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Fcra Jobs in Delaware (NOW HIRING)

Bread Financial

Compliance Consultant

Wilmington, DE · Hybrid

$112K - $221K/yr

Certified Regulatory Compliance Manager (CRCM) * 5+ years with open End Consumer Credit Card Lending and Banking Compliance (Fair Lending, Regulation B/ECOA, TILA/Regulation Z, FCRA, and UDAAP), and ...

Mission Lane

Compliance Manager

Wilmington, DE · On-site +1

$129K - $140K/yr

Solid working knowledge of FCRA/Reg V, FDCPA/Reg F, ECOA/Reg B, UDAAP, SCRA, and Bankruptcy Code automatic stay provisions * Demonstrated ability to synthesize complex regulatory requirements and ...

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How much do fcra jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for fcra in Delaware is $30.76, according to ZipRecruiter salary data. Most workers in this role earn between $16.03 and $45.15 per hour, depending on experience, location, and employer.

What are the top 10 recession proof jobs?

Recession-proof jobs include roles in healthcare such as nurses and medical technicians, government positions, utility workers, and IT professionals. These jobs typically involve essential services, require specialized skills or certifications, and tend to experience steady demand even during economic downturns.

What jobs make $1,000,000 a year?

Jobs related to the Fair Credit Reporting Act (FCRA) typically do not pay $1,000,000 annually; high earnings in this field are usually associated with executive roles in large financial or credit reporting companies, such as chief compliance officers or senior legal counsel, often requiring extensive experience, specialized knowledge of credit laws, and leadership skills. Most professionals in this area earn significantly less, with top executives reaching high seven-figure salaries through bonuses and stock options.

What is a CCR job?

A CCR (Customer Care Representative) job involves handling customer inquiries, resolving issues, and providing support through phone, email, or chat. It requires strong communication skills, problem-solving abilities, and familiarity with customer service tools or CRM systems.

What is FCRA for employment?

FCRA (Fair Credit Reporting Act) for employment regulates how employers can use consumer credit reports and background checks during the hiring process. It requires employers to obtain written consent from applicants and provide notice if adverse actions are taken based on the report. Compliance ensures fair and lawful use of background information in employment decisions.

What is an FCRA job?

An FCRA job typically refers to roles related to the Foreign Contribution Regulation Act (FCRA) in India, which governs foreign donations to organizations and individuals. Professionals in these roles ensure compliance with FCRA regulations, manage foreign funding approvals, and maintain accurate records of contributions. They often work in NGOs, financial institutions, or government agencies to prevent misuse of foreign funds. Responsibilities may include handling documentation, conducting audits, and liaising with regulatory authorities.

What are typical challenges faced by an FCRA Compliance Specialist in their day-to-day work?

FCRA Compliance Specialists often encounter the challenge of staying current with frequently changing regulations and ensuring that company policies remain aligned with legal requirements. They must meticulously review and audit consumer reporting processes, respond to compliance inquiries, and manage documentation for investigations or disputes. Additionally, they frequently collaborate with legal teams, IT, and management to implement corrective actions. Effectively handling these challenges is essential to safeguard the organization from legal risks and to maintain consumer trust.

What are the key skills and qualifications needed to thrive in the Fcra position, and why are they important?

To thrive as an FCRA (Fair Credit Reporting Act) Compliance Specialist, you need a deep understanding of federal credit reporting laws, analytical skills, and careful attention to regulatory details, often supported by a background in compliance, law, or finance. Familiarity with compliance management software, audit tracking systems, and updated knowledge of federal and state legislation is typically required. Strong communication, problem-solving, and organizational skills help FCRA professionals navigate complex compliance issues and collaborate effectively across departments. These competencies are crucial to ensure organizations maintain legal compliance, minimize risk, and protect consumer data.

What are the most commonly searched types of Fcra jobs in Delaware? The most popular types of Fcra jobs in Delaware are:
What are popular job titles related to Fcra jobs in Delaware? For Fcra jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Fcra jobs in Delaware look for? The top searched job categories for Fcra jobs in Delaware are:
What cities in Delaware are hiring for Fcra jobs? Cities in Delaware with the most Fcra job openings:
Fcra jobs near you
Infographic showing various Fcra job openings in Delaware as of July 2026, with employment types broken down into 1% As Needed, 83% Full Time, 8% Part Time, 7% Temporary, and 1% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $63,973 per year, or $30.8 per hour.
Director, Credit Risk Oversight - Consumer Lending (2nd Line of Defense)

Director, Credit Risk Oversight - Consumer Lending (2nd Line of Defense)

Best Egg

Wilmington, DE

$125K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 15 days ago

Job description

Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution-working together to create a better financial future for our customers and communities.


