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Entry Level Underwriter Jobs in Rutherford, NJ (NOW HIRING)

RSM

Senior Associate, Risk Consulting (Insurance)

Bronx, NY

$15.50 - $18.75/hr

... underwriting specialist, management consultant with a minimum of 1 year at a public accounting or ... RSM does not intend to hire entry level candidates who will require sponsorship now OR in the ...

Symmetry

Remote Work Sales Agent

Newark, NJ · Remote

$180K/yr

We are currently looking for representatives ranging from entry level to experienced professionals ... Full-time underwriters write about 4-10 applications per week. * Our part-time agents who follow ...

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All JobsUnderwriter JobsEntry Level Underwriter JobsEntry Level Underwriter Jobs in Rutherford, NJ

Entry Level Underwriter information

See Rutherford, NJ salary details

$33.1K

$80.4K

$142.2K

How much do entry level underwriter jobs pay per year?

As of Jun 12, 2026, the average yearly pay for entry level underwriter in Rutherford, NJ is $80,411.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,200.00 and $88,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

What Does an Entry-Level Underwriter Do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What does an entry level underwriter do?

An entry level underwriter evaluates loan, insurance, or mortgage applications to determine the risk of insuring a client or approving a loan. They review documents, verify information, and use guidelines set by their company to make decisions. Typically, they work under the supervision of senior underwriters and receive on-the-job training to learn about risk assessment, industry regulations, and company policies. Entry level underwriters play a vital role in helping financial institutions minimize risk while providing services to clients.
More about Entry Level Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Rutherford, NJ? The most popular types of Underwriter jobs in Rutherford, NJ are:
What cities near Rutherford, NJ are hiring for Entry Level Underwriter jobs? Cities near Rutherford, NJ with the most Entry Level Underwriter job openings:
Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in Rutherford, NJ as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $80,411 per year, or $38.7 per hour.
Bilingual (Spanish) Insurance Sales Professional State Farm Agent Team

Bilingual (Spanish) Insurance Sales Professional State Farm Agent Team

Ronald Demyers Sr Agency, Inc

Montclair, NJ • On-site

$45K - $85K/yr

Full-time

Life, PTO

Posted 18 days ago

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Job description

POSITION TYPE: Full-Time | In-Office Only
OFFICE LOCATIONS (IN-OFFICE POSITION):
• 119 Grove Street, Montclair, NJ (or)
• 570 Broad Street, Newark, NJ
Remote or hybrid work is not available for this role.
COMPENSATION:
Base salary plus earned commissions and performance-based incentives ($45,000 to $85,000 Total Comp)
POSITION OVERVIEW:
The Ronald Demyers Sr. State Farm Agency is seeking a high-performing, bilingual (Spanish-speaking) insurance sales professional with a proven sales background. This is a results-driven, metrics-focused role designed for experienced insurance and life insurance professionals who thrive in a fast-paced, accountable environment.
This is not an entry-level position. Only candidates who possess the required background, licensing, and experience should apply.
CORE RESPONSIBILITIES:
• Proactively sell State Farm Auto, Home, Renters, and Life Insurance products
• Handle high-volume inbound and outbound sales calls
• Conduct needs-based consultations and close new business
• Perform coverage reviews to drive cross-sell and upsell opportunities
• Retain and grow existing customer relationships
• Maintain accurate, compliant client records
• Fully own pipeline management and follow-up activity
• Adhere to State Farm underwriting, compliance, and agency standards
WEEKLY KEY PERFORMANCE INDICATORS (KPIs):
• 150–225 outbound calls per week
• 4 – 8 new P&C policies written per week
• 10–20% close rate on qualified leads
• 1–2 life insurance applications per week (strongly encouraged and incentivized)
• 1.5–2+ policies per household
• Strong retention, documentation accuracy, and compliance
REQUIRED QUALIFICATIONS (NON-NEGOTIABLE):
• Active Property & Casualty Insurance License
• Fluent in Spanish and English (spoken and written)
• Minimum of 3 years of insurance, life insurance, or professional sales experience
• Proven track record of meeting or exceeding sales goals
• Strong phone presence and objection-handling skills
• Comfortable in a quota-driven, performance-tracked environment
STRONGLY PREFERRED:
• Previous life insurance professionals strongly encouraged to apply
• Active or prior Life & Health Insurance License
• Prior State Farm agency experience
• Background in insurance, financial services, or call-center sales

Company Description

We promote a culture of learning and execution (Each one - Teach One) All members of our team train, Work well together, and offer support. Fun loving, results focused team.