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Fintech Underwriter Jobs (NOW HIRING)

Honeycomb Insurance

Senior AI Underwriter

Austin, TX · On-site +1

$100K - $120K/yr

Magazine's "Best Workplaces" List and Forbes "Fintech 50". How did we earn these honors? Honeycomb ... AI Underwriter The Role As an Underwriter on our AI Team, you'll sit at the intersection of deep ...

Honeycomb Insurance

Senior Underwriter, Texas

Austin, TX · On-site

$97K - $115K/yr

Magazine's "Best Workplaces" List and Forbes "Fintech 50". How did we earn these honors? Honeycomb ... Modernized underwriting using cutting edge technology to more accurately and quickly assess risk ...

Piermont Bank

Fund Finance Underwriter

New York, NY · On-site

$115K - $150K/yr

... our fintech partners. Our team is dedicated to thoughtful risk management, strong client ... The Fund Finance Underwriter will be responsible for assessing and underwriting credit facilities ...

Monitise

Credit Risk Underwriter

King Of Prussia, PA · On-site

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Credit Risk Underwriter About your role: As a Credit Risk Underwriter, you will review ...

Piermont Bank

Fund Finance Underwriter

New York, NY · Hybrid

$115K - $150K/yr

... our fintech partners. Our team is dedicated to thoughtful risk management, strong client ... The Fund Finance Underwriter will be responsible for assessing and underwriting credit facilities ...

Arbol

Senior Underwriter - Commercial Lines

Sarasota, FL · On-site +1

$80K - $95K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Reporting to the Chief Underwriting Officer,this senior level underwriting position provides timely ...

Arbol

Senior Underwriter - Commercial Lines

Sarasota, FL · Remote

$100K - $119K/yr

Arbol is a global climate risk coverage platform and FinTech company offering full-service ... Reporting to the Chief Underwriting Officer, this senior level underwriting position provides ...

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All JobsFintech Underwriter Jobs

Fintech Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do fintech underwriter jobs pay per year?

As of Jun 15, 2026, the average yearly pay for fintech underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are Fintech Underwriters?

Fintech underwriters are professionals who assess the risk and creditworthiness of individuals or businesses seeking financial products through technology-driven platforms. They analyze data, review financial information, and use digital tools or algorithms to make informed decisions about loan approvals, insurance coverage, or other financial services. Fintech underwriters play a crucial role in ensuring that financial institutions minimize risk while providing quick and efficient service to customers. Their work often involves adapting to new technologies and regulatory requirements specific to the fintech industry.

What is the difference between Fintech Underwriter vs Credit Analyst?

AspectFintech UnderwriterCredit Analyst
Required CredentialsBachelor's degree, industry certificationsBachelor's degree, industry certifications
Work EnvironmentFintech companies, online platformsBanks, financial institutions
Employer & Industry UsageUsed in digital lending, online credit platformsUsed in traditional banking, lending departments
Comparison Search IntentYesYes

Fintech Underwriters and Credit Analysts both evaluate creditworthiness, often requiring similar credentials and working within financial services. However, Fintech Underwriters focus on digital lending platforms and online credit assessments, while Credit Analysts typically work in traditional banking environments. Understanding these differences helps job seekers target the right roles in the evolving financial industry.

What are the key skills and qualifications needed to thrive as a Fintech Underwriter, and why are they important?

To thrive as a Fintech Underwriter, you need strong analytical skills, a solid understanding of credit risk assessment, and a background in finance or economics, often supported by a relevant degree. Familiarity with underwriting software, financial modeling tools, and data analytics platforms like Excel or SQL is typically required. Strong decision-making abilities, attention to detail, and effective communication are vital soft skills in this role. These competencies ensure accurate risk evaluation, effective collaboration, and compliance in a fast-evolving digital lending environment.

How does a Fintech Underwriter typically collaborate with data scientists and product teams?

