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Entry Level Loan Originator Jobs (NOW HIRING)

DHI Mortgage

Mortgage Loan Originator

Kingsport, TN

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Rowlett, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

High Point, NC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DHI Mortgage

Mortgage Loan Originator

Durham, NC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

High Point, NC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Myrtle Beach, SC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Tampa, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DHI Mortgage

Mortgage Loan Originator

High Point, NC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Myrtle Beach, SC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DHI Mortgage

Mortgage Loan Originator

Myrtle Beach, SC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DHI Mortgage

Mortgage Loan Originator

Montgomery, AL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Rowlett, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Fort Myers, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DHI Mortgage

Mortgage Loan Originator

Charlotte, NC

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Durham, NC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DHI Mortgage

Mortgage Loan Originator

Richmond, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

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Showing results 1-20

All JobsEntry Level Loan Originator Jobs

Entry Level Loan Originator information

See salary details

$33.5K

$84.8K

$135K

How much do entry level loan originator jobs pay per year?

As of Jun 16, 2026, the average yearly pay for entry level loan originator in the United States is $84,814.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,500.00 and $95,000.00 per year, depending on experience, location, and employer.

How to get a job as a loan officer with no experience?

Entry level loan officers typically start by obtaining a relevant license, such as a mortgage loan originator license, which requires completing pre-licensing education and passing a test. Gaining experience through internships, entry-level positions in banking or finance, and developing skills in customer service and financial analysis can improve chances of securing a loan officer role without prior experience.

Will MLO be replaced by AI?

As an Entry Level Loan Originator, AI is increasingly used to automate tasks like data entry and initial loan assessments, but it does not fully replace the need for human judgment, communication, and relationship-building skills essential in the role. Loan origination still requires understanding client needs and regulatory compliance, which are difficult for AI to replicate entirely.

What are the key skills and qualifications needed to thrive as an Entry Level Loan Originator, and why are they important?

To thrive as an Entry Level Loan Originator, you need basic financial knowledge, customer service skills, and at least a high school diploma or equivalent, with some employers preferring coursework in finance or business. Familiarity with loan origination software, CRM systems, and, in some cases, state-specific licensing or registration is common. Strong communication, attention to detail, and problem-solving abilities help you build trust with clients and navigate application processes. These skills and qualifications are crucial for accurately processing loans, ensuring regulatory compliance, and delivering excellent client experiences.

How much does a loan officer make on a $500,000 loan?

A loan originator typically earns a commission based on the loan amount, often around 0.5% to 1%, so on a $500,000 loan, they could earn between $2,500 and $5,000 in commissions. Salary and commission structures vary by employer and location, and successful loan officers often combine base pay with performance-based incentives.

How much does a mortgage broker make on a $500,000 loan?

A mortgage broker typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be approximately $2,500 to $5,000 on a $500,000 loan. As an entry level loan originator, earnings may include commissions, fees, and possibly a base salary, depending on the employer and compensation structure.

What does an Entry Level Loan Originator do?

An Entry Level Loan Originator assists clients through the process of applying for and securing loans, such as mortgages or personal loans. Their responsibilities typically include gathering financial information from applicants, explaining loan options and requirements, and submitting applications for approval. They often work under the supervision of more experienced originators while learning about lending regulations, loan products, and customer service. This role is a starting point for a career in the mortgage or lending industry and provides valuable experience in sales, finance, and compliance.

What is the difference between Entry Level Loan Originator vs Loan Officer?

AspectEntry Level Loan OriginatorLoan Officer
CredentialsTypically requires a mortgage license and basic financial knowledgeOften requires a license, experience, and advanced industry knowledge
Work EnvironmentEntry-level, training-focused, often in banks or mortgage companiesMore client-facing, responsible for closing loans, in banks or lending firms
ResponsibilitiesAssisting clients, gathering documents, learning loan processesEvaluating applications, advising clients, closing loans

In summary, an Entry Level Loan Originator is an entry-tier role focused on learning and supporting loan processes, while a Loan Officer typically has more experience, handles client consultations, and manages the full loan approval process.

What are some common challenges Entry Level Loan Originators face when starting out, and how can they overcome them?

Entry Level Loan Originators often face challenges such as building a client base, understanding complex loan products, and navigating regulatory requirements. Overcoming these hurdles typically involves proactive networking, seeking mentorship from experienced colleagues, and taking advantage of training programs offered by employers. Staying organized and asking questions can also help new originators quickly adapt to the fast-paced, detail-oriented nature of the role. Consistent communication with clients and team members is key to building trust and achieving success.
More about Entry Level Loan Originator jobs
What cities are hiring for Entry Level Loan Originator jobs? Cities with the most Entry Level Loan Originator job openings:
What are the most commonly searched types of Loan Originator jobs? The most popular types of Loan Originator jobs are:
What states have the most Entry Level Loan Originator jobs? States with the most job openings for Entry Level Loan Originator jobs include:
Entry Level Loan Originator jobs near you
Infographic showing various Entry Level Loan Originator job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 1% Full Time, 94% Part Time, 3% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $84,814 per year, or $40.8 per hour.
Mortgage Loan Originator

Mortgage Loan Originator

DHI Mortgage

Kingsport, TN

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

Job description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries.  Please visit our website at www.drhorton.com for more information.
D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients. 

Essential Duties and Responsibilities

  •  Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
  • Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
  • Maintain reports and notes within the origination software and customer relationship management systems
  • Review new leads daily and contact them to earn their business
  • Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
  • Make presentations on loan products in sales meetings and with Sales staff in builder communities
  • Quickly respond to Operations in order to facilitate an efficient loan process
  • Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
  • Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
  • Able to work overtime
  • Able to travel overnight
  • Market the company’s products and services accurately and effectively to potential business sources
  • Develop sales leads for mortgages in builder communities and real estate offices
  • Provide weekend coverage in builder communities and grand opening functions
  • Review all documentation provided by borrower, check for accuracy, and address any discrepancies
  • Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
  • Provide input to management, and attend production/staff meetings
  • Infrequently, assist in resolving post-closing/funding problems
  • Attend loan closings when possible

Education and/or Experience   

  • Bachelor's degree from four-year college or university
  • One to two years of related experience and/or training
  • Must have a vehicle and a valid driver’s license
  • Licensed Mortgage Loan Originator as required by state
  • Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
  • Proficiency with MS Office and email
 

Preferred Qualifications

  • Strong written and oral communication skills
  • Ability to accurately and efficiently process and record a large volume of data
  • Ability to act as a team player and be willing to accept constructive criticism
  • Bilingual preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

  • Medical, Dental and Vision
  • 401(K)
  • Employee Stock Purchase Plan
  • Flex Spending Accounts
  • Life & Disability Insurance
  • Vacation, Sick, Personal Time and Company Holidays
  • Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder.  #WeBuildPeopleToo

Apply