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Financial Ombudsman Jobs in Virginia (NOW HIRING)

Social Worker, MSW

Charlottesville, VA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Reviews participant/family concerns with Ombudsman and escalates facility quality concerns ... Partners with Eligibility Financial Determination teams to educate participants/families on ...

Financial Ombudsman information

See Virginia salary details

$45.6K

$136K

$190.8K

How much do financial ombudsman jobs pay per year?

As of Aug 19, 2026, the average yearly pay for financial ombudsman in Virginia is $136,001.00, according to ZipRecruiter salary data. Most workers in this role earn between $107,600.00 and $152,200.00 per year, depending on experience, location, and employer.

What is a financial ombudsman?

A Financial Ombudsman is an independent official who helps resolve disputes between consumers and financial service providers, such as banks or insurance companies. They provide a free, impartial, and confidential service to investigate complaints when a resolution cannot be reached directly with the financial firm. The ombudsman reviews evidence from both parties and makes decisions that are fair and binding on the financial institution if the consumer accepts the decision. This service is designed to ensure consumers have access to justice without needing to go to court.

What are the key skills and qualifications needed to thrive as a financial ombudsman?

To thrive as a Financial Ombudsman, you need expertise in financial services, strong analytical skills, and a relevant degree or professional qualification such as law or finance. Familiarity with dispute resolution platforms, regulatory frameworks, and case management systems is typically required. Exceptional communication, impartiality, and negotiation skills are crucial for building trust and resolving complex disputes between consumers and financial institutions. These competencies ensure fair, efficient resolutions and uphold public confidence in the financial system.

What are some common challenges faced by financial ombudsmen when handling disputes between consumers and financial institutions?

Financial Ombudsmen often encounter complex cases that require balancing impartiality with empathy for both parties. One of the main challenges is navigating intricate financial products and regulatory requirements while ensuring clear communication of decisions to non-expert consumers. Additionally, caseloads can be high, and some disputes may involve emotionally charged situations, requiring strong conflict resolution and time management skills. Collaborating closely with legal teams and industry experts is also essential to deliver fair and timely outcomes.

What is the difference between Financial Ombudsman vs Financial Advisor?

AspectFinancial OmbudsmanFinancial Advisor
CredentialsTypically no formal certifications required, but knowledge of financial regulations helpsCertifications like CFP, CFA, or similar are often required
Work EnvironmentInvestigates complaints, works in dispute resolution settingsProvides personalized financial planning and investment advice
Employer & Industry UsageGovernment or independent agencies handling consumer complaintsFinancial firms, banks, or independent advisory firms

The main difference is that a Financial Ombudsman resolves disputes between consumers and financial service providers, focusing on complaint investigation and resolution. In contrast, a Financial Advisor provides tailored financial advice and planning services to clients. While the Ombudsman role involves dispute resolution without providing financial advice, the Advisor actively guides clients on investments, savings, and financial strategies.

Do financial ombudsmen get paid in the United States?

Financial ombudsmen in the United States are typically employed by government agencies or private organizations and receive a salary for their work. Compensation varies depending on the employer, experience, and location, but they are generally paid professionals with regular wages. Many roles also require knowledge of financial regulations and dispute resolution skills.

How to work as a financial ombudsman?

To work as a financial ombudsman, candidates typically need a background in finance, law, or consumer protection, along with strong communication and dispute resolution skills. Relevant experience in financial services or regulatory agencies is often required, and some roles may require professional certifications. The job involves investigating complaints, mediating between consumers and financial institutions, and ensuring fair resolution of disputes.

Is being a financial ombudsman a good job?

A financial ombudsman investigates and resolves complaints between consumers and financial institutions, often requiring strong communication, analytical skills, and knowledge of financial regulations. The role offers a stable career with opportunities for advancement and typically involves working in an office environment with standard working hours. Job satisfaction depends on individual interests in dispute resolution and financial services.

What are popular job titles related to Financial Ombudsman jobs in Virginia?

For Financial Ombudsman jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Financial Ombudsman jobs in Virginia look for?

