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Freelance Mortgage Risk Analyst Jobs in Michigan

AD Mortgage

Secondary Marketing Analyst

Troy, MI · On-site

Risk and Pipeline Management: Analyze the loan pipeline for interest rate risk and credit risk ... Take the first step towards a rewarding career in the mortgage industry with AD Mortgage. Our ...

AD Mortgage

Lock Desk Specialist

Troy, MI

... mortgage loan channels (e.g., Retail, Correspondent, Wholesale ... This role ensures the accurate, timely, and compliant locking of interest rates to mitigate risk ...

AD Mortgage

Lock Desk Specialist

Troy, MI · On-site

... mortgage loan channels (e.g., Retail, Correspondent, Wholesale ... This role ensures the accurate, timely, and compliant locking of interest rates to mitigate risk ...

PNC

Mortgage Loan Officer

Lansing, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Lansing, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Troy, MI

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC

Mortgage Loan Officer

Saginaw, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Grand Rapids, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC

Mortgage Loan Officer

Troy, MI

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Midland, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC

Mortgage Loan Officer

Grand Rapids, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Bay City, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

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Showing results 21-40

All JobsMortgage Risk Analyst JobsFreelance Mortgage Risk Analyst JobsFreelance Mortgage Risk Analyst Jobs in Michigan

Freelance Mortgage Risk Analyst information

What is the difference between Freelance Mortgage Risk Analyst vs Mortgage Underwriter?

AspectFreelance Mortgage Risk AnalystMortgage Underwriter
CredentialsTypically requires mortgage risk analysis certifications, financial analysis skillsRequires mortgage underwriting licenses or certifications, financial and credit analysis skills
Work EnvironmentRemote, project-based, freelanceOffice or remote, employed by banks or lending institutions
Employer & IndustryFreelance, consulting firms, mortgage companiesBanks, credit unions, mortgage lenders
Search & Comparison IntentLooking for freelance mortgage risk analysis rolesSeeking mortgage underwriting positions or roles

While both roles involve assessing mortgage applications, a Freelance Mortgage Risk Analyst primarily provides risk analysis services on a project basis, often remotely, whereas a Mortgage Underwriter is typically employed full-time by a financial institution to evaluate loan applications for approval. The skills and certifications overlap, but the work environment and employment structure differ significantly.

What cities in Michigan are hiring for Freelance Mortgage Risk Analyst jobs?

Cities in Michigan with the most Freelance Mortgage Risk Analyst job openings:

Freelance Mortgage Risk Analyst jobs near you
Infographic showing various Freelance Mortgage Risk Analyst job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution.

Secondary Marketing Analyst

AD Mortgage

Troy, MI • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted yesterday

Key responsibilities

  • Monitor and analyze market data to determine optimal loan pricing and execute loan sales, pooling, and securitization activities.

  • Analyze the loan pipeline for interest rate and credit risk, and model loan production and settlement activity to support liquidity planning.

  • Generate reports on secondary market activities, develop financial models for pricing and profitability, and present findings to senior management.

Job description

About this opportunity

We are seeking a highly analytical and detail-oriented Secondary Marketing Analyst to join our capital markets team. This role is crucial for managing market execution to maximize profitability and mitigate risk.. The ideal candidate will be a fast-learner who can work independently and add value beyond daily tasks. You will work closely with our production, capital markets, and executive teams.

Key Responsibilities

• Loan Pricing and Execution:

Monitor and analyze real-time market data, including Fannie Mae, Freddie Mac, Ginnie Mae, and private investor pricing, to determine optimal loan pricing and product offerings.

Execute daily best-efforts and mandatory loan sales, pooling, and securitization activities.

Manage and monitor loan commitments, ensuring accurate pair-offs and timely delivery to investors.

Perform daily hedge reconciliations and ensure proper risk management strategies are in place.

• Risk and Pipeline Management:

Analyze the loan pipeline for interest rate risk and credit risk exposures.

Track and report on fallout and pull-through rates, identifying trends and potential areas for improvement.

Model and forecast loan production and settlement activity to assist with liquidity planning.

• Reporting and Analysis:

Generate daily, weekly, and monthly reports on secondary market activities, including gain-on-sale, profitability analysis, and loan sale performance.

Develop and maintain financial models to evaluate pricing strategies, product profitability, and new business initiatives.

Present findings and recommendations to senior management on market conditions, investor trends, and execution strategies.

• Investor Relations and Compliance:

Maintain strong working relationships with investors, servicers, and secondary market partners.

Ensure compliance with all agency and investor guidelines, policies, and procedures related to loan sales and securitization.

Location and Schedule

  • This is a full-time, office-based position in a modern, cozy environment in our Troy, MI office.

  • Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM, promoting a healthy work-life balance.

Skills & Qualifications

  • Proficiency in financial modeling and advanced Excel skills (e.g., pivot tables, VLOOKUPs, financial functions).

  • Experience with SQL or other data manipulation tools is a plus.

  • Familiarity with secondary market technology platforms (e.g., optimal blue, MIEC, QRM) is highly desirable.

  • Exceptional analytical and problem-solving abilities with a keen eye for detail and accuracy.

  • Excellent written and verbal communication skills, with the ability to articulate complex financial concepts clearly.

  • Ability to thrive in a fast-paced, high-pressure environment and meet tight deadlines.

What We Offer | Career and Culture

  • Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.

  • Growth Path: Defined paid training and clear pathways for career development.

  • Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).

    Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.

    Our Recruitment team will reach out to you shortly!

Connect with us: Explore our social media to get a sense of our corporate culture.

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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.