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Freelance Credit Card Payment Processing Jobs (NOW HIRING)

Hirekeyz Inc

Credit Card SME

Berkeley Heights, NJ · On-site

Credit Card SME Location: Berkeley Heights, NJ (5 Days Onsite) Job Type: Fulltime Roles ... Experience in Payments, Rewards, Rules processing, Configurations, and Reporting, * Experience in ...

Bank Iowa

Credit Card Specialist

West Des Moines, IA

Ensure timely and accurate processing of credit card account maintenance tasks including onboarding ... Contribute to the development and execution of card and payment operations strategies. * Ensure ...

Skilled Wound Care

Payment Processing Specialist

Vista, CA · On-site

$21 - $26/hr

... Process credit card, debit card, check, and electronic payment transactions accurately and securely • Issue payment receipts and document all transactions in the practice management system • ...

Bank Iowa

Credit Card Specialist

West Des Moines, IA

Ensure timely and accurate processing of credit card account maintenance tasks including onboarding ... Contribute to the development and execution of card and payment operations strategies. * Ensure ...

BANK IOWA

Credit Card Specialist

West Des Moines, IA · On-site

Ensure timely and accurate processing of credit card account maintenance tasks including onboarding ... Contribute to the development and execution of card and payment operations strategies. * Ensure ...

BANK IOWA

Credit Card Specialist

West Des Moines, IA · On-site

Ensure timely and accurate processing of credit card account maintenance tasks including onboarding ... Contribute to the development and execution of card and payment operations strategies. * Ensure ...

Glidewell Dental

Payment Processing Clerk

Irvine, CA · On-site

$18 - $23/hr

Processes auto pay enrollments received by phone, email and secure fax. * Accurately records ... Resolves customer inquiries related to current and previous account balance and credit card and ...

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All JobsCredit Card Payment Processing JobsFreelance Credit Card Payment Processing Jobs

Freelance Credit Card Payment Processing information

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$20

$36

How much do freelance credit card payment processing jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for freelance credit card payment processing in the United States is $20.33, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.39 per hour, depending on experience, location, and employer.

What is the difference between Freelance Credit Card Payment Processing vs Freelance Payment Gateway Integration?

AspectFreelance Credit Card Payment ProcessingFreelance Payment Gateway Integration
CredentialsKnowledge of payment processing systems, PCI complianceTechnical skills in API integration, web development
Work EnvironmentClient sites, online platforms, remote workWeb development projects, online platforms, remote work
Industry UsageFinancial services, e-commerce, retailWeb development, e-commerce, SaaS platforms
Search/Comparison IntentUnderstanding payment processing options, setupIntegrating payment gateways into websites/apps

Freelance Credit Card Payment Processing involves managing and executing transactions directly with payment processors, focusing on transaction handling and compliance. Freelance Payment Gateway Integration centers on embedding payment systems into websites or apps through API development. Both roles require technical knowledge but differ in scope: processing handles transactions, while integration involves technical setup.

How to become a credit card payment processor?

To become a credit card payment processor, you typically need a background in finance, banking, or technology, along with knowledge of payment processing systems and security standards like PCI DSS. Gaining relevant certifications, such as those in payment security or financial technology, can enhance your qualifications. Many processors also require compliance with industry regulations and experience with payment gateway software or merchant accounts.

How to take credit card payments as a freelancer?

Freelance credit card payment processing involves setting up a merchant account or using third-party payment platforms like PayPal, Stripe, or Square to accept card payments securely. These services provide invoicing tools and integrate with websites or email to facilitate transactions, often requiring basic knowledge of online payment security and compliance with PCI standards.

How to accept credit card payments as an independent contractor?

Freelance credit card payment processing involves setting up a merchant account or using third-party payment processors like PayPal, Stripe, or Square to accept credit card payments securely. Contractors should ensure compliance with PCI DSS standards and may need to obtain relevant certifications or agreements to handle card transactions professionally.

How to make 25 dollars an hour online?

Freelance credit card payment processing involves handling online transactions for clients, which can pay around $25 per hour depending on experience and volume. Success in this field requires strong communication skills, knowledge of payment systems, and reliable internet access; some roles may also require certifications or familiarity with fraud prevention tools.
What cities are hiring for Freelance Credit Card Payment Processing jobs? Cities with the most Freelance Credit Card Payment Processing job openings:
What are the most commonly searched types of Credit Card Payment Processing jobs? The most popular types of Credit Card Payment Processing jobs are:
What states have the most Freelance Credit Card Payment Processing jobs? States with the most job openings for Freelance Credit Card Payment Processing jobs include:
Freelance Credit Card Payment Processing jobs near you
Infographic showing various Freelance Credit Card Payment Processing job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 85% Full Time, 13% Part Time, and 1% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $42,279 per year, or $20.3 per hour.
Business Analyst - Credit Card Payment Processing

Business Analyst - Credit Card Payment Processing

Fathom Management LLC

Harrisburg, PA • Remote

$116K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

Job description

Business Analyst – Credit Card Payment Processing

Client: Commonwealth of Pennsylvania

Location: Primarily Remote (Occasional travel to Harrisburg, PA required for key project milestones)

Salary: $116,000 annually

Employment Type: Full-Time

Citizenship: U.S. Citizen or authorized to work in the United States

Background Investigation: Must successfully complete required Commonwealth background investigations, including ePATCH and National Criminal Background Check.

