The Team Upstart's Credit Analytics team is at the center of how we understand, forecast, and ... Travel requirements - As a digital first company, the majority of your work can be accomplished ...
Credit Analyst 6
Gresham, OR · On-site
$105K - $124K/yr
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Analyst 6
Gresham, OR · On-site
$105K - $124K/yr
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
SBA Credit Analyst
Gresham, OR · On-site
$98K - $115K/yr
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
SBA Credit Analyst
Gresham, OR · On-site
$98K - $115K/yr
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
SBA Credit Analyst
Gresham, OR · On-site
$98K - $115K/yr
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
SBA Credit Analyst
Gresham, OR · On-site
$98K - $115K/yr
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Support Associate II/III- Commercial Credit Boston, Massachusetts;Seattle, Washington ... Role can be filled as a level II or III at manager's discretion Shift: 1st shift (United States of ...
Credit Support Associate II/III- Commercial Credit Boston, Massachusetts;Seattle, Washington ... Role can be filled as a level II or III at manager's discretion Shift: 1st shift (United States of ...
SBA Credit Analyst 6
Gresham, OR · On-site
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
SBA Credit Analyst 6
Gresham, OR · On-site
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
SBA Credit Analyst 6
Gresham, OR · On-site
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
SBA Credit Analyst 6
Gresham, OR · On-site
Responsible for approving the extension of credit and/or making recommendations to the person(s ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Director, Consumer Credit Portfolio Solutions
OR · On-site +1
As Director, Consumer Credit Portfolio Solutions, you will partner with executive leaders at ... Travel requirements As a digital first company, the majority of your work can be accomplished ...
Director, Consumer Credit Portfolio Solutions
OR · On-site +1
As Director, Consumer Credit Portfolio Solutions, you will partner with executive leaders at ... Travel requirements As a digital first company, the majority of your work can be accomplished ...
Credit Review Specialist - Portland or Minneapolis
Gresham, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Review Specialist - Portland or Minneapolis
Gresham, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Portfolio Manager
$91K - $111K/yr
The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Portfolio Manager
$91K - $111K/yr
The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Review Specialist - Portland or Minneapolis
Portland, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Review Specialist - Portland or Minneapolis
Portland, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Business Banking Credit Review Specialist
Gresham, OR · On-site
$28.27 - $37.69/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Business Banking Credit Review Specialist
Gresham, OR · On-site
$28.27 - $37.69/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Standby Letter of Credit Advisor - Operations
Portland, OR · On-site
$86K - $101K/yr
As a Standby Letter of Credit Advisor, you'll serve as a trusted consultant to Relationship ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Standby Letter of Credit Advisor - Operations
Portland, OR · On-site
$86K - $101K/yr
As a Standby Letter of Credit Advisor, you'll serve as a trusted consultant to Relationship ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Review Specialist - Portland or Minneapolis
Gresham, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Review Specialist - Portland or Minneapolis
Gresham, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Review Specialist - Portland or Minneapolis
Gresham, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Review Specialist - Portland or Minneapolis
Gresham, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Are you a seasoned Standby Letter of Credit (SBLC) professional looking for an opportunity to ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Are you a seasoned Standby Letter of Credit (SBLC) professional looking for an opportunity to ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Review Specialist - Portland or Minneapolis
Gresham, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Review Specialist - Portland or Minneapolis
Gresham, OR · On-site
$30.29 - $40.38/hr
Responsible for conducting credit analyses including gathering, analyzing and interpreting all ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Analyst Team Lead - Minneapolis or Portland
Gresham, OR · On-site
$92K - $109K/yr
Manages a staff of professional Credit Analysts who are responsible for determining what ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
Credit Analyst Team Lead - Minneapolis or Portland
Gresham, OR · On-site
$92K - $109K/yr
Manages a staff of professional Credit Analysts who are responsible for determining what ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
The Credit Portfolio Manager partners with Relationship Managers to successfully manage and grow ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
The Credit Portfolio Manager partners with Relationship Managers to successfully manage and grow ... The salary range reflects figures based on the primary location, which is listed first. The actual ...
