As the Innovation Operations Manager, Merchant Risk,you will play a foundational role in shaping ... Conduct exploratory data analyses to uncover emerging risk patterns and inform control design
As the Innovation Operations Manager, Merchant Risk,you will play a foundational role in shaping ... Conduct exploratory data analyses to uncover emerging risk patterns and inform control design
As the Innovation Operations Manager, Merchant Risk, you will play a foundational role in shaping ... Conduct exploratory data analyses to uncover emerging risk patterns and inform control design
As the Innovation Operations Manager, Merchant Risk, you will play a foundational role in shaping ... Conduct exploratory data analyses to uncover emerging risk patterns and inform control design
Risk Analyst
New York, NY · On-site
Overview The Risk Analyst is primarily responsible for analyzing and calculating financial risk exposure, merchant reserves, merchant payouts, including evaluating ongoing company financial positions ...
Risk Analyst
New York, NY · On-site
Overview The Risk Analyst is primarily responsible for analyzing and calculating financial risk exposure, merchant reserves, merchant payouts, including evaluating ongoing company financial positions ...
The VP, Merchant Risk Underwriting is a multi-functional role within the Credit Acquisition ... Analyze large datasets, identify emerging trends, and track champion/challenger strategy ...
The VP, Merchant Risk Underwriting is a multi-functional role within the Credit Acquisition ... Analyze large datasets, identify emerging trends, and track champion/challenger strategy ...
Senior Risk Analyst
New York, NY · On-site
Own and lead regional risk and analytics initiatives, including exposure analysis, KPI definition ... Evaluate deals with a holistic view of merchant needs, competitive positioning, deal structure, and ...
Senior Risk Analyst
New York, NY · On-site
Own and lead regional risk and analytics initiatives, including exposure analysis, KPI definition ... Evaluate deals with a holistic view of merchant needs, competitive positioning, deal structure, and ...
Payments Credit Risk Analyst
Manhattan, NY · Remote
$75K - $120K/yr
What You Bring to the Team Assess merchant financials, payment flows, and credit risk indicators Recommend credit limits, reserves, and payout hold thresholds Analyze chargeback and refund trends to ...
New
Payments Credit Risk Analyst
Manhattan, NY · Remote
$75K - $120K/yr
What You Bring to the Team Assess merchant financials, payment flows, and credit risk indicators Recommend credit limits, reserves, and payout hold thresholds Analyze chargeback and refund trends to ...
New
Payments Risk Manager
New York, NY · On-site
$100K - $130K/yr
Risk is not a back-office function - it's embedded in growth. As our first dedicated Payments Risk ... and merchant behavior across card and alternative payment rails * Analyze fraud patterns ...
Payments Risk Manager
New York, NY · On-site
$100K - $130K/yr
Risk is not a back-office function - it's embedded in growth. As our first dedicated Payments Risk ... and merchant behavior across card and alternative payment rails * Analyze fraud patterns ...
Payments Risk Manager
New York, NY · On-site
$100K - $130K/yr
Risk is not a back-office function - it's embedded in growth. As our first dedicated Payments Risk ... and merchant behavior across card and alternative payment rails * Analyze fraud patterns ...
Payments Risk Manager
New York, NY · On-site
$100K - $130K/yr
Risk is not a back-office function - it's embedded in growth. As our first dedicated Payments Risk ... and merchant behavior across card and alternative payment rails * Analyze fraud patterns ...
Governance, Risk & Compliance (GRC) Analyst (AI Training) About the Role We're looking for ... Freelance perks: autonomy, variety, and global collaboration * Contribute to meaningful work that ...
Governance, Risk & Compliance (GRC) Analyst (AI Training) About the Role We're looking for ... Freelance perks: autonomy, variety, and global collaboration * Contribute to meaningful work that ...
Senior Business Analyst / Domain Subject Matter Expert
Jersey City, NJ · On-site
$96.50K - $124.70K/yr
Senior Business Analyst / Domain Subject Matter Expert (Merchant Acquiring) Required Experience ... o Merchant risk, fraud indicators, and monitoring practices o Revenue assurance and leakage ...
Senior Business Analyst / Domain Subject Matter Expert
Jersey City, NJ · On-site
$96.50K - $124.70K/yr
Senior Business Analyst / Domain Subject Matter Expert (Merchant Acquiring) Required Experience ... o Merchant risk, fraud indicators, and monitoring practices o Revenue assurance and leakage ...
Senior Analyst-Risk Management
Manhattan, NY · On-site
$78K - $124.75K/yr
Global Merchant & Network Services brings together American Express' merchant and network-related ... The GBG Team is seeking an Analyst to support the maintenance of merchant data and the bonus ...
Senior Analyst-Risk Management
Manhattan, NY · On-site
$78K - $124.75K/yr
Global Merchant & Network Services brings together American Express' merchant and network-related ... The GBG Team is seeking an Analyst to support the maintenance of merchant data and the bonus ...
Be Seen First
Manager of Credit Risk
Iselin, NJ · On-site
$100K - $120K/yr
Review, analyze, and evaluate consumer & commercial loan application data in our database to ... Five plus years of experience and full understanding of credit risk and merchant risk in these ...
