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First Credit Jobs in Union, NJ (NOW HIRING)

Morgan Stanley

Credit Review Manager

New York, NY · On-site

$123K - $154K/yr

We're seeking someone to join our Credit Review Group (CRG) at a Director level. CRG is a ... Our values - putting clients first, doing the right thing, leading with exceptional ideas ...

Morgan Stanley

Credit Review Manager

New York, NY · Hybrid

$123K - $154K/yr

We're seeking someone to join our Credit Review Group (CRG) at a Director level. CRG is a ... Our values - putting clients first, doing the right thing, leading with exceptional ideas ...

Socket.dev

Credit Operations Manager

Manhattan, NY · On-site

$130 - $210/hr

We are relentless in our process and put attention to detail first. What You Will Do: Our client is seeking a diligent and detail-oriented Credit Operations Manager to join their Credit Operations ...

Morgan Stanley

Credit Review Manager

New York, NY · Hybrid

$123K - $154K/yr

We're seeking someone to join our Credit Review Group (CRG) at a Director level. CRG is a ... Our values - putting clients first, doing the right thing, leading with exceptional ideas ...

Socket.dev

Credit - Controller (DCS)

Manhattan, NY · On-site

$122 - $183/hr

We are relentless in our process and put attention to detail first. What You Will Do The Controller ... The ideal candidate has deep experience with private credit fund structures, strong knowledge of ...

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All JobsFirst Credit JobsFirst Credit Jobs in Union, NJ

First Credit information

See Union, NJ salary details

$13

$23

$33

How much do first credit jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for first credit in Union, NJ is $23.63, according to ZipRecruiter salary data. Most workers in this role earn between $19.62 and $26.44 per hour, depending on experience, location, and employer.

What are First Credit jobs?

First Credit jobs typically refer to positions at companies named First Credit or roles related to the initial stage of credit analysis and management. These roles often involve assessing the creditworthiness of individuals or businesses, managing accounts, and handling collections or customer inquiries. Employees may work as credit analysts, customer service representatives, or collections agents. The primary goal is to help organizations manage risk, approve appropriate credit lines, and ensure timely payments. Strong communication, analytical skills, and attention to detail are important for these jobs.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need a solid understanding of financial analysis, accounting principles, and risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, Microsoft Excel, and credit risk management systems is essential. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly. These abilities are crucial for accurately evaluating creditworthiness and supporting sound lending decisions.

What are some common challenges faced by First Credit analysts, and how can they be addressed on the job?

First Credit analysts often encounter challenges such as assessing the creditworthiness of applicants with limited financial history and managing a high volume of applications under tight deadlines. To address these, it’s helpful to develop strong analytical skills, stay updated on credit risk assessment tools, and maintain clear communication with both clients and internal teams. Collaborating closely with risk managers and underwriters can also help ensure accurate and timely decision-making. Continuous professional development and learning about emerging credit trends can further support success in this role.

What is the difference between First Credit vs Credit Analyst?

AspectFirst CreditCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require additional certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentOffice setting, often in financial institutions or credit agenciesOffice environment, working with financial data and client information
Industry UsageUsed broadly in credit and lending sectors for initial credit assessmentsSpecialized role within banking, finance, and lending institutions for detailed credit analysis

First Credit roles typically involve initial credit assessments and require basic financial knowledge, while Credit Analysts perform in-depth analysis of credit data, often requiring higher education and certifications. Both roles are essential in the lending process but differ in complexity and qualifications.

What are popular job titles related to First Credit jobs in Union, NJ?

For First Credit jobs in Union, NJ, the most frequently searched job titles are:

What job categories do people searching First Credit jobs in Union, NJ look for?

The top searched job categories for First Credit jobs in Union, NJ are:

First Credit jobs near you
Infographic showing various First Credit job openings in Union, NJ as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 84% Physical, 2% Hybrid, and 14% Remote job distribution, with an average salary of $49,157 per year, or $23.6 per hour.

Global Credit Trading - Emerging Markets Credit Trader - Associate

JPMorgan Chase & Co.

Manhattan, NY • On-site

$150K - $200K/yr

Full-time

Medical, Retirement

Re-posted 9 hours ago

Key responsibilities

  • Monitor and manage risk for existing trade inventory across cash books for the desk

  • Collaborate with Sales and Research to generate investment ideas and support client execution

  • Learn to develop risk management solutions aligned to market conditions and desk objectives

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

77th of 174 rated banks

Job description


Be at the center of global EM credit markets - learning about the product with a view to providing liquidity, managing risk, and partnering with Sales and Research to deliver client solutions.
As an Associate or Analyst in our Global Credit Trading team, you will join the New York EM Credit Trading Desk within a leading Emerging Markets Credit franchise, acting as a market maker across EM sovereign and corporate bonds. You will be quickly learning with a view to having your own trading book within the first year or two and collaborate closely with Sales and Research to generate ideas, deliver market color, and support client execution across a broad set of EM credit products.
Job responsibilities
  • Monitor and manage risk for existing trade inventory across cash books for the desk
  • Learn to develop risk management solutions aligned to market conditions and desk objectives
  • Develop new skills to get up to speed with trading and Emerging Markets credit quickly
  • Collaborate with Sales and Research to generate investment ideas
  • Contribute to effective controls and disciplined risk practices consistent with internal policies

Required qualifications, capabilities, and skills
  • Relevant work experience
  • Strong analytical skills with the ability to problem solve quickly
  • Clear, confident communication skills
  • Bachelor's degree (or equivalent) in an analytical discipline (e.g., Mathematics, Economics, or similar)

Preferred qualifications, capabilities, and skills
  • Familiarity with Emerging Markets credit products, including sovereign and corporate bonds
  • Ability to work effectively in a fast-paced, dynamic trading environment

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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