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Financial Risk Manager Jobs in Chattanooga, TN (NOW HIRING)

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Financial Risk Manager information

See Chattanooga, TN salary details

$46.9K

$101.6K

$154.8K

How much do financial risk manager jobs pay per year?

As of Jul 30, 2026, the average yearly pay for financial risk manager in Chattanooga, TN is $101,575.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,900.00 and $117,500.00 per year, depending on experience, location, and employer.

What are some common challenges Financial Risk Managers face when working with cross-functional teams?

Financial Risk Managers often collaborate with departments such as treasury, compliance, and IT to identify and mitigate risks. One common challenge is aligning risk management strategies with diverse departmental goals, which may sometimes conflict with each other. Effective communication and negotiation skills are essential to ensure all stakeholders understand the risk implications of their decisions. Additionally, adapting to rapidly changing regulations and market conditions can create pressure to quickly update risk models and processes.

What is the difference between Financial Risk Manager vs Credit Analyst?

AspectFinancial Risk ManagerCredit Analyst
CertificationsFRM, CFAFitch, CFA
Work EnvironmentFinancial institutions, banks, investment firmsBanks, lending institutions, credit agencies
Primary FocusAssessing and managing overall financial risksEvaluating creditworthiness of borrowers
Industry UsageRisk management departments, trading floorsLoan departments, credit risk units

While both roles involve financial analysis, a Financial Risk Manager focuses on identifying and mitigating broad financial risks across an organization, often requiring advanced certifications like FRM or CFA. A Credit Analyst specializes in assessing individual borrowers' creditworthiness to inform lending decisions. Both roles are vital in financial institutions but serve different strategic purposes.

What are the key skills and qualifications needed to thrive as a Financial Risk Manager, and why are they important?

To thrive as a Financial Risk Manager, you need a strong background in finance, quantitative analysis, and risk assessment, typically supported by a relevant degree and certifications like FRM or CFA. Expertise in risk modeling software, statistical tools such as SAS or R, and financial reporting systems is highly valued. Exceptional analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These skills and qualities are crucial for accurately identifying, assessing, and mitigating financial risks to protect organizational assets and ensure regulatory compliance.

What does a Financial Risk Manager do?

A Financial Risk Manager (FRM) is responsible for identifying, analyzing, and mitigating financial risks within an organization. Their work involves assessing threats related to credit, market, operational, and liquidity risk, and developing strategies to minimize potential losses. FRMs use quantitative analysis, financial modeling, and risk assessment tools to advise decision-makers on risk exposures. They play a vital role in ensuring that a company remains compliant with financial regulations and maintains financial stability.
What job categories do people searching Financial Risk Manager jobs in Chattanooga, TN look for? The top searched job categories for Financial Risk Manager jobs in Chattanooga, TN are:
What cities near Chattanooga, TN are hiring for Financial Risk Manager jobs? Cities near Chattanooga, TN with the most Financial Risk Manager job openings:
Infographic showing various Financial Risk Manager job openings in Chattanooga, TN as of July 2026, with employment types broken down into 1% As Needed, 80% Full Time, 17% Part Time, and 2% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $102,873 per year, or $49.5 per hour.

Supervisor, Risk & Safety Analytics

Covenant Logistics

Chattanooga, TN • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago


Covenant Logistics rating

6.7

Company rating: 6.7 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

254th of 360 rated logistics


Job description

The Supervisor, Risk & Safety Analytics is responsible for leading the reporting, analytics, process improvement, and administrative infrastructure supporting the organization's Risk, and Safety functions. This role oversees the development and delivery of recurring and ad hoc reporting, dashboard creation, analysis, data validation, system and workflow integrity, and continuous improvement initiatives that support operational performance, compliance, and strategic decision-making. This position serves as a working supervisor who provides day-to-day oversight of team members performing safety analytics, risk reporting, and special projects, while also partnering with leadership, Accounting/Finance, IT, and other cross-functional stakeholders to improve scalability, automation, and data-driven decision making.

