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Entry Level Risk Management Jobs in Lubbock, TX (NOW HIRING)

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Entry Level Risk Management information

See Lubbock, TX salary details

$37.4K

$89.1K

$143.8K

How much do entry level risk management jobs pay per year?

As of Aug 24, 2026, the average yearly pay for entry level risk management in Lubbock, TX is $89,055.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,300.00 and $113,400.00 per year, depending on experience, location, and employer.

What is an entry level risk management?

An entry level risk management job involves identifying, analyzing, and helping to minimize potential risks that could impact a company’s operations and finances. People in these roles often assist senior risk managers by collecting data, preparing reports, and participating in risk assessments. Typical tasks may include reviewing policies, supporting compliance efforts, and learning to use risk assessment tools. This position serves as the starting point for a career in risk management, offering training and exposure to various aspects of the field.

What are the key skills and qualifications needed to thrive as an entry level risk management professional?

To thrive in Entry Level Risk Management, you need strong analytical skills, attention to detail, and a foundational understanding of finance or business, often supported by a relevant bachelor's degree. Familiarity with risk assessment tools, Microsoft Excel, and sometimes certification courses like FRM or basic compliance training is beneficial. Effective communication, critical thinking, and adaptability help you stand out when presenting findings and collaborating with teams. These skills are essential for accurately identifying and mitigating risks to protect organizational assets and ensure regulatory compliance.

What are some common challenges faced by entry level risk management professionals, and how can they effectively address them?

Entry-level risk management professionals often face challenges such as quickly understanding complex regulatory requirements and developing strong analytical skills to identify potential risks. Adapting to fast-paced environments and learning to communicate risk assessments clearly to both technical and non-technical stakeholders are also common hurdles. To overcome these challenges, new professionals should seek mentorship, actively participate in team discussions, continuously update their knowledge of industry trends, and utilize available analytical tools and training resources provided by their organization.

What is the difference between Entry Level Risk Management vs Entry Level Insurance Underwriter?

AspectEntry Level Risk ManagementEntry Level Insurance Underwriter
Required CredentialsBachelor's degree, certifications like CRM or RIMSBachelor's degree, insurance licenses often preferred
Work EnvironmentCorporate offices, consulting firms, financial institutionsInsurance companies, brokerage firms, underwriting departments
Employer & Industry UsageUsed across finance, insurance, and corporate sectorsPrimarily in insurance industry, underwriting departments
Common Search & ComparisonYesYes

Entry Level Risk Management focuses on identifying and mitigating risks across various industries, requiring certifications like CRM or RIMS. Entry Level Insurance Underwriters evaluate insurance applications and determine policy terms, often needing insurance licenses. Both roles are found in corporate and insurance settings, but risk management has a broader industry application, while underwriting is specific to insurance companies.

How hard is it to get into entry level risk management?

Entry level risk management positions typically require a bachelor's degree in finance, business, or a related field, along with strong analytical and communication skills. Relevant certifications like the Certified Risk Management Professional (CRMP) can improve job prospects, but many roles are accessible to recent graduates with internship experience or related coursework.

What qualifications do you need to work in entry level risk management?

Entry level risk management positions typically require a bachelor's degree in fields such as finance, business, economics, or risk management. Strong analytical skills, attention to detail, and proficiency with data analysis tools or software are also important; certifications like the Associate in Risk Management (ARM) can enhance prospects.

What are the most commonly searched types of Risk Management jobs in Lubbock, TX?

The most popular types of Risk Management jobs in Lubbock, TX are:

What job categories do people searching Entry Level Risk Management jobs in Lubbock, TX look for?

The top searched job categories for Entry Level Risk Management jobs in Lubbock, TX are:

What cities near Lubbock, TX are hiring for Entry Level Risk Management jobs?

Cities near Lubbock, TX with the most Entry Level Risk Management job openings:

Entry Level Risk Management jobs near you
Infographic showing various Entry Level Risk Management job openings in Lubbock, TX as of August 2026, with employment types broken down into 82% Full Time, 14% Part Time, and 4% Contract. Highlights an 100% In-person job distribution, with an average salary of $89,055 per year, or $42.8 per hour.

Credit Analyst - Banker Development Program

Hilltop Holdings

Lubbock, TX • On-site

Full-time

Posted 3 days ago

New

Job description


PlainsCapital Bank is seeking motivated individuals to join our Commercial Banking team as a Credit Analyst through our Commercial Banking Development Program, a full-time, post-graduate program beginning in Summer 2027. This entry-level position offers a unique opportunity to gain hands-on experience while participating in an internal development program designed to prepare you for a long-term career in commercial banking. Through the development program, you will receive structured training and career development across key areas of the bank, positioning you for future roles as a relationship manager, portfolio manager, or continued advancement as a credit analyst. Successful participants in the program typically advance within two to three years, making this an ideal opportunity for individuals seeking a dynamic and rewarding career in commercial banking.
During the program, participants work as a Credit Analyst and play a critical role in evaluating the financial health and creditworthiness of commercial clients. This position involves analyzing financial statements, assessing risk, and preparing detailed analyses to support sound lending decisions. As a working Credit Analyst, you will collaborate closely with relationship managers, lending leadership, and credit officers to ensure credit proposals align with the bank's risk appetite and regulatory standards.
Responsibilities
  • Analyzes financial statements and performance across varying levels of quality to develop an initial assessment, highlighting strengths and potential risk areas in the borrower's historical operating performance.
  • Prepares written analyses which include:
    • credit investigation of the borrower and guarantors;
    • economic and market conditions impacting the company, its industry, and geographic market;
    • in-depth historical and projected financial and cash flow analysis, including engaging with the borrower's finance team to clarify accounting practices and ensure accurate interpretation;
    • in-depth analysis of the secondary sources of repayment such as collateral;
    • in-depth analysis of a guarantor's financial position;
    • identifies strengths and vulnerabilities in the borrower's financial and operational profile.
  • Maintains a broad understanding of industry and economic trends by gathering and analyzing relevant data from diverse sources-including borrower conversations, market publications, peer bank references, credit agencies, and online research.
  • Attends regular loan committee meetings, serving as a resource for credit analysis insights and responding to inquiries as needed.
  • Participates in customer meetings as requested by officers (may require travel at times).
  • Coordinates the ordering of appraisals and conducts collateral analysis based on appraisal reports provided by third-party vendors. Leverages appraisal data to assess the accuracy and adequacy of collateral values, supporting informed credit decisions and risk management.
  • Periodically reviews loan agreements to monitor covenant compliance, measures covenant performance, and promptly escalates any breaches to the lending team for resolution.
  • Performs annual risk grading of all credit relationships, including renewals, by evaluating financial performance and identifying any deterioration in credit quality. Uses findings to inform loan loss provisioning and support proactive portfolio risk management.
  • Other duties as required.

Qualifications
  • Must be eligible to work in the U.S. without sponsorship now or in the future
  • Bachelor's degree in Business related field required. Strong preference for Finance or Accounting major or concentration.
  • Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities preferred.
  • Excellent verbal, written and interpersonal communication skills.
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
  • Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
  • Must be self-motivated with strong initiative, accountability, and attention to detail.
  • Must be able to attend initial training in Dallas, TX for approximately four weeks (initial training period could change depending on the needs of the program). Travel for subsequent training sessions will also be required throughout the duration of the Banker Development Program with dates and locations to be announced at the time of training.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
About Us
PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.
Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.
PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.
PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.
To learn more, please visit us online at plainscapital.com/about.

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