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Entry Level Underwriting Jobs in Kentucky (NOW HIRING)

InsuraTec

Sales Representative (Remote)

Paducah, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Louisville, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Henderson, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Glasgow, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Owensboro, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Erlanger, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Radcliff, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Burlington, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Winchester, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Newport, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Alexandria, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Frankfort, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Berea, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

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All JobsUnderwriting JobsEntry Level Underwriting JobsEntry Level Underwriting Jobs in Kentucky

Entry Level Underwriting information

See Kentucky salary details

$11

$19

$28

How much do entry level underwriting jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for entry level underwriting in Kentucky is $19.76, according to ZipRecruiter salary data. Most workers in this role earn between $16.30 and $22.36 per hour, depending on experience, location, and employer.

What is an entry level underwriter?

Entry level underwriters are professionals who evaluate and analyze the risks involved in insuring people and assets for insurance companies, typically at the beginning stages of their careers. They review applications, gather information, and help determine whether to provide insurance coverage and at what terms. Entry level underwriters usually work under the supervision of more experienced underwriters and may specialize in areas like auto, health, life, or property insurance. They use guidelines and company policies to assess risk while learning the fundamentals of underwriting and insurance operations.

What skills and qualifications are needed to thrive as an entry level underwriter?

To thrive as an Entry Level Underwriter, you need strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically important, along with any relevant insurance certifications. Effective communication, organization, and problem-solving skills help you stand out by enabling clear documentation and teamwork. These skills are essential for accurately evaluating risk, ensuring policy compliance, and supporting sound decision-making in underwriting processes.

What are common challenges faced by entry level underwriters, and how can they be addressed?

Entry-level underwriters often face challenges such as understanding complex risk assessment criteria, adapting to changing regulatory requirements, and managing a high volume of applications efficiently. To overcome these challenges, it's helpful to actively seek mentorship from experienced colleagues, take advantage of on-the-job training, and regularly review company guidelines and industry updates. Building strong analytical and communication skills also helps entry-level underwriters collaborate effectively with senior staff and other departments, such as sales and claims.

What is the difference between Entry Level Underwriting vs Insurance Underwriter?

AspectEntry Level UnderwritingInsurance Underwriter
CredentialsHigh school diploma or bachelor's degree; often no certification requiredSame as entry level; some roles may prefer or require certifications like CPCU
Work EnvironmentOffice setting, collaborative teams, supervised tasksOffice-based, independent decision-making, industry-specific
Employer & Industry UsageInsurance companies, brokers, agenciesInsurance companies, reinsurance firms, brokers
Common Search & ComparisonYesYes

Entry Level Underwriting and Insurance Underwriter roles share similar credentials and work environments, with the main difference being experience level. Entry level positions are ideal for newcomers, while insurance underwriters may have more experience or specialized knowledge. Both roles are essential in the insurance industry, focusing on assessing risk and determining policy terms.

How much do entry level underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on location, industry, and company size. Starting salaries may increase with relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), and experience with underwriting software and risk assessment.

How to get a job as an entry level underwriting with no experience?

Entry level underwriting positions often require strong analytical skills, attention to detail, and basic knowledge of insurance or finance. Candidates can improve their chances by obtaining relevant certifications such as the CPCU or completing online courses, gaining related internship experience, and demonstrating proficiency with computer software like Excel. Networking and applying to entry-level roles that offer on-the-job training can also help break into the field.

Is it hard to get a job in entry level underwriting?

Entry level underwriting positions are generally accessible to candidates with a relevant degree, such as in finance or business, and good analytical skills. Competition can vary depending on the region and industry demand, but gaining certifications like the Chartered Insurance Professional (CIP) can improve chances. Strong attention to detail and familiarity with underwriting software are also beneficial for securing these roles.

What are the most commonly searched types of Underwriting jobs in Kentucky?

The most popular types of Underwriting jobs in Kentucky are:

What are popular job titles related to Entry Level Underwriting jobs in Kentucky?

For Entry Level Underwriting jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Entry Level Underwriting jobs in Kentucky look for?

The top searched job categories for Entry Level Underwriting jobs in Kentucky are:

What cities in Kentucky are hiring for Entry Level Underwriting jobs?

Cities in Kentucky with the most Entry Level Underwriting job openings:

Entry Level Underwriting jobs near you
Infographic showing various Entry Level Underwriting job openings in Kentucky as of August 2026, with employment types broken down into 90% Full Time, 7% Part Time, and 3% Contract. Highlights an 78% Physical, 7% Hybrid, and 15% Remote job distribution, with an average salary of $41,102 per year, or $19.8 per hour.

Entry Level Sales | WFH

Elizabethtown, KY • On-site

Spieldenner Financial Group
Finance and Insurance • 51 - 200 employees
Learn more about Spieldenner Financial Groupexternal

$10K - $20K/wk

Contractor

Posted 4 days ago

Job description

Spieldenner Financial Group is expanding and looking for driven, self-starting individuals who want to build a meaningful career while helping families protect what matters most-their income.
This opportunity is ideal for individuals who value flexibility, mentorship, and a system designed to support long-term success. Whether you're experienced or new to the industry, we provide the training and guidance needed to compete at a high level.
What You'll Do
Connect with Clients (6-8 hrs/week)
Reach out to individuals who have already expressed interest in coverage and schedule appointments to review their needs.
Prepare Personalized Solutions (4-5 hrs/week)
Analyze client information to tailor mortgage protection options that align with their financial goals and family needs.
Meet & Advise (2 days/week)
Conduct virtual or in-person consultations (your choice) to educate clients, walk them through coverage options, and assist with applications.
Manage Follow-Up (2 hrs/week)
Coordinate with insurance carriers and support clients through the underwriting process to ensure a smooth experience.
Who We're Looking For
  • Self-motivated and coachable individuals
  • Strong work ethic and desire to grow
  • Comfortable working independently
  • Positive mindset and willingness to learn

No prior experience required-we focus on attitude, discipline, and commitment.
Flexible Work Options
We believe success shouldn't come at the expense of your personal life. Choose the schedule that fits your goals:
  • Spare Time (4-8 hrs/week): $500-$2,000/month potential*
  • Part-Time (8-25 hrs/week): $2,000-$5,000/month potential*
  • Full-Time (25-50 hrs/week): $10,000-$20,000+/month potential*
Why Spieldenner Financial Group?
  • Comprehensive training and ongoing mentorship
  • Proven systems and lead support
  • Fully remote, flexible work environment
  • Growth-focused culture with advancement opportunities

If you're looking for a career where your effort directly impacts your income and your schedule, we encourage you to apply and learn more.
Important Disclaimer:
No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will depend on factors including your effort, ability to follow training and systems, engagement with leads, and client needs in your area.

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