Financial Associate Jobs in Puerto Rico (NOW HIRING)

DECA Analytics, LLC is a Puerto Rico-based boutique advisory firm specializing in the unique business environment of Puerto Rico. Our mission is to provide unparalleled financial and operational guidance tailor-designed to navigate the complexities of doing business in Puerto Rico. Our process is centered on utilizing a holistic approach that combines quantitative analytics and our qualitative experience and key resources to streamline processes and maximize available monetary incentives.

Our approach is comprised of four core components:

1. Foundational Level: We implement the entire process of setting up a new operation or subsidiary within Puerto Rico, from entity formation to submitting all required filings and obtaining operating permits and licenses.

2. Government Incentives: We structure, negotiate, and secure Puerto Rico-specific Act 60 tax decrees and other government grant initiatives on behalf of our clients to ensure the maximum incentives are received.

3. Ongoing Compliance: We manage all ongoing incentives and operational compliance filings required for operating within Puerto Rico by the various governmental agencies.

4. Access to Capital: We provide access to affordable capital in the form of non-securities transactions encompassing Puerto Rico R&D or Hospitality Tax Credits, local and federal grants, and private or government-backed debt programs.

About the Role:

We are seeking a detail-oriented and motivated Financial Associate to join our team. In this critical role, you will support the financial operations of our organization, ensuring accuracy and compliance in all financial transactions. Your responsibilities will include analyzing financial data, preparing various reports, and assisting in the budgeting process to guide strategic decision-making. Will perform market research, analyze a company's financials, and build complex financial projections, etc. Collaborating with various departments, you will provide insights and recommendations based on financial performance, while maintaining an up-to-date understanding of financial regulations and best practices to mitigate risks. Your contributions will play a vital role in the overall financial health and sustainability of the organization.

Minimum Qualifications:

• Bachelor’s degree in Finance, Accounting, or a related field.

• Proven experience in financial analysis, corporate transactions, or investment banking. Candidates with prior experience in Investment Banking will be prioritized.

• Strong understanding of financial regulations and compliance standards.

Preferred Qualifications:

• Master’s degree in Finance or Business Administration.
• Professional certification such as CFA or CPA.
• Experience with financial software and tools, such as Excel, QuickBooks, or SAP.
• Prior experience in investment banking is prioritized.

Ideal Candidate Skills and Experience:

1. Complex Financial Modeling: Ability to create sophisticated financial models that support forecasting, valuation, budgeting, and decision-making. This includes proficiency in Excel and other financial modeling tools, as well as the capability to build models from scratch for different business scenarios.

2. Financial Statement Analysis: Expertise in analyzing financial statements (balance sheets, income statements, and cash flow statements) to assess company performance, financial health, and key metrics. This includes conducting ratio analysis, trend analysis, and benchmarking against industry peers.

3. Industry Research and Market Analysis: Experience conducting comprehensive industry and market research, including understanding market dynamics, competition, and economic factors. The ability to synthesize research findings into actionable insights for business strategy and investment decisions is critical.

4. Valuation and Investment Analysis: Strong understanding of various valuation methods, such as discounted cash flow (DCF), precedent transactions, and comparable company analysis. Experience with evaluating investment opportunities, assessing risk, and providing strategic recommendations.

5. Strategic Thinking and Problem-Solving: Ability to think critically and solve complex financial problems, often under tight deadlines. A strategic mindset is essential for developing financial models and conducting research that drives business decision-making.

6. Advanced Analytical Skills: Proficiency in data analysis and interpretation, including the ability to identify trends, patterns, and anomalies in financial and market data.

7. Attention to Detail and Accuracy: Strong attention to detail in financial analysis, ensuring that all data used in financial models is accurate, complete, and relevant. The ability to spot inconsistencies and potential issues is vital

Relocation Opportunities:

We welcome candidates seeking to relocate to Puerto Rico from the U.S. mainland.

Responsibilities:

1. Assist in the preparation and analysis of financial reports, including income statements, balance sheets, and cash flow statements.

   Support the budgeting process by gathering data, analyzing trends, and providing recommendations for cost management

2. Conduct financial statement analysis, including ratio analysis, trend analysis, and benchmarking against industry peers.

3. Perform market research and analyze the company’s financials to assess investment opportunities and provide strategic recommendations.

4. Build complex financial models that support forecasting, valuation, budgeting, and strategic decision-making.

5. Ensure compliance with financial regulations and internal policies through regular audits and reviews.

6. Collaborate with cross-functional teams to provide financial insights that support business decisions and strategic initiatives.

7. Maintain accurate financial records and documentation to facilitate transparency and accountability.

Skills:

The required skills for this position include strong analytical abilities, which are essential for interpreting financial data and identifying trends. Attention to detail is crucial, as the Financial Associate will be responsible for ensuring the accuracy of financial reports and compliance with regulations. Effective communication skills are necessary for collaborating with team members and presenting financial insights to stakeholders. Additionally, proficiency in financial software enhances the efficiency of data analysis and reporting processes. Preferred skills, such as advanced Excel capabilities and familiarity with financial modeling, will further enable the Financial Associate to contribute to strategic financial planning.

Join Us:

If you are passionate about finance, have a focus on corporate finance or transaction advisory, and want to contribute to the success of our organization, we invite you to apply for the Financial Associate position. Together, we can achieve financial excellence and drive strategic growth.

Compensation & Benefits:

At DECA Analytics we value every member of our Team and offer highly competitive compensation packages and benefits. For the role of Incentives Advisor, we would like to offer the following:

• Highly competitive base salary commensurate with experience level

• Health Insurance: 100.0% Premium Tier Care Policy to be paid by DECA Analytics

• Retirement Plan with $1 to $1 Employer Match up to 6%

• Continuing Educational Certifications & Fees: 100.0% paid by DECA Analytics to support ongoing license maintenance and growth within the role

For more information regarding DECA Analytics, please contact us at info@deca-analytics.com or visit us at www.deca-analytics.com.

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DECA Analytics, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.