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Entry Level Underwriter Jobs in Lexington, SC (NOW HIRING)

Auto-Owners Insurance

Entry Level Underwriter

Columbia, SC · On-site

$52 - $68/hr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

InsuraTec

Sales Representative (Remote)

Columbia, SC · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Red Bank, SC · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Irmo, SC · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Columbia, SC · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Lexington, SC · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Columbia, SC · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Lexington, SC · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Cayce, SC · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

All JobsUnderwriter JobsEntry Level Underwriter JobsEntry Level Underwriter Jobs in Lexington, SC

Entry Level Underwriter information

See Lexington, SC salary details

$27.8K

$67.5K

$119.4K

How much do entry level underwriter jobs pay per year?

As of Sep 6, 2026, the average yearly pay for entry level underwriter in Lexington, SC is $67,517.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,200.00 and $74,500.00 per year, depending on experience, location, and employer.

What does an entry level underwriter do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an entry level underwriter?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

Can I become an entry level underwriter with no experience?

Entry level underwriters typically do not require prior experience, as they often receive on-the-job training and may have a background in finance, mathematics, or related fields. Strong analytical skills, attention to detail, and familiarity with underwriting software can help candidates succeed in this role.

How to get started as an entry level underwriter?

To start as an entry-level underwriter, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and communication skills. Gaining familiarity with underwriting software and obtaining relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Entry-level underwriters often begin by assisting experienced underwriters and learning industry standards through on-the-job training.

Is underwriting easy to get into?

Entry level underwriting positions are generally accessible to candidates with a high school diploma or bachelor's degree, and some employers may prefer candidates with basic knowledge of finance or insurance. While prior experience is not always required, strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of entry. The role often involves on-the-job training and may require passing industry-specific certifications over time.
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Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in Lexington, SC as of August 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 72% Physical, 10% Hybrid, and 18% Remote job distribution, with an average salary of $67,517 per year, or $32.5 per hour.

Entry Level Underwriter

Auto Owners Insurance Company

Columbia, SC • Hybrid

Full-time

Retirement, PTO

Re-posted 8 days ago

Key responsibilities

  • Learn and apply insurance coverages, rules, and guidelines to make underwriting decisions.

  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements.

  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.

Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

23rd of 315 rated insurance

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquires a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience

  • Bachelor's degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

#LI-AT1 #LI-Hybrid

What Auto-Owners Insurance employees say

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