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Farm Ranch Insurance Jobs in Charlotte, NC (NOW HIRING)

Farm Ranch Insurance information

See Charlotte, NC salary details

$10

$18

$23

How much do farm ranch insurance jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for farm ranch insurance in Charlotte, NC is $18.12, according to ZipRecruiter salary data. Most workers in this role earn between $14.09 and $18.80 per hour, depending on experience, location, and employer.

What are some common challenges faced by professionals in farm ranch insurance, and how can applicants prepare for them?

Professionals in Farm Ranch Insurance often encounter challenges related to assessing diverse agricultural risks, understanding specialized coverage needs, and keeping up with evolving regulations. Applicants should be prepared to work closely with farmers and ranchers to tailor policies that address unique exposures, such as weather events, livestock disease, and equipment loss. Strong communication skills and a willingness to stay updated on agricultural trends and insurance products are essential for success in this field.

What is the difference between Farm Ranch Insurance vs Agricultural Insurance Agent?

AspectFarm Ranch InsuranceAgricultural Insurance Agent
CredentialsInsurance license, knowledge of farm/ranch policiesInsurance license, specialized in agricultural policies
Work EnvironmentRural farms, ranches, agricultural businessesOffices, field visits to farms and agricultural sites
Employer & IndustryInsurance companies serving farm and ranch clientsInsurance agencies focusing on agricultural clients
Search & Comparison IntentUnderstanding farm/ranch coverage options and policiesFinding agents specializing in agricultural insurance

Farm Ranch Insurance primarily focuses on providing coverage tailored to farms and ranches, including livestock, equipment, and property. Agricultural Insurance Agents, on the other hand, are licensed professionals who sell and advise on various agricultural insurance policies. While both roles serve the agricultural sector, Farm Ranch Insurance is more about the policies themselves, whereas Agricultural Insurance Agents are the professionals offering those policies.

What are the key skills and qualifications needed to thrive as a farm ranch insurance agent?

To thrive as a Farm Ranch Insurance Agent, you need a comprehensive understanding of agricultural operations, risk assessment, and relevant insurance products, usually supported by a state insurance license. Familiarity with insurance management software, quoting systems, and regulatory compliance tools is essential. Strong interpersonal skills, problem-solving abilities, and attention to detail help build trust with clients and tailor coverage to unique farm and ranch needs. These competencies are crucial for ensuring clients are properly protected and for building long-term relationships in a specialized insurance market.

What is farm ranch insurance?

Farm and ranch insurance is a type of policy designed to protect agricultural businesses, including family farms and commercial ranches, from a variety of risks. This insurance typically covers property such as homes, barns, equipment, and livestock, as well as liability for accidents or injuries that occur on the property. It can be customized to fit the unique needs of each operation, helping farmers and ranchers recover financially from losses due to disasters, theft, or unforeseen events. Many policies also offer coverage for lost income and additional living expenses if a covered event disrupts normal operations.
Infographic showing various Farm Ranch Insurance job openings in Charlotte, NC as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $37,683 per year, or $18.1 per hour.

Commercial Business Development Executive (NC & SC) (Primarily Field)

American Family Mutual Insurance Company

Charlotte, NC • On-site, Remote

$99K - $167K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago


Job description

As the North Carolina, South Carolina Commercial Business Development Executive with American Family Insurance, you will build relationships and connections with a select core of current and prospect "high growth potential agencies" within a geographic territory representing commercial lines products.
In this primarily field-based role, you will spend 80% of your time (4+ days per week) working in either North Carolina or South Carolina, directly interacting with customers, Agents, and Agency Staff. On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, training, and culture events.
You will report to the Director, Regional Sales.
Position Compensation Range:
$99,000.00 - $167,000.00
Pay Rate Type:
Salary
Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.
Primary Accountabilities:
  • You will prospect and appoint agents with the overall regional strategy for the expansion of distribution outlets.
  • You will utilize market analytics to assess geographic territory to identify prospective and current customers with highest growth potential.
  • You will appoint new customers based on book transfer or significant flow potential.
  • You will identify vulnerable competitors within assigned agency plant to leverage book roll and or book thinning opportunities.
  • You will build detailed business plans for assigned agents.
  • You will determine appropriate visitation and establish an agreed to contact schedule for assigned agents based upon book transfer and significant flow opportunities.
  • You will possess a strong knowledge of the territory and the region including agency, competitor, demographics and economic trends
  • You will be responsible for 30 in-person and 12 virtual agent visits/month

Specialized Knowledge & Skills Requirements:
  • Proven experience developing business across the territory, leveraging deep knowledge of regional market dynamics-including independent agency landscapes, competitor positioning, customer demographics, and local economic trends-to identify and prospect commercial lines growth opportunities.
  • Ability to develop and maintain strong working relationships at all levels.
  • Excellent written, verbal and interpersonal skills.
  • Ability to navigate an organization and leverage relationships.
  • Demonstrate resiliency.
  • Strong knowledge of business process improvement methodologies and techniques.
  • Ability to multi-task and prioritize and work independently.
  • Commercial lines and farm/ranch insurance experience.

Licenses
• Not Applicable.
Travel Requirements
• Up to 40%.
Physical Requirements
• Work that primarily involves sitting/standing.
Working Conditions
• Not Applicable.
Additional Information
  • To ensure a strong start, all employees participate in our New Employee Orientation during their first week. This experience is held in person at our Madison, WI Headquarters or one of our AmFam core locations to help you connect with our mission, meet key team members and build relationships that support your growth. At times, sessions may be delivered virtually based on scheduling and availability.
  • Offer to selected candidate will be made contingent on the results of applicable background checks
  • Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions
  • Sponsorship will not be considered for this position unless specified in the posting

In this primarily field role, you will work out of your home and in the field in North Carolina and South Carolina.
We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.
We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.
American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email AskHR@AmFam.com to request a reasonable accommodation.
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