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Fintech Engineer Jobs in Philadelphia, PA (NOW HIRING)

Monitise

Lead AI Engineer

Wilmington, DE

$186K - $285K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Lead AI Engineer About Your Role As a Lead AI Engineer, you will play a critical role in ...

Sound Decisions

QA Engineer

King Of Prussia, PA · On-site

$120K - $140K/yr

We are a growing technology company in the FinTech and e-commerce space, building secure ... We are seeking a QA Engineer to lead quality assurance across our software products and help ensure ...

Envestnet

Senior Software Development Engineer

Berwyn, PA · On-site

$117K - $154K/yr

Engineers partner closely with product, platform, and risk/compliance teams to modernize services ... Designs and delivers scalable fintech product services and distributed systems with a focus on ...

Envestnet

Senior Software Development Engineer

Berwyn, PA · On-site

$117K - $154K/yr

Engineers partner closely with product, platform, and risk/compliance teams to modernize services ... Designs and delivers scalable fintech product services and distributed systems with a focus on ...

Envestnet

Senior Software Development Engineer

Berwyn, PA · On-site

$117K - $154K/yr

Engineers partner closely with product, platform, and risk/compliance teams to modernize services ... fintech product services and distributed systems with a focus on performance, resilience, and ...

BE Group

Senior Machine Learning Engineer

Malvern, PA · On-site

$120K - $158K/yr

Financial services, banking, lending, collections, credit risk, or fintech. * Building scalable ... AI-assisted software development tools and modern engineering practices. * Passion for solving ...

PowerPay

Backend Software Developer

Wayne, PA · Hybrid

Company Description PowerPay is a financial technology company (fintech) in several vertical ... You will work with the existing engineering team, but the ideal candidate will be able to work ...

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All JobsFintech Engineer JobsFintech Engineer Jobs in Philadelphia, PA

Fintech Engineer information

See Philadelphia, PA salary details

$38.3K

$116.9K

$193.2K

How much do fintech engineer jobs pay per year?

As of Aug 20, 2026, the average yearly pay for fintech engineer in Philadelphia, PA is $116,917.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,800.00 and $152,900.00 per year, depending on experience, location, and employer.

What is a Fintech Engineer?

A Fintech Engineer is a technology professional who designs, develops, and maintains software systems and solutions for the financial technology industry. Their work typically involves building applications and platforms for digital banking, payment processing, online lending, investment management, and other financial services. Fintech Engineers often use programming languages like Python, Java, or C++, and they must understand financial regulations, cybersecurity, and emerging technologies such as blockchain and artificial intelligence. They play a crucial role in making financial services more accessible, efficient, and secure.

What are the key skills and qualifications needed to thrive as a Fintech Engineer?

To thrive as a Fintech Engineer, you need strong programming abilities (such as Python, Java, or C++), a solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with fintech platforms, blockchain technology, APIs, and certifications like AWS Certified Solutions Architect or CFA are highly beneficial. Analytical thinking, problem-solving, attention to detail, and effective communication are crucial soft skills in this role. These competencies are vital for developing secure, innovative, and compliant financial technology solutions in a rapidly evolving industry.

What are some common challenges Fintech Engineers face when integrating new technologies with legacy banking systems?

Fintech Engineers often encounter difficulties when connecting modern applications to legacy banking infrastructures, which may use outdated programming languages or lack robust APIs. These challenges require creative problem-solving, strong documentation skills, and close collaboration with IT and compliance teams to ensure security and regulatory standards are met. Successfully navigating these integrations not only improves technical proficiency but also builds valuable experience in bridging traditional finance with cutting-edge technology.

What is the difference between Fintech Engineer vs Software Developer in Fintech?

AspectFintech EngineerSoftware Developer in Fintech
Required CredentialsBachelor's in Computer Science, Fintech certificationsBachelor's in Computer Science or related field
Work EnvironmentFinancial institutions, Fintech startupsTech companies, Fintech firms
Industry UsageDesigns financial tech solutions, blockchain, paymentsDevelops software applications, APIs for Fintech

Fintech Engineers focus on creating and implementing financial technology solutions, often working on blockchain, payments, and security systems. Software Developers in Fintech build the applications and platforms that power these solutions. While both roles require programming skills, Fintech Engineers typically have specialized knowledge of financial systems and compliance, making their roles distinct yet overlapping in the Fintech industry.

