Freelance Political Risk Underwriter Jobs (NOW HIRING)

Fortegra is seeking an experienced Credit, Political Risk & Surety Program Manager to oversee delegated underwriting relationships with MGAs. The role will act as the carrier-side technical lead, ensuring underwriting activity remains within agreed authority, risk appetite and governance standards while supporting disciplined portfolio growth and long-term portfolio performance across UK and US markets. The successful candidate will bring deep experience in structured credit, credit and political risk underwriting, and/or surety, alongside a strong understanding of international insurance and reinsurance market dynamics.

Key Responsibilities

• Manage the relationship with the Credit, Political Risk & Surety MGA(s)
• Review and approve or decline referred risks based on structure, risk quality, aggregate exposure and portfolio strategy
• Ensure adherence to underwriting guidelines, authority levels and program documentation
• Monitor portfolio exposures, concentrations, premium development, profitability and losses across UK and US portfolios
• Support the growth and maintenance of a diversified and disciplined Credit, Political Risk & Surety portfolio
• Coordinate internal stakeholders including underwriting, claims, actuarial, compliance and reinsurance
• Oversee reporting quality including bordereaux, exposure management and documentation standards
• Support reinsurer discussions through clear articulation of portfolio performance, underwriting controls and market strategy
• Identify emerging risks and ensure appropriate escalation and remediation actions
• Provide senior management with clear updates on portfolio performance, underwriting trends and risk profile
• Contribute to underwriting governance, portfolio optimization and strategic growth initiatives within the Credit, Political Risk & Surety business
• Evaluate surety exposures, including commercial and contract surety risks, and monitor portfolio performance against established underwriting and risk management objectives

The above cited duties and responsibilities describe the general nature and level of work performed by people assigned to the job. They are not intended to be an exhaustive list of all the duties and responsibilities that an incumbent may be expected or asked to perform.

Qualifications:

• 10+ years of experience in credit, political risk, surety, structured credit, or related financial risk underwriting
• Strong structured credit experience, including analysis of complex financing structures and non-payment risk
• Experience managing or underwriting Credit, Political Risk and/or Surety business across UK and US markets
• Demonstrated ability to grow and maintain profitable portfolios while maintaining underwriting discipline
• Ability to analyse complex transactions and appropriately challenge underwriting decisions
• Experience working within delegated authority, MGA or program business structures
• Strong portfolio management and aggregate exposure management capabilities
• Knowledge of commercial and contract surety underwriting principles, obligor analysis, and surety portfolio management is preferred
• Commercial judgment with the ability to balance growth objectives and risk discipline
• Strong communication and stakeholder management skills across underwriting, reinsurance and senior leadership teams
• Familiarity with Lloyd's, company market or international specialty insurance environments preferred

Applicants must be authorized to work for any employer in the United States. We are unable to sponsor or assume sponsorship of employment visas at this time. We welcome applicants of all backgrounds and national origins.

Additional Information:

Full benefit package including medical, dental, life, vision, company paid short/long term disability, 401(k), tuition assistance and more

Job Posting Disclaimer:

Fortegra has recently been made aware of unauthorized communications regarding career opportunities by individuals not associated with Fortegra or our recruitment team. Fortegra will only contact you from the Fortegra domain address (@fortegra.com). If you receive a message from someone posing as a Fortegra recruiter via text message, WhatsApp, Telegram or other messaging platform, please report it as phishing and block the sender.

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