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First Credit Jobs in Union, KY (NOW HIRING)

US Bank

Credit Approval Officer

Cincinnati, OH

The Credit Approval Officer will approve loans in excess of Business Banking Credit Services ... The salary range reflects figures based on the primary location, which is listed first. The actual ...

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US Bank

Credit Risk Manager

Cincinnati, OH · On-site

$133K - $156K/yr

Provides credit risk analytics support for the Wholesale Commercial portfolios, including the ... The salary range reflects figures based on the primary location, which is listed first. The actual ...

US Bank

Credit Risk Python Architect

Cincinnati, OH

$111K - $131K/yr

The Credit Model Ops Orchestration and Solutions team is responsible for design and deployment of ... The salary range reflects figures based on the primary location, which is listed first. The actual ...

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All JobsFirst Credit JobsFirst Credit Jobs in Union, KY

First Credit information

See Union, KY salary details

$11

$21

$30

How much do first credit jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for first credit in Union, KY is $21.24, according to ZipRecruiter salary data. Most workers in this role earn between $17.60 and $23.80 per hour, depending on experience, location, and employer.

What are some common challenges faced by First Credit analysts, and how can they be addressed on the job?

First Credit analysts often encounter challenges such as assessing the creditworthiness of applicants with limited financial history and managing a high volume of applications under tight deadlines. To address these, it’s helpful to develop strong analytical skills, stay updated on credit risk assessment tools, and maintain clear communication with both clients and internal teams. Collaborating closely with risk managers and underwriters can also help ensure accurate and timely decision-making. Continuous professional development and learning about emerging credit trends can further support success in this role.

What is the difference between First Credit vs Credit Analyst?

AspectFirst CreditCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require additional certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentOffice setting, often in financial institutions or credit agenciesOffice environment, working with financial data and client information
Industry UsageUsed broadly in credit and lending sectors for initial credit assessmentsSpecialized role within banking, finance, and lending institutions for detailed credit analysis

First Credit roles typically involve initial credit assessments and require basic financial knowledge, while Credit Analysts perform in-depth analysis of credit data, often requiring higher education and certifications. Both roles are essential in the lending process but differ in complexity and qualifications.

What are First Credit jobs?

First Credit jobs typically refer to positions at companies named First Credit or roles related to the initial stage of credit analysis and management. These roles often involve assessing the creditworthiness of individuals or businesses, managing accounts, and handling collections or customer inquiries. Employees may work as credit analysts, customer service representatives, or collections agents. The primary goal is to help organizations manage risk, approve appropriate credit lines, and ensure timely payments. Strong communication, analytical skills, and attention to detail are important for these jobs.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need a solid understanding of financial analysis, accounting principles, and risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, Microsoft Excel, and credit risk management systems is essential. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly. These abilities are crucial for accurately evaluating creditworthiness and supporting sound lending decisions.
What job categories do people searching First Credit jobs in Union, KY look for? The top searched job categories for First Credit jobs in Union, KY are:
First Credit jobs near you
Credit Review Officer

Credit Review Officer

First Commonwealth Financial

Montgomery, OH • On-site, Remote

Full-time

Posted 2 days ago

First Commonwealth Bank rating

7.8

Company rating: 7.8 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

78th of 170 rated banks

Job description

Position may be telecommute eligible, however candidate must reside in PA or OH.

Completes departmental programs and special assignments in order to meet the objectives and goals of the department.  Performs and/or assists with credit reviews for quality, accuracy, and compliance with regulations, seeking guidance from senior staff or management when necessary.  Conducts independent detailed analysis and examination of underwriting, financials, and loan documentation used to determine the borrower's ability to repay the loan and the accuracy of the assigned risk rating.  Compiles review results into standard report format, which consists of reciting the findings, conclusions, and recommendations to resolve any noted deficiencies into narrative terms.

Essential Job Responsibilities__________________________________

1. Completes departmental programs and special assignments in order to meet the objectives and goals of the department.

2. Performs and/or assists with credit reviews for quality, accuracy, and compliance with regulations, seeking guidance from senior staff or management when necessary.

3. Conducts detailed analysis and examination of underwriting, financials, and loan documentation used to determine the borrower's ability to repay the loan and the accuracy of the assigned risk rating.

4. Compiles review results into standard report format, which consists of reciting the findings, conclusions, and recommendations to resolve any noted deficiencies into narrative terms.

5. Verifies that loan portfolios adhere to laws, regulations, policies, procedures, and prudent business practices.

6. Affirms/assigns risk ratings in accordance with bank guidelines based on own analysis.

7. Sharpens credit analysis skills through exposure to a variety of financial conditions and companies being reviewed, as well as a greater complexity of loans.

8. Maintains up-to-date knowledge of changes in laws, regulations, and policies which affect the Credit Review area and function.

9. Assists other Audit Departments (i.e. Financial, Operations, and IT) as necessary and applies cross-functional skills.

10. Coordinates and communicates with other departments and external auditors as necessary to facilitate the exchange of necessary information and documentation.


Bona Fide Occupational Qualifications___________________________

1. A Bachelor’s degree in Finance, Accounting, or related field.   

2. A minimum of three (3) years banking and/or credit review or lending with emphasis on commercial lending experience.

3. Working knowledge of general financial institution policies and procedures and proficiency in Microsoft Word and Excel. 

4. Excellent organizational, problem-solving and analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.  

5. Must possess a valid driver’s license and have the ability to travel regionally if necessary.

6. May be eligible for Telecommuting.

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