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Fintech Underwriter Jobs (NOW HIRING)

Biz2Credit Inc

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

But we're more than just another FinTech company. We're a team of individuals who bring their ... About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan ...

Biz2Credit Inc

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

But we're more than just another FinTech company. We're a team of individuals who bring their ... About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan ...

Biz2Credit Inc

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

But we're more than just another FinTech company. We're a team of individuals who bring their ... About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan ...

Biz2Credit Inc

Underwriter (Miami)

Miami, FL · On-site

$65K - $85K/yr

But we're more than just another FinTech company. We're a team of individuals who bring their ... About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan ...

Biz2Credit Inc

Underwriter (Miami)

Miami, FL · On-site

$65K - $85K/yr

But we're more than just another FinTech company. We're a team of individuals who bring their ... About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan ...

Biz2Credit Inc

Underwriter (Miami)

Miami, FL · On-site

$65K - $85K/yr

But we're more than just another FinTech company. We're a team of individuals who bring their ... About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan ...

Biz2Credit

Underwriter (Miami)

Miami, FL

But we're more than just another FinTech company. We're a team of individuals who bring their ... About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan ...

Appalachian Underwriters, Inc.

Underwriter

Chicago, IL

$70K - $85K/yr

About Acrisure A global fintech leader, Acrisure empowers millions of ambitious businesses and ... Appalachian Underwriters, Inc., part of Acrisure, is looking for an Underwriter. This role will ...

Compose.ly

Fintech & Payments Content Writer

$35 - $40/hr

Profile Overview We are seeking an experienced payments and fintech writer with direct familiarity ... Stripe vs. high-risk processors, traditional vs. specialized underwriting, aggregators vs ...

Acrisure

Underwriter

Chicago, IL · On-site

$70K - $85K/yr

About Acrisure A global fintech leader, Acrisure empowers millions of ambitious businesses and ... Appalachian Underwriters, Inc., part of Acrisure, is looking for an Underwriter. This role will ...

Acrisure

Underwriter

Chicago, IL · On-site

$70K - $85K/yr

About Acrisure A global fintech leader, Acrisure empowers millions of ambitious businesses and ... Appalachian Underwriters, Inc., part of Acrisure, is looking for an Underwriter. This role will ...

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Showing results 1-20

All JobsFintech Underwriter Jobs

Fintech Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do fintech underwriter jobs pay per year?

As of Jun 15, 2026, the average yearly pay for fintech underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are Fintech Underwriters?

Fintech underwriters are professionals who assess the risk and creditworthiness of individuals or businesses seeking financial products through technology-driven platforms. They analyze data, review financial information, and use digital tools or algorithms to make informed decisions about loan approvals, insurance coverage, or other financial services. Fintech underwriters play a crucial role in ensuring that financial institutions minimize risk while providing quick and efficient service to customers. Their work often involves adapting to new technologies and regulatory requirements specific to the fintech industry.

What is the difference between Fintech Underwriter vs Credit Analyst?

AspectFintech UnderwriterCredit Analyst
Required CredentialsBachelor's degree, industry certificationsBachelor's degree, industry certifications
Work EnvironmentFintech companies, online platformsBanks, financial institutions
Employer & Industry UsageUsed in digital lending, online credit platformsUsed in traditional banking, lending departments
Comparison Search IntentYesYes

Fintech Underwriters and Credit Analysts both evaluate creditworthiness, often requiring similar credentials and working within financial services. However, Fintech Underwriters focus on digital lending platforms and online credit assessments, while Credit Analysts typically work in traditional banking environments. Understanding these differences helps job seekers target the right roles in the evolving financial industry.

What are the key skills and qualifications needed to thrive as a Fintech Underwriter, and why are they important?

To thrive as a Fintech Underwriter, you need strong analytical skills, a solid understanding of credit risk assessment, and a background in finance or economics, often supported by a relevant degree. Familiarity with underwriting software, financial modeling tools, and data analytics platforms like Excel or SQL is typically required. Strong decision-making abilities, attention to detail, and effective communication are vital soft skills in this role. These competencies ensure accurate risk evaluation, effective collaboration, and compliance in a fast-evolving digital lending environment.

How does a Fintech Underwriter typically collaborate with data scientists and product teams?

Fintech Underwriters often work closely with data scientists to analyze borrower data and refine automated credit decision models. They also collaborate with product teams to ensure underwriting criteria align with new financial products or platform updates. These partnerships are essential for creating seamless user experiences and maintaining risk management standards in a fast-paced, innovative environment. Open communication and adaptability are key to succeeding in these cross-functional collaborations.
Infographic showing various Fintech Underwriter job openings in the United States as of June 2026, with employment types broken down into 99% Full Time, and 1% Contract. Highlights an 72% Physical, 8% Hybrid, and 20% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter

Underwriter

Biz2Credit Inc

Manhattan, NY • On-site

$65K - $85K/yr

Full-time

Posted 22 days ago

Job description

About Us
At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.
As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.
But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.
So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.
About the Role
As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process.
We are currently seeking an experienced Underwriter to join our team at the NY Office. In this role, you will be responsible for performing comprehensive financial analysis on small businesses, including trend and ratio analysis. Your expertise will be crucial in interpreting financial information to assess credit quality and cash flow, enabling us to make informed lending decisions.
Responsibilities
  • Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers.
  • Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions.
  • Conduct comprehensive due diligence and verify accuracy of information provided by applicants.
  • Responsible for full cycle underwriting of assigned small business financing.
  • Collaborate with the Underwriting team to identify potential red flags and mitigate risk.
  • Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance.
  • Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements.
  • Maintain accurate and detailed documentation of underwriting decisions and findings.

Requirements
  • Bachelor's degree preferred but not mandatory in finance, accounting, or a related field
  • Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants.
  • Strong analytical skills with the ability to interpret complex financial data and make informed decisions.
  • Familiarity with financial statements, tax returns, and credit reports.
  • Knowledge of underwriting principles, lending regulations, and risk assessment methodologies.
  • Excellent attention to detail and the ability to work in a fast-paced environment.
  • Strong organizational and time management skills, with the ability to prioritize tasks effectively.
  • Excellent written and verbal communication skills.
  • Proficient in using MS Office suite and other relevant software applications.

Why Join Us
Opportunity to work in a fast-growing and innovative fintech company.
Exposure to a diverse range of clients and industries.
Collaborative and inclusive work environment.
Competitive salary and benefits package.
Continuous learning and professional development opportunities.
Opportunity for growth and advancement within the company.
If you are a self-motivated individual with a passion for finance and a keen eye for detail, we would love to hear from you. Apply now and join our team as a Underwriter at Biz2Credit!
Salary Range
$65k to $85k

Apply