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Fcra Jobs in Iowa (NOW HIRING)

GreenState Credit Union

VP Credit Risk Management

Clive, IA · On-site

$186K - $218K/yr

... FCRA. • Review and approve high-level, complex credit underwriting memorandums, including commercial real estate (CRE) and C&I loans. • Identify and mitigate risks associated with lending ...

GreenState Credit Union

VP Credit Risk Management

Clive, IA · On-site

$186K - $218K/yr

Maintain expert knowledge of, and ensure compliance with, regulations such as Ability to Repay/Qualified Mortgage (ATR/QM), Fair Lending (Reg B), Regulation 723, and FCRA. * Review and approve high ...

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Fcra information

What is an FCRA?

An FCRA job typically refers to roles related to the Foreign Contribution Regulation Act (FCRA) in India, which governs foreign donations to organizations and individuals. Professionals in these roles ensure compliance with FCRA regulations, manage foreign funding approvals, and maintain accurate records of contributions. They often work in NGOs, financial institutions, or government agencies to prevent misuse of foreign funds. Responsibilities may include handling documentation, conducting audits, and liaising with regulatory authorities.

What are typical challenges faced by an FCRA Compliance Specialist in their day-to-day work?

FCRA Compliance Specialists often encounter the challenge of staying current with frequently changing regulations and ensuring that company policies remain aligned with legal requirements. They must meticulously review and audit consumer reporting processes, respond to compliance inquiries, and manage documentation for investigations or disputes. Additionally, they frequently collaborate with legal teams, IT, and management to implement corrective actions. Effectively handling these challenges is essential to safeguard the organization from legal risks and to maintain consumer trust.

What are the key skills and qualifications needed to thrive in the FCRA position?

To thrive as an FCRA (Fair Credit Reporting Act) Compliance Specialist, you need a deep understanding of federal credit reporting laws, analytical skills, and careful attention to regulatory details, often supported by a background in compliance, law, or finance. Familiarity with compliance management software, audit tracking systems, and updated knowledge of federal and state legislation is typically required. Strong communication, problem-solving, and organizational skills help FCRA professionals navigate complex compliance issues and collaborate effectively across departments. These competencies are crucial to ensure organizations maintain legal compliance, minimize risk, and protect consumer data.

What job categories do people searching Fcra jobs in Iowa look for?

The top searched job categories for Fcra jobs in Iowa are:

Fcra jobs near you
Infographic showing various Fcra job openings in Iowa as of August 2026, with employment types broken down into 2% As Needed, 84% Full Time, 9% Part Time, 3% Temporary, 1% Contract, and 1% Nights. Highlights an 84% Physical, 6% Hybrid, and 10% Remote job distribution.

VP Credit Risk Management

Saige Partners

Des Moines, IA

Full-time

Posted 7 days ago

Job description

Job Description We strive to be Your Future, Your Solution to accelerate your career. Contact Erin Pals at epals@saigepartners.com, you can also schedule an appointment at https://calendly.com/epals-1/interiew-s to learn more about this opportunity. VP Credit Risk Management Our client is seeking a strategic and experienced Vice President of Credit Risk Management to lead the organization's credit underwriting function across Consumer, Mortgage, and Commercial lending portfolios

This executive leadership role is responsible for developing and executing underwriting strategies that optimize portfolio performance while effectively managing credit risk. The VP of Credit Risk Management will oversee underwriting operations, establish and maintain credit policies, guide complex credit decisions, ensure regulatory compliance, and partner with executive leadership to support sustainable growth and profitability. This is a Direct Hire role.

What you will be doing as a VP Credit Risk Management ... Strategic Leadership & Governance Develop and implement enterprise-wide credit underwriting strategies aligned with organizational risk appetite and growth objectives. Serve as a voting member of the Loan Committee, providing expertise on complex credit decisions

Establish, maintain, and enhance underwriting policies, procedures, and credit standards. Present portfolio performance, concentration risk, and emerging credit trends to executive leadership. Collaborate with Lending, Operations, Risk Analytics, Collections, Special Assets, and Legal to strengthen portfolio quality and maximize recoveries.

Credit Underwriting & Risk Oversight Lead underwriting teams responsible for Consumer, Mortgage, and Commercial lending. Ensure consistent, high-quality credit decisions while maintaining regulatory compliance. Review and approve complex commercial real estate (CRE) and commercial & industrial (C&I) credit requests.

Identify and mitigate risks related to fraud, collateral, portfolio concentrations, and underwriting practices. Maintain expertise in lending regulations including ATR/QM, Fair Lending (Reg B), Regulation 723, and the Fair Credit Reporting Act (FCRA). Portfolio Management Monitor portfolio performance through key credit metrics, including approval rates, booking trends, and automated decisioning performance.

Partner with cross-functional teams to improve underwriting efficiency, streamline workflows, and enhance the borrower experience. Recommend policy and process improvements based on portfolio trends and market conditions. Leadership Lead, mentor, and develop a team of managers, senior underwriters, credit officers, and analysts.

Foster a culture of accountability, collaboration, sound risk management, and continuous improvement. Build organizational capability through coaching and succession planning. Regulatory & Compliance Serve as the primary contact for regulatory examinations related to credit underwriting.

Ensure compliance with all applicable federal and state lending regulations. Lead corrective action plans and remediation efforts when necessary. Skills you ideally bring to the table as a VP Credit Risk Management ..

Required Bachelor's degree in Finance, Accounting, Economics, Business, or a related field. 10+ years of progressive credit underwriting leadership experience within a bank or credit union. 5+ years of leadership experience at the Director level or above.

Extensive experience underwriting Commercial (C&I and CRE), Mortgage, and Consumer lending products. Comprehensive knowledge of federal lending regulations, including ATR/QM, Regulation B, Regulation 723, and FCRA. Strong understanding of commercial and residential valuation methodologies and appraisal standards.

Experience with Loan Origination Systems (LOS), credit analytics tools, and Microsoft Office. Preferred Competencies Proven ability to develop enterprise-wide credit strategies that balance growth with prudent risk management. Strong financial analysis and credit modeling expertise.

Exceptional executive communication and presentation skills, including experience presenting to executive leadership and Boards. Ability to anticipate emerging market trends and evolving credit risks. Sound judgment and decision-making in a fast-paced, highly regulated financial environment.

Learn more about Saige Partners on Facebook or LinkedIn. Saige Partners, one of the fastest growing technology and talent companies in the Midwest, believes in people with a passion to help them succeed. We are in the business of helping professionals Build Careers, Not Jobs.

Saige Partners believes employees are the most valuable asset to building a thriving and successful company culture. Contact us to learn more about the opportunity below or check out other opportunities at https://careers.saigepartners.com/.

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