Position Overview

Seeking an experienced Business Analyst – Credit Card Payment Processing to support a large-scale payment modernization initiative for the Commonwealth of Pennsylvania. This role will serve as the liaison between business stakeholders and technical teams to define, analyze, and implement secure, enterprise payment solutions supporting credit card transaction processing.

The successful candidate will possess deep knowledge of payment ecosystems, payment gateways, PCI-DSS compliance, and digital payment technologies while supporting system modernization efforts throughout the software development lifecycle.

Key Responsibilities

Business Analysis

  • Elicit, analyze, document, and manage functional and business requirements for enterprise payment processing systems.
  • Develop Business Requirements Documents (BRDs), Functional Requirements Documents (FRDs), user stories, use cases, workflow diagrams, and process maps.
  • Translate business requirements into functional specifications for software development and QA teams.

Payment Processing Expertise

  • Analyze end-to-end payment workflows including:
    • Authorization
    • Clearing
    • Settlement
    • Refunds
    • Chargebacks
    • Dispute Management
    • Tokenization
    • 3D Secure (EMV 3DS)
    • Fraud Prevention
  • Evaluate payment processing efficiencies and recommend process improvements.

Stakeholder Collaboration

  • Partner with business users, software developers, QA teams, vendors, and payment processors.
  • Facilitate requirements workshops, Agile ceremonies, and stakeholder meetings.
  • Support cross-functional collaboration throughout project delivery.

Testing & Implementation

  • Support User Acceptance Testing (UAT), System Integration Testing (SIT), and regression testing.
  • Review test cases and assist with defect management.
  • Support production deployments, hypercare activities, and post-implementation issue resolution.

Compliance & Governance

  • Ensure payment solutions comply with:
    • PCI-DSS
    • EMV Standards
    • ISO 8583
    • ISO 20022
    • Industry security best practices
  • Support documentation for payment gateway integrations and REST API specifications.

Required Qualifications

  • Bachelor's degree in Business, Information Technology, Computer Science, or a related field.
  • Minimum 4 years of experience as a Business Analyst or Technical Business Analyst supporting payment processing solutions.
  • Strong knowledge of:
    • Credit Card Processing
    • Payment Gateways
    • Card Networks
    • Acquirers
    • Issuers
    • Payment Authorization & Settlement
    • PCI-DSS Compliance
    • Tokenization & Encryption
  • Experience with:
    • REST APIs
    • Agile/Scrum
    • Azure DevOps
    • SQL
    • XML
    • JSON
  • Excellent communication and stakeholder management skills.

Preferred Qualifications

  • Experience supporting:
    • EMV 3D Secure (3DS)
    • Contactless Payments
    • Apple Pay
    • Google Pay
    • Digital Wallet Technologies
  • Experience with:
    • Chargebacks
    • Fraud Detection
    • Merchant Reconciliation
  • Familiarity with:
    • Fiserv
    • FIS
    • ACI Worldwide
    • Worldpay
    • Stripe
    • Adyen
    • Cybersource
  • Certifications:
    • CBAP
    • PMI-PBA
    • Accredited ACH Professional (AAP)

What Success Looks Like

  • Well-defined business requirements supporting successful payment modernization.
  • Accurate documentation and traceability throughout the project lifecycle.
  • Secure, PCI-compliant payment processing solutions.
  • Successful collaboration across business, technical, and vendor teams.
  • High-quality deliverables supporting successful implementation and production deployment.

Benefits Overview

We offer full-time employees a comprehensive and competitive benefits package including:

  • Paid vacation, sick leave, and holidays
  • Medical, dental, and vision insurance
  • Life insurance
  • Short- and long-term disability insurance
  • 401(k) retirement plan with company match and immediate vesting
  • Military leave
  • Professional training and development
  • Tuition reimbursement
  • Employee wellness program
  • And more

Equal Employment Opportunity

Fathom Management, Inc., is an Equal Opportunity Employer committed to fostering a diverse and inclusive workplace. All employment decisions are made without regard to race, color, religion, creed, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability, or any other characteristic protected by applicable federal, state, or local law.

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