Now Hiring: Mortgage Loan Officers
United Financial | Remote + Hybrid Options | Nationwide
Ready to run your own business?
We’re offering an unmatched opportunity for licensed MLOs to plug into our powerful platform with access to elite tools, lead support, and backend systems.
Option 1: Partner Loan Officer (Free Leads Provided)
Headline: Mortgage Loan Officer | 100% Free Leads | No Overhead Costs
The Opportunity: Stop chasing business and start closing it. We provide the leads, the systems, and the support so you can focus entirely on selling. Ideally suited for closers who want stability and high volume without the expense of running a business.
Requirements:
- License Requirement: Must hold 3 active state licenses.
- Mandatory: CA and FL.
- Plus, one additional state from: AZ, CO, OR, TN, VA, WA.
- Proven track record of converting company-provided leads.
The "Partner" Package:
- Leads Provided: 100% Company Paid—High-quality data and live transfers.
- Zero Overhead: We cover the costs for CRM, LOS, Dialer, and support.
- Competitive Pay: Volume-based tiered structure on your total Net Loan Volume.
- Earn up to 110 bps at top tier!
- Fast Payouts: Base commission paid weekly; volume bonuses paid monthly .
Support & Products:
- Full processing and LOA support to handle conditions and docs.
- 30+ Wholesale Lenders (Non-QM, FHA, VA, Conventional).
- Remote/Hybrid flexibility.
Option 2: Independent Loan Officer (Self-Paid)
Headline: Independent MLO | 75% Commission Split (Up to 205bps+) | Remote
The Opportunity: You generate your own business—why give away half your commission? This program is built for the self-sufficient Loan Officer who wants maximum payout with access to institutional-grade pricing on tech and leads.
Requirements:
- License Requirement: Must hold 3 active state licenses.
- Mandatory: CA and FL.
- Plus, one additional state from: AZ, CO, OR, TN, VA, WA.
- Self-sourcing capability (this is a self-gen role).
The "Independent" Package:
- Aggressive Comp: 75/25 Split in your favor (Up to 205bps+)
- Lead Access: Access our vendor partnerships for discounted lead pricing.
- Flexible Tech: Pay only for what you use (Monthly recurring).
- CRM, LOS, Power Dialer, Support Systems
Why United Financial?
- Autonomy: 100% independent. Work your hours, your way.
- Product Depth: Access to Non-QM, Bank Statement, and full Agency suite.
- Low Costs: Credit pulls are reimbursed through escrow upon loan funding.
Option 3: Independent Branch Manager (Team Leadership)
Headline: Branch Manager | 85% Personal Split (Up to 233bps+) | Team Overrides
The Opportunity: Build your empire. This role is designed for the producing manager who wants to run a team, earn overrides, and maximize revenue on their personal production.
Requirements:
- License Requirement: Must hold 3 active state licenses.
- Mandatory: CA and FL.
- Plus, one additional state from: AZ, CO, OR, TN, VA, WA.
- Existing team or clear business plan to recruit.
The "Branch Manager" Package:
- Personal Production: 85/15 Split - 85% to you on personal sales (Up to 233bps+)
- Team Overrides: Earn the spread on your team's production (United retains 15% flat; you control the rest).
- Total Control: You set the agreements with your Loan Officers.
Operational Efficiency:
- Cost Control: A la carte system pricing allows you to manage P&L effectively.
- Lead Scalability: Purchase leads directly through our vendor portals using a personal credit card.
- Access to Internet and Live Transfer vendor relationships to feed your team.
- Processing: Costs reimbursed through escrow upon funding.
We specialize in Non-QM Loans, Conventional, FHA, VA, Bank Statement loans, and more.
Currently licensed in AZ, CA, CO, FL, OR, TN, TX, WA, VA
For more information, visit: www.utdfinancial.com
United Financial Inc. | NMLS#: 2286700
Company Description
United Financial is a full-service mortgage lender offering all products available on the market for both home refinance & purchase. Our mission is to redefine the mortgage experience by offering solutions that break away from traditional norms. We prioritize integrity, clear communication, and efficiency, ensuring you know exactly what to expect from the start. Enjoy some of the industry's most competitive rates and fastest turn-times, all backed by our expertise. We specialize in a wide range of mortgage products, including Conventional, Jumbo, FHA, VA, Reverse, HELOC, and Non-QM options. Whether you're looking to refinance or purchase a home, we have the experience to guide you through the process seamlessly.