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Entry Level Risk Jobs in Rhode Island (NOW HIRING)

What is a Salesperson? Entry level sales position capable of supporting the DIY business and ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

What is a Salesperson? Entry level sales position capable of supporting the DIY business and ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

Store Driver

North Kingstown, RI

$15.25 - $18.75/hr

What is a Store Driver? Entry level store position capable of supporting delivery of parts to ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

What is a Salesperson? Entry level sales position capable of supporting the DIY business and ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

What is a Salesperson? Entry level sales position capable of supporting the DIY business and ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

What is a Salesperson? Entry level sales position capable of supporting the DIY business and ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

What is a Salesperson? Entry level sales position capable of supporting the DIY business and ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

What is a Salesperson? Entry level sales position capable of supporting the DIY business and ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

What is a Salesperson? Entry level sales position capable of supporting the DIY business and ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

What is a Salesperson? Entry level sales position capable of supporting the DIY business and ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

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Entry Level Risk information

How to become a risk analyst with no experience?

To become a risk analyst with no experience, focus on gaining relevant skills such as data analysis, Excel, and understanding financial or operational risks through online courses or certifications like FRM or CAP. Entry-level positions often require a bachelor's degree in finance, economics, or related fields, and internships or volunteer work can help build practical experience. Developing strong analytical, communication, and problem-solving skills is also essential for entry into the field.

What are some typical challenges faced by entry-level risk professionals, and how can they effectively overcome them?

Entry-level risk professionals often face the challenge of quickly understanding complex regulatory frameworks and internal risk management processes. Navigating large sets of data and learning to identify key risk indicators can also be daunting. To overcome these challenges, new hires should actively seek mentorship from experienced team members, participate in available training programs, and regularly review industry best practices. Building strong communication skills is also essential, as risk teams frequently collaborate with departments like compliance, audit, and operations.

What is an entry-level safety job?

An entry-level safety job involves supporting workplace safety programs, conducting safety inspections, and ensuring compliance with safety regulations. These roles often require basic knowledge of safety protocols, attention to detail, and may involve using safety equipment or tools. Certifications like OSHA 10 or OSHA 30 can be beneficial for these positions.

What are the key skills and qualifications needed to thrive as an Entry Level Risk Analyst, and why are they important?

To thrive as an Entry Level Risk Analyst, you typically need a bachelor's degree in finance, economics, statistics, or a related field, along with strong analytical and quantitative skills. Familiarity with risk assessment tools, Microsoft Excel, and data analysis software such as SAS or Python is highly valuable. Attention to detail, critical thinking, and effective communication are standout soft skills in this role. These competencies are essential for accurately identifying, evaluating, and communicating potential risks to help organizations make informed decisions.

What are entry level risk jobs?

Entry level risk jobs are positions designed for individuals who are new to the field of risk management, often recent graduates or those with minimal work experience. These roles typically involve assisting with the identification, assessment, and mitigation of risks within an organization, such as financial, operational, or compliance risks. Entry level risk professionals may work in industries like banking, insurance, or consulting and are often responsible for data analysis, preparing reports, and supporting senior risk analysts or managers. These roles provide foundational experience and training for advancing in a risk management career.

How to start a career in risk management?

To start a career in risk management, gain a bachelor's degree in finance, economics, or a related field, and develop skills in data analysis, problem-solving, and attention to detail. Entry-level roles often require familiarity with risk assessment tools and certifications such as the Financial Risk Manager (FRM) or Certified Risk Manager (CRM). Internships or related experience can also help build practical knowledge in identifying and mitigating risks across industries.

Is risk analyst an entry-level job?

A risk analyst position is often available at entry-level, especially for candidates with a bachelor's degree in finance, economics, or related fields. Entry-level risk analysts typically perform data analysis, use risk management software, and may pursue certifications like FRM or CRM to advance in the field.
What are the most commonly searched types of Risk jobs in Rhode Island? The most popular types of Risk jobs in Rhode Island are:
Infographic showing various Entry Level Risk job openings in Rhode Island as of June 2026, with employment types broken down into 2% As Needed, 75% Full Time, 12% Part Time, 1% Temporary, 9% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution.

Associate Mortgage Loan Specialist

NC SECU

Smithfield, RI

Full-time

Posted 4 days ago


Job description

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!

Entry level real estate lending position with focus on development and training. The Associate Mortgage Loan Specialist position is responsible for obtaining the required knowledge and experience needed to guide current and prospective members through the real estate loan application process.