That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with ...
That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with ...
First Credit information
What are some common challenges faced by First Credit analysts, and how can they be addressed on the job?
What is the difference between First Credit vs Credit Analyst?
| Aspect | First Credit | Credit Analyst |
|---|---|---|
| Required Credentials | High school diploma or equivalent; some roles may require additional certifications | Bachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous |
| Work Environment | Office setting, often in financial institutions or credit agencies | Office environment, working with financial data and client information |
| Industry Usage | Used broadly in credit and lending sectors for initial credit assessments | Specialized role within banking, finance, and lending institutions for detailed credit analysis |
First Credit roles typically involve initial credit assessments and require basic financial knowledge, while Credit Analysts perform in-depth analysis of credit data, often requiring higher education and certifications. Both roles are essential in the lending process but differ in complexity and qualifications.
What are First Credit jobs?
What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

Upstart rating
7.6
Based on 6 frontline employees who took The Breakroom Quiz
Job description
Upstart's Credit Analytics team is at the center of how we understand, forecast, and communicate credit performance across the company. The team builds the frameworks, infrastructure, and insights that connect our AI-driven underwriting, portfolio performance, and funding strategy, ensuring decisions are grounded in a rigorous and forward-looking view of risk and return.
As a Principal Credit Analytics, you will lead a key pillar of these functions, credit forecasting & valuation or risk capital analytics-driving high-impact analytics that inform portfolio strategy, financial planning, and funding decisions. You'll partner closely with Machine Learning, Finance, Product, and Capital teams to translate complex credit dynamics into actionable insights and scalable systems.
How you'll make an impact- Own a core analytics domain within Credit Analytics (forecasting & valuation or risk capital), driving execution and continuous improvement of frameworks that power portfolio monitoring, planning, and decision-making
- Develop and enhance credit forecasting and valuation methodologies, including loss forecasting, scenario analysis, and portfolio performance measurement, ensuring outputs are accurate, explainable, and decision-useful
- Contribute to risk capital analytics and reporting, supporting funding strategies such as securitizations, warehouse facilities, and forward-flow programs through robust performance tracking, stress scenarios, and risk/return analysis
- Translate analytics into business impact, delivering clear insights and recommendations that guide product strategy, credit policy, and funding decisions
- Partner cross-functionally with ML, Finance, Product, Engineering, and Capital teams to align on definitions, metrics, and frameworks, and to integrate analytics into core workflows and decision processes
- Build and scale analytics infrastructure, including data models, pipelines, dashboards, and reporting tools that enable consistent, self-serve insights across stakeholders
- Uplevel analytical rigor and processes, establishing best practices for validation, monitoring, and governance of credit models and analytics outputs
- 7+ years of experience in analytics, credit risk, or quantitative finance within fintech, financial services, or related industries
- Experience building or applying credit risk / loss forecasting, portfolio analytics, or valuation frameworks in consumer lending or similar domains
- Exposure to risk capital or structured finance concepts (e.g., securitizations, warehouse facilities, forward flow, or investor reporting)
- Strong analytical and technical skills, including proficiency in SQL and at least one programming language (Python or R), and experience working with large datasets
- Ability to translate complex analyses into clear, actionable insights for both technical and non-technical stakeholders
- Experience partnering with ML / data science teams, particularly in underwriting or model performance monitoring
- Familiarity with capital analytics, deal economics, and risk/return frameworks
- Experience building or improving analytics infrastructure (data models, dashboards, automated reporting, GenAI solutions)
- Exposure to model governance, controls, or audit processes (e.g., SOX, model validation, valuation reviews)
- Demonstrated ability to influence cross-functional stakeholders and drive alignment across teams
Position location - This role is available in the following locations: Remote
Time zone requirements - The team operates on the West coast time zones.
Travel requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.