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Fintech Engineer Jobs in Missouri (NOW HIRING)

Lead Bank

Senior Fintech Risk Analyst

Kansas City, MO · On-site +1

We enable fintechs to offer compliant, programmable services like payments, lending, and digital ... Execute Fintech ERM Programs: and support the Enterprise Risk Management framework for fintech ...

Lead

Senior Fintech Risk Analyst

Kansas City, MO · On-site

$122.72 - $137.50/hr

We enable fintechs to offer compliant, programmable services like payments, lending, and digital ... Execute Fintech ERM Programs: and support the Enterprise Risk Management framework for fintech ...

Catapult Solutions Group

GoLang, Sr Engineer

Monett, MO · On-site +1

$60 - $75/hr

Senior Go Software Engineer Contract (W2) Location: Remote (must be within 70 miles of Allen, TX, ... This includes working within a microservices architecture and building solutions for core FinTech ...

Stackruit Ltd.

Back End Engineer

Columbia, MO · On-site

$90 - $120/hr

Help Millions Access Affordable Healthcare: Backend Engineer at Paytient (Remote-Friendly!) Paytient, a fast-growing FinTech startup, is searching for a passionate Backend Software Engineer to join ...

Jobgether

$94K - $124K/yr

As a Middle/Senior Golang Engineer, you'll build and evolve high-performance backend services powering modern fintech and Web3 payment products. You'll work extensively with Go, blockchain ...

Jobgether

Experience in payments or fintech, particularly within globally scaled environments, is preferred ... A track record of introducing engineering practices or standards across multiple teams is highly ...

Walmart

Staff, Software Engineer

Cassville, MO · On-site

$110K - $220K/yr

As a Staff Software Engineer, you will be a hands-on technical leader responsible for designing ... Experience with financial systems, accounting workflows, ERP integrations, or fintech products.

Walmart

Staff, Software Engineer

Noel, MO · On-site

$110K - $220K/yr

As a Staff Software Engineer, you will be a hands-on technical leader responsible for designing ... Experience with financial systems, accounting workflows, ERP integrations, or fintech products.

Walmart

Staff, Software Engineer

Anderson, MO · On-site

$110K - $220K/yr

As a Staff Software Engineer, you will be a hands-on technical leader responsible for designing ... Experience with financial systems, accounting workflows, ERP integrations, or fintech products.

MasterCard

Senior Software Engineer

O Fallon, MO · On-site

$115 - $184/hr

Title and Summary Senior Software Engineer Who is Mastercard? Mastercard is a global technology ... Experience in high-throughput or regulated environments (payments, banking, fintech) * Exposure to ...

Socket.dev

Mobile Engineer

California, MO · On-site

$149 - $214/hr

Los Angeles, CA Job Summary We are seeking a Principal Mobile Engineer with deep expertise in iOS ... Experience in fintech or consumer-facing mobile platforms. * Familiarity with operational domains ...

Yuno

Experience in the payments or fintech industry, operating at global scale * Performance ... A track record of introducing new engineering practices or standards across multiple teams * Open ...

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Fintech Engineer information

What is a Fintech Engineer?

A Fintech Engineer is a technology professional who designs, develops, and maintains software systems and solutions for the financial technology industry. Their work typically involves building applications and platforms for digital banking, payment processing, online lending, investment management, and other financial services. Fintech Engineers often use programming languages like Python, Java, or C++, and they must understand financial regulations, cybersecurity, and emerging technologies such as blockchain and artificial intelligence. They play a crucial role in making financial services more accessible, efficient, and secure.

What are the key skills and qualifications needed to thrive as a Fintech Engineer?

To thrive as a Fintech Engineer, you need strong programming abilities (such as Python, Java, or C++), a solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with fintech platforms, blockchain technology, APIs, and certifications like AWS Certified Solutions Architect or CFA are highly beneficial. Analytical thinking, problem-solving, attention to detail, and effective communication are crucial soft skills in this role. These competencies are vital for developing secure, innovative, and compliant financial technology solutions in a rapidly evolving industry.

What are some common challenges Fintech Engineers face when integrating new technologies with legacy banking systems?

Fintech Engineers often encounter difficulties when connecting modern applications to legacy banking infrastructures, which may use outdated programming languages or lack robust APIs. These challenges require creative problem-solving, strong documentation skills, and close collaboration with IT and compliance teams to ensure security and regulatory standards are met. Successfully navigating these integrations not only improves technical proficiency but also builds valuable experience in bridging traditional finance with cutting-edge technology.

What is the difference between Fintech Engineer vs Software Developer in Fintech?

AspectFintech EngineerSoftware Developer in Fintech
Required CredentialsBachelor's in Computer Science, Fintech certificationsBachelor's in Computer Science or related field
Work EnvironmentFinancial institutions, Fintech startupsTech companies, Fintech firms
Industry UsageDesigns financial tech solutions, blockchain, paymentsDevelops software applications, APIs for Fintech

Fintech Engineers focus on creating and implementing financial technology solutions, often working on blockchain, payments, and security systems. Software Developers in Fintech build the applications and platforms that power these solutions. While both roles require programming skills, Fintech Engineers typically have specialized knowledge of financial systems and compliance, making their roles distinct yet overlapping in the Fintech industry.

How much do fintech engineers make?

Fintech engineers typically earn between $80,000 and $150,000 annually, depending on experience, location, and company size. Senior roles or those with specialized skills in blockchain, cybersecurity, or data analysis can command higher salaries. Compensation may also include bonuses, stock options, and benefits.

Is fintech a high paying career?