How much do fintech engineers make?

Fintech engineers typically earn between $80,000 and $150,000 annually, depending on experience, location, and company size. Senior roles or those with specialized skills in blockchain, cybersecurity, or data analysis can command higher salaries. Compensation may also include bonuses, stock options, and benefits.

Is fintech a high paying career?

Fintech engineers typically earn above-average salaries compared to other technology roles due to the specialized skills required, such as programming, data analysis, and knowledge of financial regulations. Compensation varies based on experience, location, and company size, but many fintech roles offer competitive pay and benefits. Advanced skills in programming languages like Python or Java and certifications can further increase earning potential.

What are popular job titles related to Fintech Engineer jobs in Philadelphia, PA?

For Fintech Engineer jobs in Philadelphia, PA, the most frequently searched job titles are:

What job categories do people searching Fintech Engineer jobs in Philadelphia, PA look for?

The top searched job categories for Fintech Engineer jobs in Philadelphia, PA are:

What cities near Philadelphia, PA are hiring for Fintech Engineer jobs?

Cities near Philadelphia, PA with the most Fintech Engineer job openings:

Fintech Engineer jobs near you
Infographic showing various Fintech Engineer job openings in Philadelphia, PA as of August 2026, with employment types broken down into 91% Full Time, 5% Part Time, and 4% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $116,917 per year, or $56.2 per hour.

Lead Data Scientist - Investment Management Fintech Strategies (IMFS)

Vangard, Inc.

Malvern, PA • On-site

Full-time

Re-posted 13 days ago

Job description

Lead Data Scientist - Investment Management Fintech Strategies (IMFS)

Investment Management Fintech Strategies (IMFS) is a global team headquartered in Malvern, Pennsylvania. We partner with investment teams to explore and apply new technologies that can improve investment performance, strengthen decision-making, and help capital markets work better for Vanguard's investors. Our work spans advanced analytics and AI/ML, new data sources, market structure and liquidity research, and building scalable platforms and tools that move from experimentation into production.

Responsibilities:

  • Own end-to-end research using large-scale historical data: form hypotheses, run analyses, develop models, and translate results into insights that can improve portfolio construction and trading decisions.
  • Identify and solve market-impact problems across microstructure, fund flows, and liquidity dynamics-surfacing risks and opportunities tied to execution quality and market impact.
  • Design and lead the evolution of core research tooling, including the back-testing framework and signal libraries, to enable repeatable, high-quality experimentation.
  • Apply AI/ML thoughtfully in financial markets, staying current on emerging techniques and evaluating what is practical, robust, and scalable in real-world market environments.
  • Raise the bar on engineering quality by mentoring quant strategists and data scientists on production-grade code, data pipelines, and research-to-production best practices.
  • Partner with technology to integrate models into production systems, monitor live performance, and iterate based on market feedback and measured outcomes.
  • Represent Vanguard externally by contributing to industry discussions and thought leadership in areas relevant to AI/ML, systematic research, trading, and market structure.

Qualifications:

  • 5+ years leading or driving advanced data science work, including back-testing, simulation, and statistical modeling in complex problem spaces.
  • Master's or PhD in machine learning, data science, financial engineering, computer science, or related quantitative discipline.
  • Strong end-to-end data science capability: problem framing research design modeling validation deployment partnership.
  • Proficiency in Python and common ML libraries; experience collaborating with data engineering and bringing models into production.
  • Demonstrated ability to apply AI/ML to solve complex technical problems through collaboration, creativity, and disciplined research.
  • Comfortable partnering with senior leaders-communicating tradeoffs, impact, and value in a clear, decision-oriented way.

Special Factors

Sponsorship

Vanguard is not offering visa sponsorship for this position.

About Vanguard

At Vanguard, we don't just have a mission-we're on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.

How We Work

Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.

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