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Freelance Credit Risk Modeling Jobs in New Mexico

State Employees Credit Union

Collector I

Santa Fe, NM · On-site

$20 - $23.53/hr

All employees of State Employees Credit Union are proactive, result driven, and fully committed to ... Presents oneself as a positive role model with coworkers and members with the Investment in ...

State Employees Credit Union

Collector I

Santa Fe, NM · On-site

$20 - $23.53/hr

All employees of State Employees Credit Union are proactive, result driven, and fully committed to ... Presents oneself as a positive role model with coworkers and members with the Investment in ...

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All JobsCredit Risk Modeling JobsFreelance Credit Risk Modeling JobsFreelance Credit Risk Modeling Jobs in New Mexico

Freelance Credit Risk Modeling information

What is freelance credit risk modeling?

Freelance credit risk modeling involves independent professionals analyzing and predicting the likelihood that borrowers or counterparties will default on financial obligations. These freelancers use statistical methods, machine learning models, and data analysis to assess credit risk for banks, lenders, or other firms. Their work helps organizations make informed lending decisions, set appropriate interest rates, and comply with regulatory requirements. Freelancers in this field may work on projects like developing credit scorecards, stress testing portfolios, or validating existing risk models.

How do freelance credit risk modelers typically collaborate with clients and other stakeholders during projects?

Freelance credit risk modelers usually work closely with client teams such as credit analysts, data engineers, and compliance officers to understand data sources, project objectives, and regulatory requirements. Communication often occurs through regular virtual meetings, progress reports, and collaborative tools to ensure transparency and alignment. Freelancers must be proactive in clarifying goals, sharing preliminary findings, and incorporating feedback to deliver models that meet both technical and business needs. Building strong client relationships and maintaining clear documentation are key to successful collaboration in this role.

What are the key skills and qualifications needed to thrive as a freelance credit risk modeler, and why are they important?

To thrive as a Freelance Credit Risk Modeler, you need a strong background in statistics, quantitative finance, and data analysis, typically supported by a degree in finance, mathematics, or a related field. Proficiency in programming languages such as Python, R, or SAS, along with experience using risk modeling software and knowledge of regulatory frameworks like Basel III, is crucial. Excellent communication, project management, and client relationship skills help distinguish top freelancers in this role. These abilities are essential for delivering accurate risk assessments, meeting client expectations, and maintaining compliance in a dynamic financial environment.

What is the difference between Freelance Credit Risk Modeling vs Credit Analyst?

AspectFreelance Credit Risk ModelingCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), strong quantitative skillsTypically requires a degree in finance, economics, or related field; certifications are a plus
Work EnvironmentIndependent, project-based, remote or client-siteUsually in banks, financial institutions, or corporate offices
Industry UsageUsed by consulting firms, freelance platforms, and financial servicesEmployed directly by financial institutions or corporations
Comparison Search IntentUnderstanding freelance opportunities in credit risk modelingAssessing creditworthiness and risk for lending decisions

Freelance Credit Risk Modeling involves independent, project-based work focusing on developing risk models, often remotely. Credit Analysts work within organizations to evaluate creditworthiness, typically in a structured environment. While both roles require financial expertise and similar credentials, their work settings and employment types differ significantly.

What are popular job titles related to Freelance Credit Risk Modeling jobs in New Mexico?

For Freelance Credit Risk Modeling jobs in New Mexico, the most frequently searched job titles are:

What job categories do people searching Freelance Credit Risk Modeling jobs in New Mexico look for?

The top searched job categories for Freelance Credit Risk Modeling jobs in New Mexico are:

What cities in New Mexico are hiring for Freelance Credit Risk Modeling jobs?

Cities in New Mexico with the most Freelance Credit Risk Modeling job openings:

Freelance Credit Risk Modeling jobs near you
Infographic showing various Freelance Credit Risk Modeling job openings in New Mexico as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution.

Credit and Collections Specialist

Johnstone Supply

Albuquerque, NM

$55K - $62K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 18 days ago

Johnstone Supply rating

7.5

Company rating: 7.5 out of 10

Based on 107 frontline employees who took The Breakroom Quiz

175th of 419 rated retail wholesalers

Job description

About Us
 
Johnstone Supply was most recently recognized by the Albuquerque Journal as a top workplace in the last 3 years. Founded in 1979 as a single location, the Johnstone Supply - Albuquerque Group has grown to 8 branches in the state of New Mexico, Colorado, & Arizona. With a proven track record of innovation and growth, Johnstone Supply is a leading HVAC/R wholesale distributor of residential and commercial equipment, parts, and supplies. We are proud to be a New Mexico small business with large corporate resources; offering best-in-class benefits, competitive pay, and a fun, fast-paced work environment. Johnstone Supply strives to provide solutions that enable success. We pride ourselves on 4 core values - Driven, Creative, Accountable, and Servant.
 
 
Position Purpose
This position will be responsible for the entire credit granting, monitoring, and collections process. This includes the consistent application of credit policy, periodic credit reviews of existing customers, and accessing the creditworthiness of potential customers.
 
Essential Job Results:
  • Assess and research existing and new customers' creditworthiness.
  • Negotiate terms and conditions with existing and new customers.
  • Responsible for ensuring the timely collection of all accounts receivable.
  • Quickly make credit decisions when customers are waiting in the store.
  • Manage relations with collection agencies, credit reporting agencies, credit insurance agencies.
  • Regularly, but at least monthly, reviews the aging report to identify accounts at risk for delayed or non-payment.
  • Monitoring customer accounts for other irregularities.
  • Monitor all the payments and bad debts.
  • Communicate with customers to encourage payment. Documents conversation and follows up.
  • Identifies delinquent accounts, prepares backup, and sends them to collection agency and/or attorney.
  • Create credit reports and present to management.
  • Review and update the company's credit policies.
  • Predict risks by creating and monitoring credit scoring models.
  • Assists manager to identify and implement process improvements.
  • Assists with gathering support for all audits, including pulling documentation.
  • Maintains files by packing out as needed according to document retention guidelines.
  • Carries out any other functions assigned by the manager.
 
Pay Range: $55,000-$62,500
We have a robust benefits package including:
  • We offer a variety of options for medical coverage so you can pick the plan that works best for you!
  • 401k- after 1 year of employment, we offer a 3% non-elective contribution with immediate vesting.
  • 3 weeks paid PTO within the first year of employment!
  • Paid holidays
  • Life insurance/AD&D Insurance
Education & Certifications:
  • Bachelor's degree in Accounting, Finance, Business Administration, or equivalent preferred
Experience:
  • Minimum two-four years of experience in accounts receivable or a similar finance-related role
  • Experience with accounts receivable software and ERP systems (e.g., SAP, Oracle, QuickBooks, Epicor Solar Eclipse)
  • Proven track record of handling a high volume of collection calls
 

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