At Best Egg, you'll find a culture grounded in our core values-putting people first, creating clarity, delivering with excellence -enhanced by Barclays' commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people's financial lives.


With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization-while continuing to build the products and experiences that make Best Egg unique.


We're looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us.


We're proud to be an equal opportunity employer committed to building a diverse and inclusive team.


About the Role

We are seeking an experienced Director of Credit Risk Oversight to join our Second Line of Defense (2LOD) supporting unsecured and secured personal loan products. This role will provide independent oversight, governance, and credible challenge across credit underwriting, pricing, loan amount, portfolio performance, credit policy governance, and risk appetite.

This individual will play a critical role in ensuring that credit strategy and growth initiatives are aligned with the company's risk appetite, regulatory expectations, and sound risk management practices.

Key Responsibilities:

Credit Risk Oversight & Governance

  • Provide independent 2LOD oversight and challenge of credit underwriting, loan amount/credit exposure, pricing, and portfolio performance strategies
  •  Ensure effective governance frameworks are in place for credit decisioning, strategy changes, documentation, and reporting

Portfolio Monitoring & Risk Analytics

  • Monitor portfolio performance across originations, vintages, and customer segments
  • Identify emerging risks, evolving trends, and portfolio concentration opportunities
  • Evaluate impacts of strategy changes on approval rates, credit quality, and profitability

 Marketing & Growth Strategy Oversight

  • Understanding of marketing and growth strategies impacts to ensure alignment with credit risk appetite and portfolio objectives
  • Review expansion strategies (e.g., new segments, channels, or products) for risk implications

Regulatory & Compliance Oversight

  • Ensure adherence to applicable consumer lending and fair lending regulations (e.g., ECOA/Reg B, FCRA, UDAAP, etc.)
  • Provide effective challenge on fair lending risk, model bias, and disparate impact considerations
  • Support regulatory exams, internal audits, and issue remediation

Risk Reporting & Governance

  • Develop and maintain credit risk reporting, insights, and dashboards  
  • Escalate material risks, control gaps, or model concerns in a timely manner

Change Management & Innovation

  • Provide oversight of new credit strategies, model deployments, and product launches
  • Ensure appropriate risk assessment and governance for FinTech-driven innovations (e.g., alternative data, AI/ML models)
  • Support ongoing enhancement of credit risk frameworks and controls
Qualifications:

Required Experience

  • 10+ years of experience in credit risk management, underwriting, or portfolio risk within consumer lending
  • Direct experience managing or overseeing first or second line of defense credit risk functions required
  • Experience in 2LOD, model risk, validation, or audit, or strong exposure to independent oversight functions
  • Deep understanding of credit risk models and decision strategies
  • Proven experience analyzing portfolio performance and credit trends

Preferred Experience

  • Experience in a FinTech and/or regulated banking environment  
  • Exposure to digital lending, alternative data, or advanced analytics/ML models

Regulatory Knowledge

  • Strong knowledge of consumer lending regulations, including:
    • ECOA / Regulation B (fair lending)
    • FCRA
    • UDAAP
  • Experience in addressing fair lending and model governance risks preferred
Skills & Competencies
  • Strong risk and control mindset with ability to provide independent, credible challenge
  • Advanced analytical and quantitative skills
  • Ability to connect credit strategy decisions to portfolio outcomes and risk appetite
  • Excellent communication and stakeholder management
  • Ability to operate effectively in a fast-paced, data-driven FinTech environment
  • Willingness to adapt to a fast-paced environment and adjust priorities accordingly
$125,000 - $150,000 a year
Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
       Pre-tax and post-tax retirement savings plans with a competitive company matching
program
       Generous paid time-off plans including vacation, personal/sick time, paid short--
term and long-term disability leaves, paid parental leave, and paid company
holidays
       Multiple health care plans to choose from, including dental and vision options
       Flexible Spending Plans for Health Care, Dependent Care, and Health
Reimbursement Accounts
       Company-paid benefits such as life insurance, wellness platforms, employee
assistance programs, and Health Advocate programs
       Other great discounted benefits include identity theft protection, pet insurance,
fitness center reimbursements, and many more!
 
 
In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy  here 
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