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Entry Level Risk Jobs in Maryland (NOW HIRING)

RCC Associate Underwriter

Baltimore, MD · On-site

$28.60 - $47.66/hr

... RCC's risk appetite and our lending partners. Primary Responsibilities: * Provide entry level analytical support on a wide variety of assignments including market research, review of property ...

Fine motor coordination, depth perception, and ability to hear equipment from a distance Because of potential exposure to bloodborne pathogens (risk level 1), 90% of work tasks require prolonged ...

Fine motor coordination, depth perception, and ability to hear equipment from a distance Because of potential exposure to bloodborne pathogens (risk level 1), 90% of work tasks require prolonged ...

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Entry Level Risk information

What are some typical challenges faced by entry-level risk professionals, and how can they effectively overcome them?

Entry-level risk professionals often face the challenge of quickly understanding complex regulatory frameworks and internal risk management processes. Navigating large sets of data and learning to identify key risk indicators can also be daunting. To overcome these challenges, new hires should actively seek mentorship from experienced team members, participate in available training programs, and regularly review industry best practices. Building strong communication skills is also essential, as risk teams frequently collaborate with departments like compliance, audit, and operations.

What are the key skills and qualifications needed to thrive as an Entry Level Risk Analyst, and why are they important?

To thrive as an Entry Level Risk Analyst, you typically need a bachelor's degree in finance, economics, statistics, or a related field, along with strong analytical and quantitative skills. Familiarity with risk assessment tools, Microsoft Excel, and data analysis software such as SAS or Python is highly valuable. Attention to detail, critical thinking, and effective communication are standout soft skills in this role. These competencies are essential for accurately identifying, evaluating, and communicating potential risks to help organizations make informed decisions.

What are entry level risk jobs?

Entry level risk jobs are positions designed for individuals who are new to the field of risk management, often recent graduates or those with minimal work experience. These roles typically involve assisting with the identification, assessment, and mitigation of risks within an organization, such as financial, operational, or compliance risks. Entry level risk professionals may work in industries like banking, insurance, or consulting and are often responsible for data analysis, preparing reports, and supporting senior risk analysts or managers. These roles provide foundational experience and training for advancing in a risk management career.
What are the most commonly searched types of Risk jobs in Maryland? The most popular types of Risk jobs in Maryland are:
Infographic showing various Entry Level Risk job openings in Maryland as of July 2026, with employment types broken down into 84% Full Time, 12% Part Time, 1% Temporary, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.
RCC Associate Underwriter

RCC Associate Underwriter

M&T Bank

Baltimore, MD • On-site

$28.60 - $47.66/hr

Full-time

Posted 21 days ago


M&T Bank rating

7.8

Company rating: 7.8 out of 10

Based on 185 frontline employees who took The Breakroom Quiz

75th of 150 rated banks


Job description

M&T Realty Capital Corporation is a wholly-owned subsidiary of M&T Bank. As a full-service mortgage banking company, we specialize in providing competitive financing nationwide for commercial real estate.
Overview:
Works directly with M&T Realty Capital Corporation's (M&T RCC) Underwriters analyzing operating statements and rent rolls. Works with Underwriters to conduct initial review of third party reports and evaluate the transaction in accordance with FHA, Fannie Mae DUS, Freddie Mac Seller/Servicer Programs (Optigo), or other programs (i.e. Life Company or Conduit Loans.)
Gathers all necessary information to populate the underwriting narrative and modeling templates and evaluates with senior underwriters against M&T RCC's risk appetite and our lending partners.
Primary Responsibilities:
  • Provide entry level analytical support on a wide variety of assignments including market research, review of property operating statements, cash flow modeling, property valuation, sponsor credit review, and preparation of loan sizing packages that have identified the overall risk assessment of the transaction, as well as providing supportable mitigates to minimize any risk identified
  • Assist Senior Members of the team with all aspects of the loan underwriting process
  • Review pertinent program guides to ensure that the property qualifies for the program and review what is required for the approval.
  • Keep current on guide changes.
  • Attend necessary training and other enrichment opportunities.
  • Interact directly with customers and other members of the RCC team.
  • Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.

Education and Experience Required:
Associate's Degree and 1 year of underwriting or related experience or in lieu of a degree a combined minimum of 3 years' higher education and/or work experience including a minimum of 1 year underwriting or related experience.
Ability to multi-task
Good verbal and written communication skills
Good analytical skills
Proficiency with Excel and Word programs
Ability to multi-task
Education and Experience Preferred:
Basic knowledge of Finance and/or commercial real estate preferred.
Why Choose MTRCC:
We are 1 of 5 US-based lenders offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships
Our parent company, M&T Bank, is one of the largest commercial real estate lenders in the United States. We leverage the power of our balance sheet and other financial services to provide a wide array of resources to fit our clients' needs.
Approved Fannie Mae DUS® and Freddie Mac Optigo® lender since 1989
One of the nation's leading firms providing FHA-insured multifamily mortgages and an approved MAP lender with 30+ years of experience
We offer a competitive Multifamily Bridge Loan Program aimed at providing customers with shorter-term financing solutions as a bridge to closing on an agency or life company execution
Our long-standing relationships with numerous life insurance company investors gives us flexibility during the term of a loan
www.mtrcc.com
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $28.60 - $47.66 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location:
Baltimore, Maryland, United States of America

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