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Financial Risk Analyst Jobs in Irvine, CA (NOW HIRING)

Quantum Electronic Payments

Risk Analyst

Anaheim, CA

$50K - $60K/yr

Review merchant applications to evaluate credit, financial, operational, and compliance risk ... Strong analytical and problem-solving skills with the ability to review information, identify ...

Quantum Electronic Payments

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

Review merchant applications to evaluate credit, financial, operational, and compliance risk ... Strong analytical and problem-solving skills with the ability to review information, identify ...

Quantum Electronic Payments

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

We are looking for a dependable and analytical Risk Analyst I to monitor merchant activity ... Review merchant applications to evaluate credit, financial, operational, and compliance ...

US Bank

Credit Risk Analyst

Brea, CA · Hybrid

Helping the customers and businesses we serve to make better and smarter financial decisions and ... The organization's risk management structure is designed to promote effective governance and risk ...

Sunwest Bank

FCB Risk Analyst I

Irvine, CA · On-site

$70K - $75K/yr

Job Title: FCB Analyst I Department: Foreign Correspondant Banking - 34 Reports to: FCB Risk ... Experience with financial crime tools (e.g., LexisNexis or similar platforms) * Experience with ...

allianthcm

Senior Corporate Risk Analyst

Irvine, CA

Analyzes financial statements. Collaborates with multiple internal departments, business leaders ... Property Casualty Insurance Licenses, Associate in Risk Management, Certified Property and Casualty ...

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Jobtailor

Senior Payroll Tax Analyst

Long Beach, CA · On-site

$135K/yr

Reviewing and analyzing tax returns and financial statements.Imput... Show more Full-time Senior Enterprise Risk Analyst.The Senior Enterprise Risk Analyst plays a critical role in identifying ...

New

Jj

Senior Financial Analyst

Irvine, CA · Hybrid

$91K - $114K/yr

... Financial Risk Management (FRM), Learning Agility, Leverages Information, Microsoft Office, Problem Solving, Process Optimization, Process Oriented, Relationship Building, Service Excellence ...

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All JobsFinancial Risk Analyst JobsFinancial Risk Analyst Jobs in Irvine, CA

Financial Risk Analyst information

See Irvine, CA salary details

$41.3K

$94.6K

$126.7K

How much do financial risk analyst jobs pay per year?

As of Aug 20, 2026, the average yearly pay for financial risk analyst in Irvine, CA is $94,577.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,100.00 and $118,600.00 per year, depending on experience, location, and employer.

What does a financial risk analyst do?

A Financial Risk Analyst identifies and assesses potential risks that could affect a company's financial health, such as market fluctuations, credit issues, or operational losses. They use quantitative techniques, financial modeling, and data analysis to forecast potential risks and recommend strategies to mitigate them. Their work helps organizations make informed investment decisions, comply with regulations, and protect assets. Financial Risk Analysts often work in banks, investment firms, insurance companies, and corporate finance departments.

What are the key skills and qualifications needed to thrive as a financial risk analyst, and why are they important?

To thrive as a Financial Risk Analyst, you need strong analytical skills, a solid understanding of finance and statistics, and typically a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling tools, financial software like Excel, MATLAB, or Python, and certifications such as FRM or CFA are highly valued. Attention to detail, problem-solving abilities, and effective communication help analysts present complex risk findings clearly and work well in teams. These competencies are essential for accurately assessing potential risks, supporting sound decision-making, and safeguarding an organization's financial stability.

What are some common challenges faced by financial risk analysts in their daily work, and how can they be addressed?

Financial Risk Analysts often deal with rapidly changing market conditions and large volumes of complex data, which can make accurate risk assessment challenging. Staying updated with regulatory changes and effectively communicating risk findings to stakeholders with varying levels of financial knowledge are also frequent hurdles. To address these challenges, analysts typically use advanced risk modeling tools, participate in ongoing training, and collaborate closely with other departments such as compliance and trading. Building strong analytical and communication skills is key to navigating these demands successfully.

What is the difference between Financial Risk Analyst vs Credit Analyst?

AspectFinancial Risk AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like FRM or CFABachelor's degree in finance, economics, or related field; certifications like CFA often preferred
Work EnvironmentFinancial institutions, investment firms, corporate finance departmentsBanks, lending institutions, credit agencies
Employer & Industry UsageUsed across finance sectors to assess risk levels of investments and portfoliosPrimarily used by banks and lenders to evaluate creditworthiness of borrowers

While both roles involve financial analysis, a Financial Risk Analyst focuses on assessing overall financial risks across investments and portfolios, whereas a Credit Analyst specializes in evaluating the creditworthiness of individual borrowers. Both roles require similar credentials and often work within the finance industry, but their specific focus areas differ.