Fintech engineers typically earn above-average salaries compared to other technology roles due to the specialized skills required, such as programming, data analysis, and knowledge of financial regulations. Compensation varies based on experience, location, and company size, but many fintech roles offer competitive pay and benefits. Advanced skills in programming languages like Python or Java and certifications can further increase earning potential.

What are popular job titles related to Fintech Engineer jobs in Missouri?

For Fintech Engineer jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Fintech Engineer jobs in Missouri look for?

The top searched job categories for Fintech Engineer jobs in Missouri are:

What cities in Missouri are hiring for Fintech Engineer jobs?

Cities in Missouri with the most Fintech Engineer job openings:

Fintech Engineer jobs near you
Infographic showing various Fintech Engineer job openings in Missouri as of August 2026, with employment types broken down into 90% Full Time, 5% Part Time, and 5% Contract. Highlights an 84% Physical, 6% Hybrid, and 10% Remote job distribution.

Senior Fintech Risk Analyst

Lead Bank

Kansas City, MO • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 6 days ago

Job description

About Lead Bank
Lead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound.
Today, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City.
Risk Team at Lead
The Risk team helps Lead innovate responsibly by identifying and managing risk across the business. They own oversight of our strategic third-party partners, risk governance across the enterprise, and engagement with our federal and state bank examiners, which is key to maintaining regulatory credibility. Partnering with Product, Program Management, Compliance, Financial Crimes, Legal, and Information Security, they build and maintain the frameworks that allow new products, partners, and technologies to launch safely. Success on the team requires a relentless pursuit of operational excellence, embracing emerging technologies, and pragmatic application of risk and control expertise to both routine and novel problems.
In this role you will:
  • Deliver Advanced Risk Assessments: Execute high-priority quantitative and qualitative risk assessments on complex fintech partner programs, expertly managing tight deadlines and competing analytical priorities.
  • Execute Fintech ERM Programs: and support the Enterprise Risk Management framework for fintech partners, by actively tracking, analyzing, and monitoring complex risk issues (e.g., third-party risk, model risk management, operational resilience), while providing feedback to continuously improve on our oversight processes.
  • Provide Robust Credible Challenge: Serve as a subject matter expert to provide rigorous, credible challenge to risk assessments performed by internal business lines, ensuring strict adherence to ERM methodologies, program and regulatory standards.
  • Analyze 4th-Party Risk Ecosystems: Conduct the risk analysis and due diligence for 4th-party vendors, while building and maintaining the 4th party vendor register ecosystem.
  • Execute 1LoD Partner Risk Oversight: Serve as the First Line of Defense (1LoD) for fintech partners' TPRM and ERM programs; review program effectiveness, monitor ongoing compliance, and collaborate with partner teams to track and support necessary remediation when gaps are identified.
  • KRI Management & Risk Reporting: Track, monitor, and analyze Key Risk Indicators (KRIs within established frameworks). Synthesize complex data into clear, actionable reports and dashboards illustrating risk exposure and portfolio trends for senior leadership and risk committees.
  • Risk Project Delivery: Successfully manage the execution of multiple high-visibility, in-flight risk initiatives simultaneously, effectively aligning diverse internal and external stakeholders.
  • Relationship Management: Cultivate deep, collaborative, and consultative relationships with internal business lines and risk counterparts at Lead's fintech partners, balancing a strong risk culture with a client-enablement mindset.
  • Perform other duties as assigned.

Qualifications:
  • Experience: 4+ years of direct experience in risk management, compliance, or internal audit, specifically within third-party risk management (TPRM), risk & control self-assessments (RCSA), or risk reporting.
  • Domain Expertise: Proven experience in the Fintech, Payments, or Banking-as-a-Service (BaaS) sectors (e.g., card issuing, ACH/payments, loan origination via bank sponsorship models) is highly preferred.
  • Regulatory Knowledge: Familiarity of banking regulations and supervisory guidance relevant to third-party risk and bank-fintech partnerships (e.g., OCC, Fed, FDIC guidances).
  • Advanced Risk Frameworks: Strong command of the risk management lifecycle, including risk identification, control design, control effectiveness testing, and building scalable risk metrics.
  • Data & Analytics Skills: Strong proficiency in utilizing data to build risk dashboards and synthesize metrics.
  • Execution & Proactive Drive: Highly self-motivated and organized professional who thrives in a fast-paced environment; demonstrates strong ownership over their work and deliverables and proactively manages work priorities.
  • Communication & Influence: Exceptional communication and presentation skills; confident in providing credible challenges to internal functional areas and fintech partners and able to present complex risk topics clearly to senior management and external clients.
  • Problem Solving: Proven ability to analyze ambiguous, complex risk issues and translate them into structured, actionable, and trackable milestones within a remediation plan.
  • AI Leverage & Critical Discernment: Comfortable utilizing AI tools to accelerate workflows, paired with exceptional reading comprehension and writing skills to critically evaluate, refine, and validate all outputs; understands that AI is a guide, but final quality and accuracy require human oversight and sharp analytical thinking.

What we offer:
  • At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life
  • Competitive compensation, based on experience, geographic location, and role
  • Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
  • Paid parental leave
  • Flexible vacation policy, including PTO and paid holidays
  • A fun and challenging team environment in a dynamic industry with ample opportunities for career growth

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
*Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
*Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
**Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.
Zone 1: $122,719 - $137,500 (SF/Bay Area, NYC, Seattle)
Zone 2: $ 105,761 - $124,725 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento)
Zone 3: $89,250 - $105,000 (Other US Metros)
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