Responsibilities

  • Supervise the day-to-day work of team members responsible for safety analytics, risk reporting, and continuous improvement initiatives.
  • Prioritize workloads, assign projects, monitor deadlines, and ensure timely completion of recurring reports, dashboards, reconciliations, and special projects.
  • Provide coaching, training, and performance feedback to team members while building cross-training and succession planning across critical reporting systems and workflows.
  • Establish clear expectations for analytical quality, data accuracy, documentation, responsiveness, and partnership with internal stakeholders.
  • Oversee the development, validation, and delivery of weekly, monthly, quarterly, and annual reports across Safety, Risk, and related functions.
  • Lead the creation and maintenance of dashboards and reporting tools that provide actionable insight to department leadership and executive stakeholders.
  • Analyze trends related to accidents, claims, citations, financial development, and other risk-related exposures to support decision-making and early identification of issues.
  • Translate detailed data findings into clear summaries, recommendations, and next steps for leaders and business partners.
  • Oversee core risk reporting processes, quarter-end reporting, reserve and claims activity analysis, and financial reconciliation support.
  • Ensure safety and risk data is collected, validated, and maintained accurately across systems, workflows, and reporting platforms.
  • Maintain strong internal controls that support data consistency, documentation, reporting accuracy, and effective workflow integration.
  • Coordinate with IT, operational teams, and external vendors to improve system integration, reporting accuracy, and automation
  • Lead continuous improvement efforts that increase scalability, efficiency, automation, and clarity within Risk and Safety support functions.
  • Investigate current workflows and develop sustainable processes, documentation, and handoff procedures that reduce manual effort and improve consistency.
  • Support leadership, committees, and executive stakeholders with recurring reporting packages, special analyses, and project updates.
  • Identify emerging exposures, reporting gaps, and operational trends, and escalate concerns with practical recommendations for action.

Knowledge, Skills, and Abilities

  • Strong analytical and critical thinking skills, with the ability to evaluate issues at both a detailed and enterprise level, identify root causes, and make sound recommendations.
  • Ability to lead multiple priorities simultaneously in a deadline-driven environment while maintaining quality and accuracy.
  • Strong communication skills, including the ability to explain trends, issues, and process requirements to leaders and cross-functional business partners. 
  • Strong working knowledge of reporting tools and business applications such as Excel, Power BI, DOMO, Clearsight, and other risk/safety management systems.
  • Demonstrated ability to build controls around data quality, reporting accuracy, and workflow consistency.
  • Ability to work independently, exercise sound judgment, and lead others through change, process redesign, and competing priorities.
  • Knowledge of transportation, safety, risk management, insurance, and relevant regulatory frameworks preferred.

Education/Experience

  • Bachelor's degree in risk management, Accounting, Finance, Mathematics, Computer Science, Insurance, or a related discipline required. One year of relevant work experience may be substituted for every year of education required.
  • 5+ years of progressive experience in risk management, insurance, safety analytics, financial/reporting analysis, transportation, or a related field
  • Prior leadership, project leadership, or functional oversight experience preferred.
  • Transportation industry experience strongly preferred.

Competitive Compensation

We believe in rewarding excellence. Our compensation approach balances market-based salary ranges with individual performance, experience, and tenure ensuring your pay is fair, competitive, and aligned with your growth. The posted range reflects the full pay band for the position. The expected pay range below represents where most candidates are hired, based on experience, skills, and internal equity. Candidates with more extensive or highly relevant experience may be considered toward the higher end of the overall pay band.

  • Expected Pay Range: $49,657.32-$56,492.80
  • Full Pay Range: $49,657.32-$77,923.79
  • Pay Grade: 8
  • 401(k) Match: Build your future with our generous company match.
  • Serious Health Condition Pay: Financial protection when it matters most.

Robust Health & Wellness Benefits

Your well-being is our priority. Our full health benefits package is designed to support every aspect of your health-from preventive care to peace of mind:

  • Medical, Dental & Vision Insurance
  • Telemedicine Access
  • Company-Paid Short & Long-Term Disability Coverage
  • Health Savings Account (HSA)
  • Company-Paid Life Insurance

Time to Recharge

We believe rest fuels results. Our time-off benefits help you maintain balance and bring your best self to work:

  • Generous Paid Time Off (PTO)
  • Paid Company Holidays
  • Time off to Volunteer

Culture-Driven Perks

We've created a workplace culture where people feel empowered, supported, and excited to grow. Our corporate perks are designed to elevate your everyday:

  • Casual Dress Code: Dress for your day.
  • Tuition Reimbursement: Advance your education with financial support.
  • Employee Discount Program: Exclusive savings on everyday essentials and more.
  • Dependent Care Flexible Spending Account (DFSA)
  • Adoption Assistance: Meaningful support for growing families.
  • Employee Assistance Program (EAP): Confidential, 24/7 support for life's challenges.
  • Pet Insurance: To protect your furry family members

Covenant Logistics is an Equal Opportunity Employer 

Disability/Veteran

VEVRAA Federal Contractor


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