Do financial risk analysts make good money?

Financial risk analysts typically earn competitive salaries that vary by industry, experience, and location. Entry-level positions often start around $60,000 annually, with experienced analysts earning over $100,000, especially in finance and consulting sectors. Certifications like FRM or CFA can enhance earning potential.

Is a financial risk analyst a good career?

A financial risk analyst is a valuable role in finance, responsible for identifying and managing potential financial risks using data analysis and risk modeling tools. The profession offers strong job growth, competitive salaries, and opportunities for advancement, especially with relevant certifications like FRM or CFA. Success in this career often requires analytical skills, attention to detail, and proficiency with financial software.

What are popular job titles related to Financial Risk Analyst jobs in Irvine, CA?

For Financial Risk Analyst jobs in Irvine, CA, the most frequently searched job titles are:

What job categories do people searching Financial Risk Analyst jobs in Irvine, CA look for?

The top searched job categories for Financial Risk Analyst jobs in Irvine, CA are:

Financial Risk Analyst jobs near you
Infographic showing various Financial Risk Analyst job openings in Irvine, CA as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution, with an average salary of $94,577 per year, or $45.5 per hour.

Risk Analyst

Quantum Electronic Payments

Anaheim, CA

$50K - $60K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago

Job description

Unlock your potential with Quantum ePay®. We're a growing fintech company focused on delivering innovative payment processing solutions and merchant technology that helps businesses lower costs, earn more, and operate with confidence.

We are looking for a dependable and analytical Risk Analyst I to monitor merchant activity, identify potential fraud or financial exposure, and help protect the company and our merchant partners from unnecessary risk. This role will review transactions, investigate unusual account activity, evaluate risk factors, and determine appropriate action within established guidelines.

The ideal candidate is analytical, detail-oriented, customer-focused, and comfortable using sound judgment to identify and resolve potential risk.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Review merchant applications to evaluate credit, financial, operational, and compliance risk
  • Interpret consumer and business credit reports, corporate registrations, bank statements, financial statements, tax returns, processing statements, and other supporting documents
  • Verify the accuracy and completeness of information provided on merchant applications
  • Complete business verification and additional research using internal tools and third-party resources
  • Approve, pend, decline, or escalate applications based on company policies
  • Assign appropriate merchant risk ratings and document the reasoning behind underwriting decisions
  • Clearly communicate pending requirements and follow up on outstanding information
  • Respond to questions from agents, sales representatives, merchants, and internal departments
  • Identify inconsistencies, potential fraud indicators, and emerging risk trends
  • Navigate multiple systems to review, update, and track application statuses
  • Maintain complete and accurate underwriting notes and documentation
  • Perform additional duties as assigned

QUALIFICATIONS:

  • 2+ years of experience in banking, financial services, merchant services, risk, fraud, underwriting, customer service, or a related environment preferred
  • Strong analytical and problem-solving skills with the ability to review information, identify inconsistencies, and recognize potential risk
  • Excellent attention to detail and ability to make thoughtful decisions based on available information
  • Strong research and investigative skills with a willingness to dig deeper when something doesn't look right
  • Customer-service minded with strong written and verbal communication skills
  • Ability to handle sensitive or escalated situations professionally
  • Comfortable managing multiple priorities in a fast-paced environment
  • Proficiency with Microsoft Office, including Excel and Outlook
  • Experience with payment processing or TSYS is a plus

LOCATION: This role requires the employee to work fully onsite at our Anaheim Hills location.

SALARY:

This role includes biannual profit-sharing bonuses as part of a total compensation package, in addition to a full range of medical, dental, retirement planning, and/or other benefits.

  • Base salary range: $50,000 - $60,000
  • Salary including quarterly profit-sharing bonus and comprehensive benefits program range (annualized): $67,725 - $79,725

WHY WORK HERE?

  • Awarded Top Workplace of Orange County by the OC Register
  • Flex PTO!
  • New state of the art, open-concept facility with stand-up desks, balance boards, stationary bikes and more!
  • Work hard, play hard culture!
  • Monthly Beer Socials and BBQs!
  • Proven "promote from within" mentality!
  • Benefit offerings:
    • Medical, dental, vision, acupuncture and chiropractic
    • 401k Safe Harbor; 100% employer match processed semi-monthly, up to 4%
    • Profit Sharing; paid on a biannual basis

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