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Freelance Debt Collection Agency Jobs in Springfield, MA

Self Pay Collector

Holyoke, MA · On-site

$19.05 - $26.52/hr

Updates patient demographic information and necessary insurance information needed to comply with billing requirements while working with Self-pay vendor and Bad Debt Collection Agencies to ensure ...

Self Pay Collector

Holyoke, MA · On-site

$19.05 - $26.52/hr

Updates patient demographic information and necessary insurance information needed to comply with billing requirements while working with Self-pay vendor and Bad Debt Collection Agencies to ensure ...

Associate Attorney

Enfield, CT · On-site

$80K - $95K/yr

Debt collection experience * Prior experience in a high-volume environment Physical Qualifications ... agencies, EOE, drug-free workplace. Please review our Applicant Privacy Notice: Each posted ...

Associate Attorney

Enfield, CT · On-site

$80K - $95K/yr

Debt collection experience * Prior experience in a high-volume environment Physical Qualifications ... agencies, EOE, drug-free workplace. Please review our Applicant Privacy Notice: Each posted ...

Associate Attorney

Enfield, CT · On-site

$80K - $95K/yr

Debt collection experience * Prior experience in a high-volume environment Physical Qualifications ... calls, no agencies, EOE, drug-free workplace. Please review our Applicant Privacy Notice ...

... collection and spreading of interim and annual financial statements provided by clients, and update ... Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing ...

Director of Finance

Hartford, CT · On-site

$108K - $167K/yr

... benefits, collection of taxes, financial policies and systems, debt administration and the ... Coordinate program activities with other departments and agencies. * Establish and maintain ...

Familiarity with various local government agencies. * EIT desired / PE preferred. The salary range ... debt repayment program, technology allowance and excellent professional development programs that ...

Freelance Debt Collection Agency information

See Springfield, MA salary details

$14

$47

$131

How much do freelance debt collection agency jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for freelance debt collection agency in Springfield, MA is $47.54, according to ZipRecruiter salary data. Most workers in this role earn between $24.18 and $61.54 per hour, depending on experience, location, and employer.

What is a freelance debt collection agency?

A freelance debt collection agency is a business or individual that operates independently to recover unpaid debts on behalf of creditors. Unlike larger, traditional agencies, freelancers often work on a smaller scale and may offer more personalized services to clients. They typically contact debtors by phone, mail, or email to negotiate repayment plans or settlements. Freelance debt collectors must comply with local and national laws, such as the Fair Debt Collection Practices Act in the U.S., to ensure ethical practices. Their compensation usually comes as a percentage of the amount successfully collected.

What are the key skills and qualifications needed to thrive as a freelance debt collection agency owner?

To thrive as a Freelance Debt Collection Agency owner, you need a solid understanding of debt collection laws and procedures, strong negotiation skills, and often a background in finance or business. Familiarity with collection management software, CRM systems, and, in some regions, relevant licensing or certification is typically required. Excellent communication, resilience, and ethical judgment help build trust with clients and debtors alike. These skills are crucial for recovering debts efficiently while maintaining legal compliance and strong client relationships.

What are some common challenges freelance debt collection agencies face when managing multiple client accounts?

Freelance debt collection agencies often juggle multiple client accounts, which can present challenges in prioritizing tasks, maintaining accurate records, and ensuring compliance with various regulations. Staying organized and using digital tools to track communications, payments, and deadlines is essential. Additionally, balancing assertive collection tactics with professionalism to maintain client relationships is key to long-term success in this role.

What is the difference between Freelance Debt Collection Agency vs Freelance Credit Analyst?

AspectFreelance Debt Collection AgencyFreelance Credit Analyst
CredentialsExperience in collections, negotiation skillsFinancial analysis certifications, analytical skills
Work EnvironmentRemote or on-site, client offices, debt recovery settingsRemote, financial institutions, consulting firms
Employer & IndustryDebt collection agencies, financial servicesBanks, credit bureaus, consulting firms
Search & Comparison IntentClients seeking debt recovery servicesBusinesses needing credit risk assessment

While both roles involve financial expertise, a Freelance Debt Collection Agency focuses on recovering unpaid debts through negotiation and collection strategies. In contrast, a Freelance Credit Analyst evaluates creditworthiness to help clients make informed lending decisions. Understanding these differences helps clients choose the right professional for their financial needs.

What are popular job titles related to Freelance Debt Collection Agency jobs in Springfield, MA?

For Freelance Debt Collection Agency jobs in Springfield, MA, the most frequently searched job titles are:

Infographic showing various Freelance Debt Collection Agency job openings in Springfield, MA as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $98,883 per year, or $47.5 per hour.

Self Pay Collector

Holyoke, MA • On-site

Valley Health Systems
Non-Profits • 201 - 500 employees

$19.05 - $26.52/hr

Full-time

Re-posted 7 days ago


Job description

The Self-pay collector works with patients and family members to secure payment for all Self-pay balances including deductibles, copays and coinsurance amounts applied by insurance carriers. Updates patient demographic information and necessary insurance information needed to comply with billing requirements while working with Self-pay vendor and Bad Debt Collection Agencies to ensure timely and accurate accounting of balances.

Qualifications/Requirements
High School diploma equivalent required
Minimum of 2 years of related experience in a medical, hospital or healthcare-related insurance follow-up or collections environment
Strong written and verbal communication skill
Excellence in Excel and Word
Strong analytical, organizational and time management skills required
Ability to learn quickly, build and maintain long term relationships and work with minimal supervision
Knowledgeable in FDCPA and MA FDCPA regulations