Duties

  • Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process.
  • Assess, underwrite, and make recommendations for decision on loan applications considering applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk. Communicate approval or denial decisions to members in a clear and professional manner.
  • Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions.
  • Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance when needed.
  • Seek guidance for complex lending situations and approval authority from an MLS or above.
  • Proactively stay updated on market trends, interest rates, and changes in lending policies and regulations to provide members with accurate and timely information.
  • Assist membership with servicing of existing mortgage and home equity loans.
  • Follow up with prequalified applicants and on other leads in a timely and effective manner.
  • Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term and market conditions.
  • Successful completion of Consumer Lending Program courses and subsequent exam is required. After completion and proficiency shown, granted initial lending limits (Tier 1) with SVP recommendation.
  • Coordinate member engagement with the Real Estate Lending Processing Center within Loan Administration.
  • Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance.
  • Educate members on available services and make referrals for other Credit Union products and services based on their needs.
  • Ensure well documented, easy to review loan application history notes within the Loan Origination System.
  • Work with Lending Contact Center to provide assistance with mortgage lending calls when needed.
  • Support branch employees with all real estate related needs and ensuring employees have the information needed to be comfortable referring all potential applicants to discuss mortgage lending opportunities.
  • Work various contact and follow-up reports to cultivate member engagement throughout the home buying process and make SECU their lender of choice.
  • Assist as needed with community engagement by meeting with realtors and other third parties as well as attending community events to build and maintain mortgage loan volume.
  • Consumer unsecured lending as assigned.
  • Answer phone and perform other clerical duties as needed.
  • Complete additional tasks as assigned by management.
  • Participate in additional training and continuing education to enhance knowledge of mortgage originations.

Requirements

  • Must have high school diploma or GED equivalent.
    • Preferred - bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP).
  • Attend Excel and Elevate - New Employee Training (E&E).
  • Real Estate Lending Program (RELP) completed within 6 months.
    • The following 10 Core Modules will be completed after E&E and subsequent training sessions:
      • Checking Accounts
      • Member Eligibility
      • Money Market Share Accounts
      • SECU Policies Overview
      • Share Accounts
      • Lending Overview
      • NCUA Coverage
      • Cooperative Principles
      • Online Services
      • We Are SECU!
    • Additional Modules Required:
      • SECU's Member-Facing Websites
      • Branch Security Measures
      • Account Titling & Designations
      • Funds Transfer
      • Member Identification
      • Check Acceptance
      • MARGO Platform
      • Account and Profile Maintenance
      • Advances
      • Safe Deposit Boxes
  • Previous SECU and/or lending experience preferred.
  • Minimum tier one lending limits assigned at this level.
  • Completion of all requirements of the Associate MSO position preferred, but at a minimum must learn the following quick actionable items:
    • Notaries
    • Safe deposit box entrance
    • Opening and closing of the branch
    • Front desk duties
    • Other dual control assistance as needed.
    • Approving Wires and Cashier's Checks
  • Must possess the highest level of integrity and objectivity.
  • Must possess excellent communication skills, both verbal and written.
  • Must be able to communicate with SECU personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc.
  • Must have strong networking and relationship development skills.
  • Meets compliance and regulatory standards.
  • Makes lending decisions consistent with SECU loan policies.
  • Has or is eligible to be registered as an active MLO with the NMLS.
  • Must be organized and meticulous.
  • Must be willing to engage in ongoing training and professional development.
  • Must have basic computer skills with an ability to learn more complex software for processing of applications and completing loan servicing.
  • Has completed all required quarterly training courses & other training assigned by management.
  • Consistently demonstrates SECU's Core Values.
  • Recommendation of VP/SVP for advancement to this level.
  • Must be able to speak and write English fluently.
  • Must understand and be dedicated to the Credit Union philosophy and work ethic.
  • Must adhere to the work schedule and attendance policies established by the Credit Union.
  • Must complete the Credit Union's Core Module Program within 12 months of hire date as a condition of employment.

Job Environment

  • Office setting with physical proximity to other employees and members.
  • Some background noise from other employees, copy machine, and telephone.
  • Some local travel may be required.

Physical Demands

  • Must be able to comprehend and carry out job requirements.
  • Job requires a substantial amount of sitting.
  • Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
  • Use hands and fingers to press telephone keypad and lift telephone receiver.
  • Answer and operate a telephone.
  • Lift up to 10-15 lbs.

SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.

Disclaimer

State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.