Quick apply
Be Seen First
Manager of Credit Risk
Iselin, NJ · On-site
$100K - $120K/yr
Review, analyze, and evaluate consumer & commercial loan application data in our database to ... Five plus years of experience and full understanding of credit risk and merchant risk in these ...
Sr. Fraud Risk Strategies Analyst - Paze
New York, NY · Hybrid
$101K - $126K/yr
... Analytics, and Risk teams) external stakeholders (including banking partners ... merchants, and third-party vendors) regarding emerging risks, observed trends and related ...
Sr. Fraud Risk Strategies Analyst - Paze
New York, NY · Hybrid
$101K - $126K/yr
... Analytics, and Risk teams) external stakeholders (including banking partners ... merchants, and third-party vendors) regarding emerging risks, observed trends and related ...
Global Merchant & Network Services brings together American Express' merchant and network-related ... Experience with conducting research, trend analysis and reporting * Advanced proficiency with ...
Global Merchant & Network Services brings together American Express' merchant and network-related ... Experience with conducting research, trend analysis and reporting * Advanced proficiency with ...
Senior Program Manager, Risk & Fraud
New York, NY · On-site +1
$134K - $174K/yr
... Merchant Risk, and Account Takeover in our two-sided marketplace. You'll play a vital role in ... We partner closely with Product, Engineering, Analytics, and Operations to strengthen our controls ...
Senior Program Manager, Risk & Fraud
New York, NY · On-site +1
$134K - $174K/yr
... Merchant Risk, and Account Takeover in our two-sided marketplace. You'll play a vital role in ... We partner closely with Product, Engineering, Analytics, and Operations to strengthen our controls ...
Senior Program Manager, Risk & Fraud
$134K - $174K/yr
... Merchant Risk, and Account Takeover in our two-sided marketplace. You'll play a vital role in ... We partner closely with Product, Engineering, Analytics, and Operations to strengthen our controls ...
Senior Program Manager, Risk & Fraud
$134K - $174K/yr
... Merchant Risk, and Account Takeover in our two-sided marketplace. You'll play a vital role in ... We partner closely with Product, Engineering, Analytics, and Operations to strengthen our controls ...
Sr. Associate, KYC Operations Senior Analyst
Manhattan, NY · On-site
$89K - $105K/yr
KYC Reviews and Risk Analysis * Conduct in-depth KYC, CDD, and EDD reviews for settlement services ... internet banking, and merchant processing. We are an equal opportunity employer and do not ...
Quick apply
Sr. Associate, KYC Operations Senior Analyst
Manhattan, NY · On-site
$89K - $105K/yr
KYC Reviews and Risk Analysis * Conduct in-depth KYC, CDD, and EDD reviews for settlement services ... internet banking, and merchant processing. We are an equal opportunity employer and do not ...
Freelance Designer Boys Apparel
Manhattan, NY · On-site
$45 - $51/hr
Trend and Market Analysis: Researching and identifying trend directions, performing competitive ... Creativity, technical capability and sensibility for merchandising; strong ability to sketch
Freelance Designer Boys Apparel
Manhattan, NY · On-site
$45 - $51/hr
Trend and Market Analysis: Researching and identifying trend directions, performing competitive ... Creativity, technical capability and sensibility for merchandising; strong ability to sketch
Freelance Designer-Swimwear
Manhattan, NY · On-site
$46/hr
... analysis ... Collaborate and communicate with key partners throughout the design process including Merchandising;
Freelance Designer-Swimwear
Manhattan, NY · On-site
$46/hr
... analysis ... Collaborate and communicate with key partners throughout the design process including Merchandising;
Freelance Production Assistant
Manhattan, NY · On-site
$27/hr
... delivery risk as needed * Communicate daily with internal/ external partners regarding style ... Own end to end purchase order process with merchants and MOS * Partners with manager on garment ...
Freelance Production Assistant
Manhattan, NY · On-site
$27/hr
... delivery risk as needed * Communicate daily with internal/ external partners regarding style ... Own end to end purchase order process with merchants and MOS * Partners with manager on garment ...
Freelance Merchant Risk Analyst information
See Brooklyn, NY salary details
$16.18 - $21
3% of jobs
$21 - $25.83
7% of jobs
$25.83 - $30.65
12% of jobs
$31.60 is the 25th percentile. Wages below this are outliers.
$30.65 - $35.48
15% of jobs
$35.48 - $40.30
13% of jobs
The median wage is $40.47 / hr.
$40.30 - $45.13
16% of jobs
$45.13 - $49.96
8% of jobs
$50.56 is the 75th percentile. Wages above this are outliers.
$49.96 - $54.78
11% of jobs
$54.78 - $59.61
6% of jobs
$59.61 - $64.43
6% of jobs
$64.43 - $69.26
3% of jobs
$16
$42
$69
How much do freelance merchant risk analyst jobs pay per hour?
