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Fraud Payment Optimization Manager Jobs (NOW HIRING)

Monitise

Product Manager, Payment Optimization

Omaha, NE

$78K - $138K/yr

The Product Manager, Payment Optimization will hold responsibility for driving market requirements ... Responsible for conception through end-of-life ownership for a specific product (Fraud Mitigation ...

Subway

Sr. Analyst, Fraud & Payment Analytics

Miami, FL · On-site

$102K - $128K/yr

... management, synthesizing complex data into clear, executive-ready insights. • Enhance fraud risk policies, payment analytics procedures, and guidelines to reflect evolving threats and best ...

Ridgewood

Payments Optimization Analyst

Ridgewood, NY · On-site

$57K - $62K/yr

Monitor fraud, operational risk, and industry/payment trends; recommend or support controls ... Maintain effective on-site collaboration, access to source documentation, management approvals ...

Discord

Payments & Fraud Analyst

San Francisco, CA · On-site

$144K - $162K/yr

Discord's Payments, Fraud & Risk team enables revenue growth and protects Discord's financial health by managing payments optimization and fraud risk as a strategic function. We operate across three ...

Triwill Group

$144K - $162K/yr

Discord's Payments, Fraud & Risk team enables revenue growth and protects Discord's financial health by managing payments optimization and fraud risk as a strategic function. We operate across three ...

Triwill Group

Payments & Fraud Analyst

San Francisco, CA · On-site

$144K - $162K/yr

Discord's Payments, Fraud & Risk team enables revenue growth and protects Discord's financial health by managing payments optimization and fraud risk as a strategic function. We operate across three ...

Candidate

$144K - $162K/yr

Discord's Payments, Fraud & Risk team enables revenue growth and protects Discord's financial health by managing payments optimization and fraud risk as a strategic function. We operate across three ...

Discord

Payments & Fraud Analyst

San Francisco, CA · On-site

$144K - $162K/yr

Discord's Payments, Fraud & Risk team enables revenue growth and protects Discord's financial health by managing payments optimization and fraud risk as a strategic function. We operate across three ...

Candidate

Payments & Fraud Analyst

San Francisco, CA · On-site

$144K - $162K/yr

Discord's Payments, Fraud & Risk team enables revenue growth and protects Discord's financial health by managing payments optimization and fraud risk as a strategic function. We operate across three ...

Jackalope Digital LLC

$144K - $162K/yr

Discord's Payments, Fraud & Risk team enables revenue growth and protects Discord's financial health by managing payments optimization and fraud risk as a strategic function. We operate across three ...

Kraken International

... payment processing, or fraud risk management, including experience building or leading a fraud team * Demonstrated experience managing both strategic fraud/payments programs and front-line, high ...

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Fraud Payment Optimization Manager information

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$102.1K

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How much do fraud payment optimization manager jobs pay per year?

As of Sep 10, 2026, the average yearly pay for fraud payment optimization manager in the United States is $102,091.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,000.00 and $144,500.00 per year, depending on experience, location, and employer.

What are popular job titles related to Fraud Payment Optimization Manager jobs?

For Fraud Payment Optimization Manager jobs, the most frequently searched job titles are:

Infographic showing various Fraud Payment Optimization Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $102,091 per year, or $49.1 per hour.

Payment Optimization Manager

San Francisco, CA • On-site

Tomo Credit
Finance and Insurance • 51 - 200 employees
Learn more about Tomo Creditexternal

Full-time

Medical, Dental, Vision

Re-posted 27 days ago

Job description

Who We Are
As seen on TechCrunch, Forbes, and Bloomberg, join one of fastest growing areas in FinTech by taking on the credit system.
Work directly with one of Inc.'s top female founders and learn from some of the most talented people in the industry. Headquartered in San Francisco, Tomo's mission is to replace the outdated credit system and open access to banking.
We value passionate, down-to-earth, "can-do" people who enjoy fine-tuning small details, without losing sight of the big picture. We are looking for someone who is driven to get things done and views obstacles as an exciting challenge that demands a creative solution. You are a self-starter with a high degree of rigor, organization, and discipline to get things done. Above all else, this role requires someone who takes great pride in their work and is inspired and motivated by their role in improving the way millions of people build their financial future.
Job Summary:
We are seeking a highly motivated and detail-oriented Payment Optimization Manager to join our growing team. This role is critical to managing TomoCredit's payment ecosystem-including card issuers, payment gateways and banks. As part of the product team, you will play a key role in optimizing every transaction on our platform and ensuring the payment system is optimized for long-term success.
Key Responsibilities:
  • Improve authorization rate and reduce payment failures.
  • Communicate with banking and network partners to troubleshoot reporting inconsistencies and maintain operational alignment.
  • Manage and resolve issues related to payment failures, chargebacks, disputes, and bank escalations.
  • Partner with product and engineering teams to define requirements and implement improvements for payment-related systems and tools.
  • Design and maintain real-time operational reports and dashboards using tools like Looker Studio and Google BigQuery.
  • Drive documentation efforts in partnership with Technical Writers to build clear and accessible internal and external resources.
  • Conduct root cause analysis on transaction anomalies and recommend systematic process improvements.
  • Own development and reporting of reconciliation metrics and Payment Operations KPIs for internal stakeholders.
  • Identify operational pain points and implement scalable process enhancements to support company growth.

Qualifications:
  • 4+ years of product or operation experience in a fast-paced company, with at least 3+ years in payment operations, processing, or digital banking.
  • Deep technical knowledge of payment systems, money movement, card issuing, and settlement processes.
  • Proven ability to work cross-functionally in a fintech environment.
  • High proficiency in SQL, with experience writing complex queries, joins, and optimizations (Google BigQuery preferred).
  • Strong analytical mindset with a track record of resolving complex transaction issues.
  • Expert in Excel/Google Sheets; comfortable building financial models and reconciliations from scratch.
  • Working knowledge of accounting and financial reporting, especially around reconciliation.
  • Excellent written and verbal communication skills with attention to detail and documentation.
  • You're an execution power-house. Work independently, prioritize, and meet deadlines in a remote-first environment.
  • Strong sense of ownership, curiosity, and a solution-oriented attitude.

Why TomoCredit?
Join a team where your work makes a significant impact on the future of credit and banking. At TomoCredit, you'll collaborate with seasoned FinTech executives from Square, Lending Club, and American Express. We're committed to fostering a culture where people love what they do and the team they work with. Here's what we offer:
  • Competitive Salary: Reflecting your skills and experience.
  • Equity: We share our success with our employees through ownership stakes.
  • Insurance: Comprehensive medical, dental, and vision benefits.
  • Flexible Vacation Policy: We trust you to manage your time wisely to prevent burnout.
  • Career Growth Opportunities: Take advantage of mentorship from seasoned professionals and expand your role as TomoCredit grows.
  • Company-Sponsored Outings: Build meaningful relationships with your team outside of work.

Commitment to Diversity
At TomoCredit, diversity and inclusion are core to our values. We welcome applications from all qualified individuals, regardless of race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
Join us in reshaping the credit landscape and empowering millions to build a stronger financial future!

Apply