Fintech Underwriters often work closely with data scientists to analyze borrower data and refine automated credit decision models. They also collaborate with product teams to ensure underwriting criteria align with new financial products or platform updates. These partnerships are essential for creating seamless user experiences and maintaining risk management standards in a fast-paced, innovative environment. Open communication and adaptability are key to succeeding in these cross-functional collaborations.
Infographic showing various Fintech Underwriter job openings in the United States as of June 2026, with employment types broken down into 99% Full Time, and 1% Contract. Highlights an 72% Physical, 8% Hybrid, and 20% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter, Residential Commercial Real Estate

Underwriter, Residential Commercial Real Estate

New Silver

West Hartford, CT • Remote

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 14 days ago

Job description

Underwriter, Residential Commercial Real Estate

Location: (Connecticut & Massachusetts)

Salary up to $100,000

New Silver is a fintech company with a mission - helping to improve local communities by providing fast, convenient and flexible capital to real estate investors. We use data and technology to provide our clients with fast approvals and certainty of execution while maintaining high-touch customer service to wow them across the entirety of their journey.

We are proud to be a 2-time Inc. Magazine Regionals Award Winner, a testament to our rapid growth and impact in the fintech and real estate lending space.Our growing company is headquartered in CT, with a global presence. We are driven by our goal to be the fastest lender in the US, so we move quickly, but carefully. Innovation is the name of the game and no idea is too out of the box for us because our motto is: Financing Outside The Box. Join our dynamic team from across the globe and help us lead the charge for real estate investors into the future!

Your Role:

As an Underwriter, you’ll play a pivotal role in our fast-moving organization. You will be responsible for underwriting and documenting:

  • Short-term fix-and-flip and ground-up construction loans
  • Long-term DSCR loans for residential investment properties

You will collect, review, and clear borrower documentation, assess collateral risk using our proprietary technology, review appraisals and credit files, and ensure loans are structured and ready for closing. In addition, you will partner with senior team members on portfolio reviews and policy improvements.

This role is ideal for someone who thrives in a high-energy startup environment, makes sound decisions quickly, and is excited to think creatively while maintaining discipline in underwriting standards.

Responsibilities:

  • Review and clear borrower entity documents, credit/background checks, liquidity, experience, and supporting files
  • Communicate with prospective borrowers to obtain additional documentation
  • Order and review real estate appraisals, managing the appraisal pipeline end-to-end
  • Resolve exceptions with loan advisers and the investment committee
  • Draft and request letters of explanation and other borrower documents as needed
  • Adjust preliminary loan structures post-appraisal for final approval
  • Conduct portfolio reviews to identify risks and recommend credit policy improvements
  • Draft, refine, and maintain underwriting and credit policies
  • Stay informed on real estate and macroeconomic trends to anticipate market shifts
  • Leverage technology tools to ensure compliance and efficiency
  • Engage professionally with borrowers, partners, and third-party vendors

Benefits:

  • Hybrid work environment – work from home most days
  • Be a core member of a small, dynamic team
  • Thrive in a fast-paced, global startup environment
  • Make a direct impact by helping real people succeed in business
  • 100% employer-covered health, dental, and life insurance
  • 401(k) match
  • Unlimited vacation and sick days
  • Opportunities for rapid growth and promotion

Requirements:

  • Bachelor’s degree (Accounting, Business, Finance, or similar preferred)
  • 5+ years of loan processing experience
  • Experience with business-purpose loans secured by real estate (strong plus)
  • Demonstrated attention to detail and accuracy
  • Strong written and verbal communication skills
  • Proficiency in Excel (or similar tools)
  • Passion for real estate and lending
  • Self-motivated with the ability to work independently in a fast-paced setting
  • Flexible, resourceful, and resilient under pressure

Environment and Culture:

  • We work hard, and our efforts are rewarded
  • Growth-driven, innovative, and agile
  • Available, responsive, and collaborative
  • Proud to be a global team of self-starters
  • Fast-moving while striving for excellence
  • Committed to helping communities rebuild and thrive

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