What is the difference between Freelance Merchant Risk Analyst vs Freelance Credit Analyst?
| Aspect | Freelance Merchant Risk Analyst | Freelance Credit Analyst |
|---|---|---|
| Credentials | Financial analysis, risk management certifications often preferred | Financial analysis, credit risk certifications often preferred |
| Work Environment | Online, remote, project-based for e-commerce and payment providers | Online, remote, project-based for banks, lenders, and financial institutions |
| Employer & Industry | E-commerce platforms, payment processors, fintech | Banks, credit agencies, lending companies |
| Search & Comparison Intent | Understanding risk assessment for merchants | Assessing creditworthiness of individuals or companies |
Both roles involve financial analysis and risk assessment but focus on different areas. A Freelance Merchant Risk Analyst specializes in evaluating risks associated with online merchants and e-commerce transactions, while a Freelance Credit Analyst assesses creditworthiness for lending purposes. The skills and certifications overlap, but their industry applications and target clients differ.
Full-time
Posted 9 days ago
Job description
Etsy is the global marketplace for unique and creative goods. We build, power, and evolve the tools and technologies that connect millions of entrepreneurs with millions of buyers around the world. As an Etsy Inc. employee, whether a team member of Etsy or Depop, you will tackle unique, meaningful, and large-scale problems alongside passionate coworkers, all the while making a rewarding impact and Keeping Commerce Human.
What's the role?
As the Innovation Operations Manager, Merchant Risk,you will play a foundational role in shaping and scaling Etsy's Merchant Risk strategy. You will own high impact initiatives across the seller lifecycle, designing risk frameworks, defining operational roadmaps, and partnering cross-functionally to reduce financial loss while preserving seller experience. You bring expertise in credit risk and risk operations, leveraging industry leading tools and detection methodologies and tooling to identify emerging risk signals. You will work closely with Product and Engineering to design scalable safeguards, develop operational tooling, and establish high-quality datasets that power future machine learning models.
This is a full-time position reporting to the Senior Manager of Merchant Risk. In addition to salary, you will also be eligible for an equity package, an annual performance bonus, and our competitive benefits that support you and your family as part of your total rewards package at Etsy.
For this role, we are considering candidates based in the United States. Depending on where you are located in the United States, your work mode will be Local Hybrid, Regional Hybrid or Remote. Etsy offers different work modes to meet the variety of needs and preferences of our team. Learn more details about our work modes and workplace safety policies here.
What's this team like at Etsy?
This role sits within the Merchant Risk vertical of Etsy's Risk & Fraud organization, which includes Merchant Risk, Account Integrity & Security, Transaction Fraud, and Marketplace Fraud. The Merchant Risk team is focused on understanding seller financial health and proactively mitigating loss exposure across the seller lifecycle. In this role, you will support designing risk segmentation frameworks and evolve our credit risk program. We balance customer experience with risk mitigation, driving technical investments grounded in operational realities and long-term scalability.
What does the day-to-day look like?
- Lead strategy and execution for foundational Merchant Risk initiatives including taxonomy development and risk segmentation frameworks
- Partner with Product and Engineering to design and build scalable operational tools and machine learning (ML) powered risk controls
- Translate operational risk needs into clear technical requirements and influence roadmap prioritization
- Conduct exploratory data analyses to uncover emerging risk patterns and inform control design
- Define and evolve long-term tooling strategy to drive efficiency, scalability, and risk mitigation
- Support and enhance the credit risk program, ensuring effective indicators, controls, and lifecycle interventions that balance risk appetite and customer experience
- Of course, this is just a sample of the kinds of work this role will require! You should assume that your role will encompass other tasks, too, and that your job duties and responsibilities may change from time to time at Etsy's discretion, or otherwise applicable with local law.
Qualities that will help you thrive in this role are:
- Experience in credit risk, risk operations, underwriting, or related analytical roles; experience in Marketplace, Payments, or FinTech is a plus
- Strong analytical and systems-thinking skills, with the ability to connect upstream risk signals to downstream operational and technical controls
- Experience supporting or owning ML operations, including labeling strategies, model performance monitoring, and implementation of risk controls
- Demonstrated experience partnering closely with Product and Engineering teams to define requirements, evaluate tooling, and deliver scalable solutions
- Strong communication skills, with the ability to translate complex analyses into clear narratives that influence stakeholders and senior leadership
- Proficiency in SQL and data visualization tools (e.g., Looker, Tableau); experience with Python, R, automation, or GenAI applications is a plus.
Additional Information
What's Next
If you're interested in joining the team at Etsy, please share your resume with us and feel free to include a cover letter if you'd like. As we hope you've seen already, Etsy is a place that values individuality and variety. We don't want you to be like everyone else -- we want you to be like you! So tell us what you're all about.
Our Promise
At Etsy, we believe that a diverse, equitable and inclusive workplace furthers relevance, resilience, and longevity. We encourage people from all backgrounds, ages, abilities, and experiences to apply. Etsy is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or veteran status, or any other characteristic protected by applicable law. If, due to a disability, you need an accommodation during any part of the application or interview process, please let your recruiter know. While Etsy supports visa sponsorship, sponsorship opportunities may be limited to certain roles and skills.
About Etsy
Sourced by ZipRecruiter
Industry
Software development
Company size
5,001 - 10,000 Employees
Headquarters location
New York, NY, US
Year founded
2005