The top searched job categories for Financial Ombudsman jobs in Virginia are:

Infographic showing various Financial Ombudsman job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 20% Part Time, and 2% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $136,001 per year, or $65.4 per hour.

Social Worker, MSW

InnovAge

Charlottesville, VA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 9 days ago


InnovAge rating

6.6

Company rating: 6.6 out of 10

Based on 18 frontline employees who took The Breakroom Quiz


Job description

Responsibilities

The Social Worker, MSW plans, organizes and implements social work services to participants and their caregivers in accordance with InnovAge policies and all applicable regulations. Conducts psychosocial assessments, participates in care planning and acts as a liaison between the participant and the interdisciplinary team.  

This role requires being on-site at the center and field-based work, including visits to participants' homes and other locations, to ensure continuity of care and support.

Essential Functions and Work Responsibilities

Functional Category: Assessment & Care Planning

  • Conducts initial psychosocial assessments (including SLUMS, PHQ-9, housing, food, financial security, MDPOA/decision-maker status).
  • Completes in-person reassessments at least every six months or as required.
  • Performs in-home visits as required by regulations or as indicated
  • Participates in IDT meetings, morning huddles, mini-teams, and PDPM meetings to ensure coordinated care.
  • Facilitates and documents participant care conferences, family meetings, and facility partnership meetings.
  • Participates in discharge planning and plan of care development, ensuring problems, interventions, and goals are well defined.
  • Supports participants transitioning between residences or care facilities, including arranging transportation and coordinating moves when no support system is available.

Functional Category: Case Management & Care Coordination

  • Serves as primary liaison between participant/family and the IDT, facilitating communication and resolution of care issues.
  • Coordinates respite SNF, ALF admissions, including transportation and discharge planning.
  • Documents housing encounters in EPIC
  • Collaborate with comfort care team for end-of-life activities
  • Assists participant's family with end-of-life coordination
  • Collaborates with RN Case Management on hospitalizations, and provides psychosocial input
  • May serve as back-up to RNCM.
  • Reviews participant/family concerns with Ombudsman and escalates facility quality concerns; maintains admission holds on facilities with care issues and manages urgent rehousing when contracts terminate.
  • Coordinates guardianship process for participants lacking decision-making capacity without a surrogate.
  • Obtains SNF/ALF updates for IDT, manages respite scheduling, and ensures placement transitions are supported.
  • Provides options counseling when appropriate
  • Assists participants who are disenrolling with timely referrals to external services and completion of disenrollment paperwork.

Functional Category: Psychosocial Support & Advocacy

  • Provides counseling and psychosocial support in coordination with behavioral health for participants and caregivers as indicated
  • Completes comfort care assessments and provides guidance on transitions to end-of-life services.
  • Advocates for participants living in unsafe housing conditions 
  • Contributed to RCAs development, incident reporting, and follow-up for abuse, neglect, exploitation, and elopements.
  • Assists participants and caregivers with grievances and appeals, explaining rights and processes.
  • Provides notification and explanation of participant rights regarding Level of Care (LOC) denials or disenrollment declines.

Functional Category: Documentation & Compliance

  • Maintains accurate and timely documentation in Epic, EireneRx, and other systems (demographic updates, address/phone changes, participant chart updates).
  • Complete PASSR screenings, supportive housing forms and other like documents as mandated by federal and state agencies within regulatory timelines.
  • Supports Medicaid eligibility recertification processes,
  • Partners with Eligibility Financial Determination teams to educate participants/families on required information/documentation needed to maintain and restore Medicaid eligibility
  • dictation, and assists with resource compliance.
  • Accurate and timely reporting of disenrollments in required systems
  • Escalates to Center Director service recovery is needed for a participant concern or disenrollment
  • Ensures all participant care coordination complies with CMS, HCPF, and InnovAge policy requirements.

Functional Category: Professional Development & Team Collaboration

  • Participates in IDT and department meetings, cross-site collaboratives, trainings, and annual competencies.
  • Provides community education and participates in external support groups, inter-agency coordination, and partnership meetings with RCFEs as indicated
  • Coordinates with facilities on participant needs.
  • Provides caseload coverage support as assigned for MSW PTO, open FTEs, and general team needs.

