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First Choice Credit Management Jobs in Texas (NOW HIRING)

The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of ... BA/BS Degree Desired Shift: 1st shift (United States of America) Hours Per Week: 40

The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of ... BA/BS Degree Desired Shift: 1st shift (United States of America) Hours Per Week: 40

The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of ... BA/BS Degree Desired Shift: 1st shift (United States of America) Hours Per Week: 40

The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of ... BA/BS Degree Desired Shift: 1st shift (United States of America) Hours Per Week: 40

Our strategy is to be the reinvention partner of choice for our clients and lead in the safe ... Management Consulting?professionals design and implement transformation programs that integrate ...

Effectively manages the bank's exposure to identified risks, and recommends appropriate structure for transaction in accordance with First United's credit policy. * Oversees and manages financial ...

Effectively manages the bank's exposure to identified risks, and recommends appropriate structure for transaction in accordance with First United's credit policy. * Oversees and manages financial ...

Effectively manages the bank's exposure to identified risks, and recommends appropriate structure for transaction in accordance with First United's credit policy. * Oversees and manages financial ...

Effectively manages the bank's exposure to identified risks, and recommends appropriate structure for transaction in accordance with First United's credit policy. * Oversees and manages financial ...

Manages the credit process for a portfolio of clients * Leads the credit and risk approval ... BA/BS Degree Desired Shift: 1st shift (United States of America) Hours Per Week: 40 Bank of America ...

Showing results 21-40

First Choice Credit Management information

What is the difference between First Choice Credit Management vs Credit Analyst?

AspectFirst Choice Credit ManagementCredit Analyst
CredentialsRelevant certifications like Credit & Collection certifications, industry experienceDegree in finance, accounting, or related field; certifications like CFA or CPA beneficial
Work EnvironmentOffice-based, client-facing, team-orientedOffice or remote, analytical setting, report-focused
Employer & IndustryFinancial services, debt collection, credit management firmsBanks, lending institutions, financial firms
Search & Comparison IntentUnderstanding roles in credit management, debt collectionAssessing credit risk, financial analysis roles

First Choice Credit Management focuses on managing client credit portfolios, debt collection, and credit risk mitigation. Credit Analysts primarily evaluate credit data, financial statements, and assess creditworthiness for lending decisions. While both roles involve financial analysis and credit understanding, First Choice Credit Management emphasizes debt recovery and client relations, whereas Credit Analysts concentrate on risk assessment and financial evaluation.

What are popular job titles related to First Choice Credit Management jobs in Texas?

For First Choice Credit Management jobs in Texas, the most frequently searched job titles are:

What job categories do people searching First Choice Credit Management jobs in Texas look for?

The top searched job categories for First Choice Credit Management jobs in Texas are:

What cities in Texas are hiring for First Choice Credit Management jobs?

Cities in Texas with the most First Choice Credit Management job openings:

Full-time

Medical, Retirement

Posted 12 days ago


Nusenda Credit Union rating

7.7

Company rating: 7.7 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and the communities we serve to help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values. 

As an employer of choice, we invest in people and their careers. Our competitive employee benefits include several health and wellness options, competitive 401(k) matching contributions, professional development, and tuition assistance and more!

Thank you for your interest in joining the Nusenda team!

We are currently seeking a Commercial Credit Analyst to join our organization. As a Commercial Credit Analyst, you will be responsible for gathering and analyzing credit information on current and potential business borrowers. You'll determine the advisability of granting credit for diversified types of commercial loans by recommending the Loan Risk Rating per the Loan Policy. You'll assist Business Services Officers regarding annual loan reviews and origination of new loan requests. You'll complete analysis of new loan requests, annual reviews of existing loans and makes recommendations for Risk Ratings according to findings. You'll analyze credit data and spread financial statements as part of risk analysis on new and renewing loans.

What You'll Do:

  • Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements
  • Spread and analyze financials using the Buker’s spreading software
  • Comple annual loan reviews in accordance with policy using underwriting templates and forms
  • Test and process financial covenants in the commercial loan origination system, and periodically evaluating credit risk and collateral
  • Complete analysis and underwriting of new loan requests, including screening, spreading, analyzing cash flow and repayment sources, collateral, and guarantors, risk rates loans, and prepare formal credit memoranda
  • Collaborate with Business Services Officers, external customers, and management to identify, negotiate, and recommend loan structures
  • Support Business Services Officers in presentations of new loan requests to Management Loan Review Committee

What You'll Need:

  • Three to five years of similar or related commercial underwriting or financial experience
  • Bachelor’s degree in business administration, accounting, or finance.

Key Skills and Experience:

  • Experience in conducting in-depth research and analysis.
  • Knowledge of cash flow modeling, commercial real estate leasing, appraisal methodologies, applicable regulations (e.g., FIRREA, BSA, HMDA), and NCUA regulatory guidance.
  • Understand GAAP financial statements (i.e., balance sheets, income statements, statements of cash flow, and statements of owner’s equity),
  • Understand Personal and business income tax returns and have a comprehensive knowledge of diversified commercial loan types, structures, and practices.
  • Significant analytical thinking skills are required to analyze credit data, identify, and mitigate risks, and assimilate financial information into an actionable format with recommendations on courses of action.

Nusenda Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.


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