, Maryland, New Jersey, Washington D.C. areas and requires regular travel for onsite surveys, combining inperson facility inspections with remote consultations and virtual meetings, and it also requires the physical ability to access and evaluate buildings, mechanical rooms, and large facilities as needed.

Accountabilities:

Risk Assessment & Surveys

• Conduct on-site loss control surveys for non-profit, education, and religious accounts, evaluating property, liability, and operational exposures.

• Assess conditions such as life-safety systems, facility maintenance, security practices, playground safety, transportation risks, and special events.

• Identify potential hazards and develop practical, mission-appropriate risk control recommendations.

• Prepare clear, detailed reports summarizing findings, risk quality, and underwriting considerations.

• Service large accounts by developing ongoing service plans and conducting regular claimtrend analysis to identify areas for improvement and support comprehensive risk management strategies

Client Consultation & Support

Support organizations in developing or improving policies related to:

• Abuse prevention and child protection

• Volunteer management

• Emergency preparedness and crisis response

• Fleet and driver safety

• Facilities and maintenance protocols

• Collaborate with clients to help them implement corrective actions and track progress.

Internal Collaboration

• Work closely with underwriting teams to support account selection, renewal decisions, and risk improvement strategies.

• Communicate survey outcomes, risk insights, and emerging trends to internal stakeholders.

Training & Education

Develop and deliver training for staff, volunteers, and leadership of insured organizations on topics such as:

• General safety awareness

• Fire prevention and life safety

• Abuse prevention and boundary training

• Risk management for schools, camps, and religious facilities

• Conduct webinars, onsite workshops, and/or virtual training sessions as needed.

Program & Resource Development

Contribute to the creation and maintenance of risk management guides, safety checklists, toolkits, and policy templates tailored to the nonprofit, education, and religious sectors.

Stay current on regulatory changes, industry best practices, and emerging risks affecting mission-based organizations.

Qualifications:

• Bachelor's degree in risk management, safety, engineering, insurance, or a related field preferred; equivalent experience considered.

• 5+ years of experience in loss control, safety consulting, insurance risk assessment, or facility operations.

• Strong understanding of safety practices, risk assessment techniques, and regulatory requirements.

• Excellent communication, report writing, and interpersonal skills.

• Ability to work independently, manage travel, and maintain strong client relationships.

• Valid driver's license required.

• Experience working with non-profits, schools, camps, churches, or religious organizations.

• Designations such as ARM, CSP, ASP, CRM, or CFPS preferred.

• Knowledge of life-safety codes, OSHA requirements, playground standards, and abuse prevention practices.

• Strong analytical and problemsolving skills

• Professional judgment and decisionmaking

• Ability to communicate technical information in practical, accessible terms

• Customer-service mindset with sensitivity to mission-driven environments

• Project and time management

• Ability to build trust and influence change

Pay Range:

Anticipated Hiring Range:

• $85,000 - $105,000 annual base salary depending on experience, qualifications, and geographic location

• $98,000 - $120,000 annual base salary depending on experience, qualifications, and geographic location in CA, CT, MA, NJ, NY, and PA

Benefits:

We are proud to offer our full-time regular employees a robust benefits suite that includes:

• Competitive base salary plus incentive plans for eligible team members

• 401(K) retirement plan that includes a company match of up to 6% of your eligible salary

• Free basic life and AD&D, long-term disability and short-term disability insurance

• Medical, dental and vision plans to meet your unique healthcare needs

• Wellness incentives

• Generous time off program that includes personal, holiday and volunteer paid time off

• Flexible work schedules and hybrid/remote options for eligible positions

• Educational assistance

Equal Opportunity Employer

The Mutual Groupis an Equal Opportunity Employer. It is our policy to recruit, hire, train and promote individuals in all job classifications without regard to race, color, religion, sex, national origin, age, veteran status, disability, sexual orientation, gender identity or any other characteristic protected by law.

• Know Your Rights: Workplace Discrimination is Illegal

• Your Rights Under USERRA

Applicants requiring a reasonable accommodation due to a disability at any stage of the employment application process should contactTalent@themutualgroup.com.

Employment Verification

The Mutual Group participates in theE-Verifyprogram and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. You are protected fromemployment discriminationbased on your citizenship status and national origin.

E-Verify Program Overview

E-Verify Participation Poster

All offers of employment are contingent upon the successful completion of a background check.

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