Fintech Engineer Jobs in Phoenix, AZ (NOW HIRING)

Job Summary:
Yrefy, LLC is seeking a highly motivated and strategic Senior Product Engineer to lead the ideation, definition, and delivery of innovative software products within the financial technology (FinTech) space. This role bridges product strategy, business analysis, workflow design, and technical collaboration to ensure successful product development from concept through implementation.
Responsibilities:
• Drive new software product development initiatives aligned with company strategy and customer needs.
• Facilitate product discovery sessions with internal stakeholders, customers, and cross-functional teams.
• Identify market opportunities, operational pain points, and emerging FinTech trends to influence product direction.
• Translate business requirements into product roadmaps and prioritized delivery plans.
• Participate in competitive analysis and product innovation initiatives.
• Lead the creation and refinement of:
• 1. Epics
• 2. Features
• 3. Acceptance Criteria
• 4. Process workflows
• 5. Functional specifications
• Collaborate with engineering teams to ensure requirements are technically feasible and clearly understood.
• Define MVP scope and iterative product release strategies.
• Ensure traceability between business objectives, requirements, and delivered functionality.
• Support Agile/Scrum ceremonies including backlog grooming, sprint planning, and release planning.
• Design and document end-to-end user workflows and operational processes.
• Partner with UI/UX engineers and designers to create intuitive, compliant, and scalable user experiences.
• Ensure workflows meet usability, security, compliance, and operational efficiency standards.
• Develop workflow diagrams, and product documentation as needed.
• Lead and mentor a team of Product Engineers, Business Analysts, and/or Product Owners.
• Establish best practices for product requirement definition, workflow modeling, and Agile delivery processes.
• Provide guidance and oversight on Epic decomposition, Feature development and Acceptance Criteria quality.
• Act as a liaison between business stakeholders, engineering, QA, compliance, and operations teams.
• Facilitate discussions to clarify priorities, resolve ambiguities, and align delivery expectations.
• Collaborate with leadership to define product success metrics and KPIs.
• Communicate product vision, requirements, and roadmap updates effectively across the organization.
Qualifications:
Required:
• Bachelor’s degree in Computer Science, Engineering, Information Systems, Business, or related field.
• 5+ years of experience in product management, product engineering, business analysis, or software delivery roles.
• Experience working within Agile/Scrum software development environments.
• Strong experience creating User Workflows, Epics, Features and Acceptance Criteria.
• Experience collaborating with UI/UX teams on workflow and interface design.
• Strong understanding of software development lifecycle (SDLC).
• Excellent analytical, communication, and stakeholder management skills.
• Ability to translate complex business requirements into actionable technical deliverables
Preferred:
• 2+ years of experience leading or mentoring product, business analysis, or product engineering teams.
• Experience with workflow diagram tools such as Miro or Sensus Process Management
• Experience in FinTech, banking, payments, lending, treasury, financial operations, or SaaS platforms.
• Familiarity with regulatory and compliance considerations in financial software environments.
• Experience with tools such as Azure DevOps, Jira, Confluence, Figma, Lucidchart, or similar platforms.
• Technical understanding of APIs, integrations, cloud platforms, and modern web/mobile architectures.
• Experience working with distributed engineering teams.
Company:
Yrefy, LLC is a national specialty consumer finance lender, focusing explicitly on distressed private student loans. Founded in 2017, the company is headquartered in Scottsdale, USA, with a team of 51-200 employees. The company is currently Growth Stage.