Performs other duties as assigned

Travel Requirements

Travel

  • Travel may be required
  • Overnight travel may include local or out of state  

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions

REQUIRED

Education 

  • Master's degree from a school of social work accredited by the Council on Social Work Education

Licensure, Certification, Registration or Designation 

  • Require personal transportation, current state issued driver's license, good driving record and auto insurance as required by law.
  • CPR/BLS and First Aid required in California only.

Preferred: Licensed Master Social Worker (LMSW) or Licensed Clinical Social Worker (LCSW)

Work Experience and Qualifications 

  • One year experience in a health care setting
  • Experience conducting psychosocial assessments, care planning and case management skills required.
  • Requires personal transportation, current state issued driver's license, good driving record and auto insurance as required by law.
  • A minimum of one year experience working with the frail or elderly. 

PREFERRED

Work Experience and Qualifications 

  • Three years or more of social work experience
Benefits

InnovAge is dedicated to empowering seniors to live independently, allowing them to age in their own homes and communities safely. InnovAge offers an alternative to nursing homes through its Program of All-inclusive Care for the Elderly (PACE), which provides enrolled seniors with customized healthcare and social support at PACE Adult Day Health Centers. These centers are staffed by medical professionals who are committed to creating personalized care plans for each participant. At InnovAge, our team members are our greatest asset and have a significant impact on the lives of our participants every day. When you join InnovAge, you'll work alongside talented, respectful, and passionate colleagues within a patient-centered care model.

InnovAge is committed to equal opportunity and affirmative action, and we strive to create a diverse and inclusive workplace. We consider all qualified candidates for employment without discrimination based on race, color, religion, sex, sexual orientation, gender identity/expression, national origin, disability, protected veteran status, pregnancy, or any other protected status. Salaries are determined by various factors such as qualifications, experience, and location, and do not include potential bonuses or benefits. Our extensive benefits package includes medical/dental/vision insurance, short and long-term disability, life insurance and AD&D, supplemental life insurance, flexible spending accounts, 401(k) savings, paid time off, and company-paid holidays.

Applicants are considered until the position is filled.

Posted Pay Range$60,000 - $75,000Additional Information

Compensation Disclaimer

The pay may vary depending on job related factors, such as work location, experience, knowledge, skills, education, certifications, training and internal equity.  InnovAge offers a comprehensive benefits package, which includes medical, dental, vision, 401(k) plan with company match, short and long-term disability, life insurance, supplemental life insurance, ADD, flexible spending account, paid time off and company paid holidays.

Attention Florida ApplicantsThis position requires a background screening through the Florida Care Provider Background Screening Clearinghouse.For more information, please visit the Clearinghouse Education and Awareness website:  https://info.flclearinghouse.com

Agency Disclaimer

InnovAge will not accept unsolicited resumes from search firms for this employment opportunity. Regardless of past practices, all candidates/resumes submitted by search firms to InnovAge by any means without a valid written search agreement in place for that position will be deemed the property of InnovAge and no fee will be paid in the event such candidate is hired by InnovAge.

Fraud Disclaimer

InnovAge is committed to maintaining a safe, transparent, and respectful hiring process for all candidates.

Please be aware that all legitimate email communication regarding InnovAge job opportunities will come exclusively from an email address ending in @innovage.com. 

At no point in our hiring process will InnovAge:

  • Request payment from candidates for equipment, background checks, onboarding, training, or any other employmentrelated purpose
  • Ask for financial information (such as bank account details) before a formal offer and onboarding process is completed through our official systems

If you receive a message claiming to represent InnovAge that does not align with the above, it may be fraudulent. We encourage you to exercise caution and refrain from engaging or sharing personal information.

If you believe you have been contacted by someone misrepresenting InnovAge, please report the activity to HRAnswers@innovage.com or apply directly through our official career site to ensure the opportunity is legitimate.

Your trust matters to us, and we appreciate your interest in joining InnovAge.

Employment Type: FULL_TIME

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